SBI PO 2014 Preparation & Discussion Thread

SBI PO- 2014 GD/PI EXPERIENCE PART-3

Personal Interview

 I mentioned before in Part-2 that 4 of us were taken to the Interview and the rest marched forward to the dining hall. Since I was number 5, I was suggested to wind up the lunch quickly. I know you are more excited about the food than the interview experience. Do not worry both bones and greens are there in sumptuous way."Pura Intezaam hai". The batches in the morning were also provided with a Snacks box; I was curious but did not have the courage to ask them.

I took a very light lunch with more salads and decided to leave the dining table early. After all I did not want to enter the interviewing room with a tooth pick in hand, caressing my tummy and resume with a belch- " karyakaram shuru kiya jaye(let the show begin)".  Before I go ahead I would like to have my say on dress code.

Dress Code

I am taking the lines from Mrunal Sir's article which I liked and copy pasting it here. I hope he would not have copy right issues with me.

Copying a few lines from NSA Shiv Shankar Menon's speech to IFS officers:

"A word about dress. Some younger colleagues have asked me why dress so formally and why they could not dress as they chose. The answer is that we normally dress to make the other person take us seriously and to be persuasive, not to express our personalities or look good or stylish, or for comfort. Like it or not, people judge you by your appearance. How we dress depends on the culture we operate in and the statement we choose to make.

I have a theory about why diplomats, soldiers and bankers dress so conservatively, each in their own uniforms. Notice how the more an occupation deals with risk, the more uniform their dress is? A soldier risks his life, the banker risks your money, and the diplomat deals with the risks of war and peace. It is in order to convey the assurance that they know what they are doing, to reassure society, the client or the interlocutor that these professions dress in what amounts to a uniform. And it seems to work."(End of copy paste)

I have heard different opinions from different people. Some People ask whether they should wear a coat or not, they should knot a tie or not. Does it make them odd in the group if nobody is wearing those?

I personally feel it is all your personal choice, if you can carry a Tie or for that matter a Coat, why not wear it. But you do not want to do it on somebody else's advice if you are not comfortable with it, why you will like to suffocate yourself when the situation is already like a hot pressure cooker. I personally prefer a dark trouser(mostly black) and light colored shirt(especially white) with a dark formal tie. But I would like to reiterate, it is all about your comfort Zone.

As far as Lady's are concerned, in my batch a lady wore a black coat and trouser, she managed herself well. But In my opinion nothing beats when a lady enters a room in a light colored Cotton Salwar Suit, with hair properly tugged behind, with no or very light make up and no accessories except a watch on her left hand, wearing sandals with no heel. But again it is all about your personal choice and opinions and we can agree to disagree on that.

INTERVIEW

Moving ahead, I entered confidently into the waiting hall. It does not matter how many interviews you have given before or how much confident you were before, the pressure starts to build in. If I will count from my final year, it was going to be the 26 or 27th time (of course with zero success rate) that I have entered into the final or penultimate stage of a recruiting process but still I found a new situation to worry about. This was the first time a lady was in the panel of men, I was circumspect whether to wish the lady first or the President. I asked the coordinating officer. He was very friendly. He said again this is a personal choice and it varies but he said when you will enter the room the president will be in front of you.

The room in which we were interviewed was of Arundhati Madam's. A year back I had a IBPS po interview and when I entered, the room ended before it started. When the green light glowed and I could hear the buzzer, I got ready and entered the room with confidence, at least tried to look confident. It was not just a room but an opulent suite, and the process was conducted in the first half of the room. There was couch parallel to me and two other perpendicular to it, on each side. A chair was at somewhat 9 to 10 feet from the central couch. That was of course for me. I think the arrangement should be like this or a U table when more people are in the panel.

The president and one more gentleman was sitting on the central couch, lets call them P and R1. The lady and one more gentleman was sitting on the couch left to me, let us call them W and L1 respectively. Then finally one more gentleman sat on my right side couch, He is R2.  Once again to clarify the sitting arrangement- clock wise from me - W, L1;  P,R1; R2

The president was in front of me, I wished him then the lady and the others. I was offered the seat. I sat using the whole depth of the chair, with back aligning to the chair and hands resting on the thighs. I went by the book and followed all the so called standard operating procedures but I was nervous. I think almost everyone had my Bio-data in his hand. Mr President broke the ice.

P: Alright Avinash, You have done Electrical and Electronics Engineering.(I am engineering graduate, 2012 passout) What is the difference between Electrical and Electronics Engineer??

(he straight away hit on my sore nerve, the question was expected but I was caught unprepared)

Me: Electrical is about the basic concepts of Electricity and electronics is all about it's application.(I was reluctant)

P: (Pointing towards the AC) what is it Electrical or Electronic device??

Me: (Unsure) Electronic device

P: Why??(aise kaise chorr dun beta- he must have thought)

Me: it works on the principle (he looked unconvinced)

P: Alright if the cooler at my home stops working whom should I call, electrical or electronics......(I interrupted ,I was getting cornered and was moving nowhere, I had no options)

Me:  I am getting confused Sir.(the lady looked at P and smiled, as i have raised up both my hands up in the air and signaled that you could not shoot me any more )

P: (with a smile) Am I confusing you ?

Me: No sir (I was a name sake engineer, I get irritated even when somebody calls me that)

P: You did your course from VTU. What does it stands for??

Me: Visvesvaraya Technological University (for the first time I was confident)

P: who was he?

Me: (confidently, i wanted to punch in the air) a renowned Civil engineer. Engineer's day celebrated on his birthday. Krishna sagar dam in mandya is built by him.(he looked at me as if saying- beta pura ratta mar k aaye ho)

(I knew this but another candidate from same university refreshed it in the waiting hall)

P: What is your college's name??

Me: RNSIT (he expected the full form) Rama Nagappa Shetty  institute of technology.

P: where is it??

Me: channasandra, banshankri- kengri link road(still he was giving a - dude no idea look) South Bangalore (the only option left with me)

P: who won that constituency seat in lok sabha election(where did that came from)

Me: Anant kumar, he is a central minister now (I noticed him during the election when he was releasing the names of BJP candidates, my friend comes from the same region and I discussed the same with him, so luckily remembered)

P: his famous political rival in that constituency (Should i remind him that i had to leave Bangalore 2 years back and i have been 1000 miles away now and no longer exists there, but when you apply for all India services, you better be Indian first) 

Me: nandan nilekani

p: who is he ?

me: worked at Infosys and chairman of UIDAI

P: who is the CM of Karnataka

Me: Siddaramaiya

P: party??

Me: congress

P: Who is Shashi Tharoor? (The only reason I could make out now that why I was asked so much about political personalities is that in GD I talked about political will, political instability, political symbolism etc, perhaps i used the tabooed word a way too many times and i was bearing the burnt)

Me: MP from Kerela

P: from which constituency

Me: No idea,sir

P: what is the capital of Kerala?

Me: Thiru-vanantpuram (I stammered)

P: He is from there. Why he was recently in news?

Me: Sir, he praised Mr PM and was removed from the congress spokesperson

P: what do you know more about him?

Me: He came second to Ban ki moon for the post of general secretary in UN

P: do you know about his personal life?

Me: Are you talking about his wife?

P: Oh yes. What was her name?

Me: Sunanda pushkar

P: what happened to her?

M:She was found dead in her room in leela palace hotel in Delhi(That's how they showed in the news)

P: what happened to her?

Me: the case is under investigation ( I replied as if I am the Investigating officer and he is some journalist from a media house)

P: Why she was in news recently?

Me: the AIIMs doctor gave a report that she had poison in her viscera.

Anyways the post is going way to long, I will cut it short. He asked few questions about Mr. Modi like where did he fought elections from? Which constituency did he leave and why?

P: which 2 countries did he visited last month?

Me: US

P: and? (I remembered the countries but I had doubt about the last month)

Me: Brazil?

P: no

Me: Nepal?

P: no

Me: Bhutan? (This type of guess work is dangerous, puts you in bad light)

P: no

Me: (I quitted) I do not know

P: Japan (I felt like saying are haan yaar,de taali, I controlled my emotions)

Later he asked about the twin sister pact between Varanasi and the japan city. I replied.

P: Kyoto is famous for?

Me: Kyoto protocol on Global warming.

P: it was way back, of late?

Me: No idea,sir

P: what was the pact about Kashi and Kyoto?

Me: I do not know but with your permission can I make a guess?

P: Please go ahead.

me: Sir, Mr. Modi fought election on making Kashi clean and may Kyoto will help in the cause.(I unnecessarily pushed and that was an absurd and immature answer, when was the last time foreign policies formulated on stupid election campaign promises.)

P: anyways in GD you said Ranchi, Raipur and Dehradun are smart cities. Are they?

Me: (I corrected myself) No sir what I meant was that they are now better in infrastructure than before. They are not smart cities.

P: what is a smart city?

Me: I defined

P: how many smart cities government planning to make?

Me: 100

Finally Mr. President took a glass of water and gave the Baton to R1.

R1: You stayed in Bangalore for 4 years but did not learn Kannada?

(There was column in bio data which mentions the languages you know apart English and I wrote only Hindi)

Me: Sir, I know elementary Kannada, but I am not fluent. I can communicate though.(No Ulloo banaing, No Ulloo banaing)

R1: Can you respond me in Kannada?

Me: ( I was completely trapped, I hardly knew more than few words) I will try Sir (held my breath).

R1: Did you have your lunch?

Me:  Ootta itta Sir  (I was just lucky that day and every one of them broke into a smile)

I remember when I was in the first semester of my college, I was in PG. The mess boy used to bring our Tiffin and used to shout 'Oota Aaita'. Later the watchman used to ask us 'Ootta Itta bhaiya' I used to say 'itta, itta' . The tag line of KBC is completely apt 'Sikhna band to jitna Band'.

I have put Bangalore as one of my preferred circle  and may be that can be the reason , so many question on Karnataka.

R1 said that he is done and pointed towards R2.

R2: Aap hame kaun se jagah ghumana chahenge Karnataka me

(He was only one to speak in Hindi but that was broken it seems he was from south and I had put travelling as one of my interests)

Me: Ooty, Mysore to hai hi, Bangalore bhi, Mangalore bhi, Bi..dar

R2: Bidar me kya hai

Me: Gul..(Mr P thought I want to say Gulbarga)

Actually I wanted to say gol gumbaj in Bijapur but that was not coming.

Me: I do not remember one.

Finally W: you have mentioned two email id's here. When and where did it come from?

Me: Madam, internet was developed from US def...( I was interrupted)

W: No, No, I am asking about email.

Me: (with less confidence) hotmail from India, I do not know the year.

W: (she corrected me politely) An Indian developed it but it did not start from India.

Me: Alright madam.(they looked at each other and Mr P said )

P: Alright thank you Avinash.

Mr L1 did not ask anything. I was mostly interviewed by Mr President, other Panelist hardly each question each.

The way SBI conducted the process, it clearly draws a line and stamps that it remains the market giant or it may be, mine art of exaggeration.

There were no intimidating Questions and sarcasm involved but it will be naive to say that they were there to pamper me. The situation is like a double edged sword, when your head was taken off your shoulder, you will hardly get to know.
There were no questions from Banking and Economy but no question was at random.  The interview revolved around Current affairs, political personalities, Karnataka Circle and the Bio-data. But irrespective of what has happened ,they were great personalities and interacting with them was great learning experience,  especially the way Mr president used to speak, with sheer clarity and immotility, only Vajpayee sahab could have bettered him.

We can only analyse what we have said but how we have said, just leave that only to assessors . So, to judge an interview is not always an intelligent thing to do.

The mistake I did was that I did not smile during the whole Interview. Sometimes I pushed way too far. I can only perceive and perceptions are bound to be wrong.  

Long back I have stopped speculating the results because whether we pass or fail, we have to keep moving forward, if we fall back, nobody will wait for us."

Anyways it is almost the end of SBI PO 2014 for me and it will be unfair if I will not be grateful to the portals which helped in the preparation.

Sources of Preparation: Mrunal.org, bankersadda, Gr8Ambitonz, pagalguy

Thank you for reading the long post and all the best.

 At the end- " If you can, you can only hang our bodies, not our dreams" (context- Mangal Pandey)

any1 from delhi LHO panel 1????????????

also do the panel memebers remain same: like if 4 ppl r members of panel today ,2mrw also they will b panel 1?

i knw its hard to knw, but if any1 has noticed the same based on experiences here...

Here is my GD-PI experience Puys!

Thiruvanthapuram, Panel 1, 16/10/14.

I reached at around 7.35 am at the LHO even though the reporting time was 8. Roamed around for 10 minutes since I thought it is very early to get in. My watch showed 45 minutes past 7 and I decided to enter the LHO building. To my surprise almost everyone expect me was there in the conference hall doing their document verification. I felt like a student who is late to his class. 😉

Coming back to the process.. Verification went smoothly and our GD topic was 'FDI in defence sector'. Almost everyone were against it but a few including me spoke for it. GD was good for me. But we as a group failed to summarize the topic at the end. (A small negative).

Coming to the interview.. I was 11th one to go in. All my predecessors were grilled for an average 15-20 minutes, in rare cases for 25 minutes. There were 6 panel members (One lady and 5 gents). I entered the room and greeted everyone in common (I just said good afternoon and glanced through everyone's face). They asked me to take a seat and I sat on the seat with my spine straight and my hands on my lap. I was advised by a friendly HR lady to keep a constant smile on my face during the interview and therefore I tried to be as pleasant as possible. 😉

As I already said, I was interviewed by a 6 member panel out of which 2 didn't ask any questions to me. Lady member was starring at me throughout the session and the other one was busy reading newspapers.

Grilling session started with the president (P1) of the panel. He started with bhagavat geeta to my surprise (may be because my name is Arjun). He asked me the number of horses tied to Arjuna's chariot. I said 7.. But it was the wrong answer. Then he asked me which lord is present on the flag hoisted on Arjuna's chariot. I said lord hanuman. That answer made him happy and he said good. (The moment I said hanuman the person who was reading the newspapers gave me a awkward look as if I said something about him).

Then the other panel member P2 asked me to tell about the banking system in India. I was good at answering it. Then he asked about central banks of UK, USA and Singapore. I answered bank of England and Federal reserve, and said I don't know about Singapore.

P2 then asked me to tell about the crisis faced by the world today. I asked him whether I should answer from a financial/economical point if view.. He said anything general or specific. So I said about spread of Ebola. He was not very satisfied with it and asked me to list another one.. I said economic slow down in Europe.. He said 'okay.. Anything else'.. I then said terrorist activity.. Esp ISIS in syria and Iraq. Guess what? He gave a cute smile and said okay and, then passed on the Baton to P3. P3 asked me about the difference between biotechnology and nanotechnology, applications of biotechnology in medicinal field. I nailed both questions (Happy face). By the way I am from biotech background. 😃

Again P2's turn.. He asked me define Biotechnology. I managed it well. Asked me to list out the names of biotech companies. Chairperson of Biocon.. (Her full name- Dr. Kiran mazumbdar shaw). This part I managed well, I guess.

Again another round of questions from P2.. What are commercial banks,what are the other types of banks.

Now back to P1. He asked me about the current government in Egypt and also about what separates the borders of Syria and Israel. In both cases I said I am sorry, sir. 😉

Now P4's turn again. He asked something about world bank in an indirect way.. I couldn't answer it. Then he asked me about GST and its advantage.. I was good at it (Happy face finally after a few difficult questions).

Again Mr. President for his final question. He asked me to define the term 'commercial bank' and also to list out the types of banks in India.

Now again P2's turn. He asked me about the relation between RBI and the finance ministry. I said RBI is an autonomous body and it doesn't take direct orders from the finance ministry in making policy decisions. From his face I could make out that he was satisfied with my answer.

Finally they said thank you and I greeted them back. Left the room in a slow motion manner and gently closed the door behind my back. END OF STORY!!

Best of luck everyone. 😃

There is no provision for mentioning marks of class 10 on the bio data form but twice for 12th! is it a mistake?

Please help me guys. It's urgent. I have my interview scheduled on 20th Oct. For some reason, I am not able to get hold of character certificates. Can I submit these at the time of joining? Or, they won't allow me to sit for interview if I don't have these? Help me please.

Which bank has the highest NPA? Whats the NPA of all the PSBs combined as a % of their advances? What are the number of branches of SBI (excluding subsidiaries) in India?

hey can anyone provide me with sbi po materials pdf or online stuffs

So many of u here wd hv cleared sbi written exam,,,wd u plz share the strategy followed by u to crack the exam...plz share what shd be the special strategy and imp books u hd followed during ur preperation 

Hello guys. .here's my GD/PI experience- lho chandigarh 17/10/2014 8 am .

Documentation started at 8 am and we were done by 9:30.

Then we were taken to conference room and gd started at 10 am and continued till 10:40 am.topic - "liberalisation and speeding of reform is the most important task of present time."

Everybody was given 2 minutes to speak randomly. .not in any particular order. After everyone spoke once discussion was open to all- anybody could speak. 

After that interviews started- mostly current topics from the past week were asked.

My turn came at number 13

Q's asked-

Different types of taxes (as my father's profession is excise and taxation)

Nobel prize winners

Rbi functions

Why rupee is depreciating explain with example

Define 2g and 3g 

Different techniques of transmission (as I am a eee student)

Some other questions were derived from above q's. 

Other candidates were asked

Why dlf was in news

What india have as forex reserve

NPA and it's value

CAD

chief economic adviser???

Hudhud cyclone

Your view points on indo pakka relations

Tell us something about m c marry kom

These were some of the qs which I am able to recall...

All the best guys.

one question is making rounds in my mind....... every one GD/PI experience i read here is good to awesome including mine. all ppl here are giving answer of approx 70-80% question asked by the panel. so everyone will get more or less same marks.   so will final selection be more dependent on written marks?????

or is that ppl here at pagalguy are very good. so it seems apparently that everyone is good whereas in reality many ppl not in pagalguy would be having not so good GD/PI.  just a random thought. it might be wrong. plzz comment

1 more calculation-

approx 2 ppl are absent from each group of 14 ppl.  

No. of students- 5000 approx

no of groups= 5000/14= 357 approx

total no of absentees- 357*2= 700 approx

total no fake identity cases= 300 approx

so 1837 selection will be from 5000-(300+700)= 4000 candidates. 

Do they fail anyone in GD PI?

Guys, I have a question. In the interview, if the panel asks you simple questions, does that mean you are already rejected?

Hyderabad centre october 15th
Gd: role of private hospitals ! 
Interview ! Mine was last at 6 pm ! 
They asked me if I had felt bored waiting ! I said I enjoyed interacting with all the students ! He asked me if I had asked everyone about questions asked ! I said no ! Then he said there is no harm asking ! And then I said I asked 2 students and I found that u are not repeating questions so I just left ! He said I m impressed by waving his eye brows ! 
1st member 
Are u aspiring fro civils services ? 
I said yes ! I will appear for it in future after some years but I may or may not ! ( though this year it's my 2nd attempt- I bluffed)

Other women member asked if I will leave sbi po if I get ias or ips 
I said definitely madam ! 
She said it means ur wasting our money !
1st member supported me that everyone will leave for such a post and he said to chase my dream since there is no harm aspiring for such a service ! 
I said I may or may not Bcoz already there will b a lot of pressure in sbi ! Right now my only aim is to become an sbi po and in future only if I get ias or ips I will leave it ! 
1st member asked what if I get other services 
I said till then I ll have a lot of experience here and sbi po is Al very good post !
Then 1st member has started asking about banking sector ! 
Fii fdi ! What they actually mean ! 
Told perfectly 
Measures by rbi to tame inflation 
Told it 
Asked about omo ! 
Explained how they inject and take our money ! 
Next women member picked up from there ! 
She said difference between Fii and fdi and full form of it!
Answered crystal clear ! 
Then she said I have asked this question to many but no ne answered I hope u will answer it ! 
After 1991 india needed money and one more thing ! What is that! 
I said technology !
She waved her head hardly and told very good ! 
Then next member has taken the task and he is isthe main member with full of knowledge ! 
Asked about npas 
Asset liability management 
Indemnity vs guarantee 
Couldn't answer properly 
He said u can answer questions using ur brain ! U just have that potential ! So I m giving u 2 mins ! If u don't get I will move on to next question !but I answered vaguely about npas ! 
Some other banking terms he has asked like moral suasion !
He asked means for savings in india ! Answered it confidently !

Then he went for hobbies (reading news and playing snooker ) 
Did u follow maharashtra elections? 
I said i don't follow politics ! Then suddenly 3 members started making fun and laughed for some time ! 
Asked about dlf case ! I replied i don't know ! 
Why jayalalitha in news ! 
Answered it 
Who was the judge of that case 
Sorry sir I don't know ! 
Finally he asked difference between snooker and billiards ! 
Explained them perfectly ! 
That's it ! Interview has ended !

Hi All

Its an update from Kolkata Centre, interview was on 14th oct.

GD topic was Ïs excessive importance to environment is hampering our country's growth". We were given 2 min to prepare and then 2 mins individually to present out thoughts. In all 12 members in the group with 5 panel members.

Interview question"s were general, none related to banking but lots of ques regarding what one spoke in GD and subsequently from the respective educational field. I was asked regarding concerns for transfer, GQ ques like who is Milkha Singh, States and capital, native place, El nino etc. All in all it was good with cordial panel members, they put you at ease and let you speak ur views.

17/10/2014 Lucknow SBI LHO  11.00 am shift

GD Topic: Is Child labour a social evil. Laws alone can abolish it.

All the candidates spoke in support of the topic and also agreeing that we too have to put in effort to abolish it. In the first round everyone was given 2 minutes to speak with sequence, no one can interfere when one is speaking and after 1st round again 1 minute was given to everybody to add any extra points if he wants.

Interview:

1- What is Greenpeace

2- Do you know about Green Party.

3- After how many years presidential elections are held in USA

4- Secretary of State of USA, Vice President of USA, which US lady is billed to be next President of USA

5- Which party's Government is in UK?

6- What is the biggest challenge in front of Public Sector banks except NPAs?

7- Difference between corporate and non- corporate

8- What is Corporate governance?

9- what is the role of Ministry of Corporate Affairs?

10- what are the hazards of Coal Mining?

11- Global Warming?

12- what are Chloro fluro carbons?

My gdpi experience: Jaipur 18.10.14

8 am panel 1

Gd topic :films and internet are making Indian youth corrupt. 

It was a gud a GD.

Interview: sort of weird for me.First one to be interviewed. When I entered they cracked a joke on my name :/

Next they said after 10+2 u r in management subject so how did u manage to take that?

Again laughed...

Then about my academic sub 2 questions then few on father's profession and then my job area. Answered all.

They again laughed and smiled on my lnterest towards PETA and animals. They then asked about my interest for banking.

And when I was leaving the panel said to keep the good work of PETA on and help animals.

When I left again they laughed as I closed the door. Their laugh was being heard in the corridor also.

I am not getting what was this an interview or laughing show!!! 

Feeling weird.... 😞 :/

18 oct LHO Delhi Panel 1

GD TOPIC: should govt stress on fostering industrial sector rather than agricultural sector

also , GD topic of panel 2 was : something related to globalisation v/s nationalisation

PI: it was not very tough, ques related to my city, hobbies, gd and wat is adarsh gram scheme by modi?

i was not able to answer a few.. like my hobby is reading, mam also seemed avid reader: she asked about some authors : i havnt heard of them ;  i said dont know; i mentioned i read enid blyton in school: she asked me her full name: i didnt knw, asked me abt John greesham's 1st novel again i didnt know,i mentioned read chacha chaudhary in childhood, he asked Pran's full name : i said i have read but dont remember..

was able to answer other questions as they were general

Hi Guys , I think mostly everyone cleared written in SBI PO and attending interview ,.. can u guys guide me for next sbi po preparation .. which online test can i prefer and which book can i use for marketing? ..pls help me 

When  SBI GD/PI is getting over and when SBI will declare final results. 

 Dt. 17/10/2014 Venue: BHOPAL SBI-LHO

GD topic: Can inter community marriage be a tool for national `integration.

PI: (8-10 minutes)

Q1- WTO full form and is India a member? 

Q2- India's stand in WTO (regarding food security bill....they asked everything about it like why india refused and why countries like usa are in favor of it etc etc) 

Q3: A similar stand was taken by India for an environmental issue? (Could not answer this one)

Q4- What are the different risks a bank can face?

Q5- Bachelor Chief Ministers? (could name only mamata banerjee...didn't know any more)

Q6- What kind of loans come under "PERSONAL BANKING".

Q7- What is cloud computing and is it used in banks?