My main aim is to do a MBA from top b-schools in india.For that i need to take up a job,that i can show it as an experience to improve my profile (for a year or so) and which will give me a decent salary and also adequate time for my cat preparation.So which of the options will be best suited to me-- Bank PO/Bank clerical/Infosys job.
can we change departments in bank like i am selected as asst manager but can i go to other departments like finance/hr/it anything like that is possible?
apart from jaaib/caaib..are there any other certificate course that can help in switching to private sector???
do BOB clerk has less work load and fixed working hour than Vijaya bank PO.??
Friends, so how many days left for your joining....any news??
When you revisit this thread after spending some time in your respective banks, you will realize that many questions you asked here were so out of the world, some were so imaginary cases which your ambition/aspiration wanted to achieve.
You will repeatedly be questioned by your near and dear ones, "when will you become branch manager?" but sooner or later you will realize, growth from an insiders perspective is totally different thing and is in a totally different plane compared to what it appears from outside.
There will be a time when you will feel, oh god! just let me work for some more time under a senior before I am given independent charge.
There will come a time when, after managing a branch independently, when you senior is on leave, you will feel, its awesome to be in total charge.
You will experience a thousand emotions as you undertake this journey.
Meanwhile between the start of this thread and now, people have expressed their views which projected this job between extremes - from a rosy career to the one where angels fear to tread. Mostly, it was because they saw only from their limited point of views. I have repeatedly made it clear, just like any other job, this too has its challenges and joys. If you have prior work experience, you will easily subscribe to this view.
It has been my endeavor to give you, a newcomer, as balanced and unbiased opinion as I could. So that, at least you have an opportunity to peek into what you aspire to be, which I had not. There was no @winner_iima for me. Internet didn't give me an insight, people near and around me had not taken this route earlier, the best they could think was an IT specialist role. I was hell bent that, if I join bank it will be in the main business as a generalist. if I have to work in technology then I was happy working for TCS. Till date I don't have an opinion as to which one is better, TCS or bank. I believe, they both gave me an opportunity to explore my limits & my interests.
Not getting any quality info, I made rounds of my Head Office number of times. I approached the sir who was handling the joining formalities. Since he was a very busy man, I usually had to wait for an hour or two just to speak to him for a few minutes. You see, I did this, because I had to choose between a budding career in IT in metro and starting a new career in a remote state. After IBPS, banking has really got a lot of coverage and attention. People from different streams have started pouring in.
Here in this PaGalguy thread, it has been a pleasure to undertake this journey since last three years. I am humbled when some tell me that my posts have been helpful, that they have read my each and every post, etc. I feel satisfied that, my struggle to be a regular here bore some fruit.
Now getting back to my initial paragraph, I wrote all this just to make you realize that you have been asking a lot of questions to me, which are stupid
Think from your point of view, you will realize that at this point of time, before being an insider, it holds a significant value for you. These are important questions that you should ask and there should be dependable answers.
Plainly speaking - give me some respite, after joining you people are to keep visiting this place to share how your life is @bank and also to satisfy the anxiety of next batch.
You will repeatedly be questioned by your near and dear ones, "when will you become branch manager?" but sooner or later you will realize, growth from an insiders perspective is totally different thing and is in a totally different plane compared to what it appears from outside.
There will be a time when you will feel, oh god! just let me work for some more time under a senior before I am given independent charge.
There will come a time when, after managing a branch independently, when you senior is on leave, you will feel, its awesome to be in total charge.
You will experience a thousand emotions as you undertake this journey.
Meanwhile between the start of this thread and now, people have expressed their views which projected this job between extremes - from a rosy career to the one where angels fear to tread. Mostly, it was because they saw only from their limited point of views. I have repeatedly made it clear, just like any other job, this too has its challenges and joys. If you have prior work experience, you will easily subscribe to this view.
It has been my endeavor to give you, a newcomer, as balanced and unbiased opinion as I could. So that, at least you have an opportunity to peek into what you aspire to be, which I had not. There was no @winner_iima for me. Internet didn't give me an insight, people near and around me had not taken this route earlier, the best they could think was an IT specialist role. I was hell bent that, if I join bank it will be in the main business as a generalist. if I have to work in technology then I was happy working for TCS. Till date I don't have an opinion as to which one is better, TCS or bank. I believe, they both gave me an opportunity to explore my limits & my interests.
Not getting any quality info, I made rounds of my Head Office number of times. I approached the sir who was handling the joining formalities. Since he was a very busy man, I usually had to wait for an hour or two just to speak to him for a few minutes. You see, I did this, because I had to choose between a budding career in IT in metro and starting a new career in a remote state. After IBPS, banking has really got a lot of coverage and attention. People from different streams have started pouring in.
Here in this PaGalguy thread, it has been a pleasure to undertake this journey since last three years. I am humbled when some tell me that my posts have been helpful, that they have read my each and every post, etc. I feel satisfied that, my struggle to be a regular here bore some fruit.
Now getting back to my initial paragraph, I wrote all this just to make you realize that you have been asking a lot of questions to me, which are stupid
Think from your point of view, you will realize that at this point of time, before being an insider, it holds a significant value for you. These are important questions that you should ask and there should be dependable answers. Plainly speaking - give me some respite, after joining you people are to keep visiting this place to share how your life is @bank and also to satisfy the anxiety of next batch.
Dubey
guys i need your opinion, i am selected as po in oriental bank and as it officer scale-1 in pnb.. so which one should i go for?? i am not able to make up my mind as to which one out of the two..
just a small enquiry😐😐😐 what is induction training?
Indian bank ki notification mein likha hai we would be called for induction training.😐😐😐
OK folks,
This might be off season and completely off topic but give it a glance.
My intention is to help all you guys preparing for the IBPS PO exams to make a decision. To make you think before investing so much time in it.
First, something about myself so that you may be able to relate to what follows.
1) Male, General Category candidate with 78.6% and 75.8% scores in 10th and 12th respectively.
2) 2010 BE graduate from RGPV, Bhopal. 71.75%
3) 2008 July - 2012 October CAT aspirant; appeared 4 times, 2009 (69.09%ile), 2010 (77%ile), 2011 (96.57%ile) and 2012 (93%ile)
4) Worked in Tech Mahindra (Hyd) from 22 Mar 11 to 31 Oct 2013. Currently employed at Union Bank of India in a small and filthy town called Dahod (Guj-MP border).
What made me move from IT job to PO?
1) I didn't make it into the premiere B-schools so the future was looking very dark indeed. After the interview experiences in IIT Kanpur, Madras and IMT Ghaziabad (2012-2014 batch), it became very clear to me that my chances of getting selected in those institutions with the Male, General and engineer tag accompanied with the mediocre academics and zero extra-curriculars at any level; was ZERO.
2) Tech Mahindra ruined Satyam, since the merger in summer 2013, the company has been bombarded with employee un-friendly policies. Salary hikes were deliberately delayed by 9 months and no arrears were given. I worked at the same salary from May 2012 to 31 Oct 2013 (my last working day). They have 18 months as the pay revision period instead of the usual 12 in all other firms.
3) I worked in the CITI Bank project as a manual tester of mobile and tablet applications. Being a black-box test, I had no exposure to the scripting and there was no scope of automation in it (zero support from client and unwillingness to do anything by the project manager). What seemed like a stable project in July 2011, now turned into a big threat to my career in July 2013.
3) I wasn't able to secure any other job in any other company (Mar 13-Jul 13) so the situation was critical. That happened at Accenture, Bank of America and Capgimeni. The market prospects of a manual black-box test engineer are very-very bleak.
4) Things at the Citi Project (in which I was a manual tester) were also getting worst day-by-day. And to top it all, the Pr Mgr refused to release anyone of the project. With no exposure to Automation tools and working on the same applications for 20 months, no onsite prospects, and no value added to the career; my career at Tech Mahindra was as good as doomed.
5) Family pressure (biggest). As per Dad, I would have a better salary (I knew better), will be able to take out time for myself and will be able to return home. I am from Bhopal; if one works in IT, the closest he can get to that place is Indore (that too at the price of growth). There was this “return home” factor too; but even though reality stared me in the face, I refused to believe it. I can never settle down in a place like Bhopal; it has to be one of the metros.
Now let me come to the part where most will be interested in:
Today is Saturday, half working day in banks, right? Well I entered my room at 8 PM. Life as a PO is HELL (or at least mine has been). I will take the above points and compare MY EXPERIENCE in IT and PO.
Time: As a PO, you will start your work as scheduled but there is no time to stop/end your work. I am sure that may also be the case with most IT professionals but I had fixed working hours 2PM to 9:15PM with breaks involved in between. You have no lunch hour in a bank (in Gujarat at least) and the day can end any time between 6:00PM to 9:00PM (Ya! 10:30-11:00 hour working day is possible)
Work Environment: In IT, you will have a cabin shared by 3 others (in most cases) with carpet floor, AC cabins, peaceful work environment, hygienic and you will like it. Your PC in front of you, earphones plugged in your smart phone and that connected with your charger. In the bank, your phone will still be connected to the charger but you won't be listening to anything other than noise. Branches are terrible (except for metros and other big cities). As far as ergonomics go, banks suck. In an IT firm, you will have a cafeteria and a fixed time for lunch but in case of PO stationed in a branch (not in a big city), there is no “lunch-time” or provision for food. So things are bad.
Salary: My CTC at Tech M was 3.85lpa so I got 29500 in hand every month (after all deductions). CTC in the bank (as told by the HR) is 5.56 lpa but my in-hand salary is 25000-26500 every month. If I include the rent and petrol (which I don't avail at the moment), the monthly compensation will round off to 33K-34K. The overall salary structure is: 14500 (basic) + 14500 (DA) + 160 (newspaper) + 450 (entertainment) + 500 (Mobile) + 30lt petrol (bill based) + 3850 (Rent) – 200 professional tax – 100 (education cess) – 2500 (PF) – 400 (misc). Both salaries are barely enough to support one person but not a life partner. In IT, you can increase radically by switching but there is no such option in banks.
Risk Factor: In IT, you are dealing with software and if something goes wrong today it can be fixed tomorrow. In banks, nothing can be left for tomorrow. Everything needs to be completed the same day and there can be NO mistakes. Any discrepancy and the officer (you) have to pay for it from your wallet. And I am not talking about 100-1000 range, the amount can be as small as Rs 10 and can be as big as 10 lakh, it will be taken from you. People have lost jobs, quit in the middle of their career because of such policies. If you give a person wrong medicine, he won't be angry, give him Rs 10 less and he will be ready to kill you (in Gujarat at least)
Leaves: Being a sarkari naukri, banks should win hands down in this department right? WRONG; IT wins this round too. You have 5 working days in IT, in banks its 6 days. In IT you take 2 days leave and you can go home easily. In banks even if you manage to secure that leave you won't be getting much time at home. Leaves are credited to your account on 1st January in banks for the entire year, although it may sound good but the catch is for those of you joining in April-May, you won't have a single leave in your account till 1st Jan next year. Even after that, if you get posted in small branches (2-4 officers) securing leave will always be a problem. Respect/Decency: In IT, no matter how bad a person is, he/she HAS to BEHAVE (in south at least, I've heard things get out of hand in NCR area). Talks will be done in a decent tone and in a dignified way. People know how to talk and communicate. In banks, the customers will thrash you, your bosses will verbal-rape you in front of the entire staff (have seen this happening to my BM). No decency in language and no respect from anyone. People will treat you like absolute garbage because you have no powers and because the nationalised banks have gone down the “Customer is God” lane, you are the absolute scumbag out there. Any complaint lodged will not be closed till the customer gives in writing that he was satisfied by the action taken.
Transfers: Will be random and it can be anywhere in the country. Female candidates will always get preference and we will be hacked every single time.
Job Security Vs Satisfaction: Yes, there is no one that can take away this job from you but in the end, I tend to ask myself one simple question “Is this how I wanted my life to be?” And I get a big NO as the answer.
Things are so bad here that I am practically depressed 24X7 and have thought about suicide many times (yes suicide!!). I used to be a good person with logical thinking and a good personality and I studied hard just as I worked hard. I deserved better.
hi
after resiginig from sbi po r assnt manager what are the options .i meen frm bank to which field we can apply for career change
Is it possible for a PO to get an NOC for appearing in Civil Services Exam?
Pls explain in-hand salary for a BOB PO...and also wat r the chances of getting home posting after probation
@winner_iima Hello,
Please help me out regarding the following query of mine....
While being in Bank of Baroda PO job, can I leave that job, before turning into a confirmed officer, by not giving any notice period ?? The Bank of Baroda rules say that officers have to give 3 months' notice period.... But that is for only the confirmed officers and not probationary officers, isnt it ??
Please help....
Please help me out regarding the following query of mine....
While being in Bank of Baroda PO job, can I leave that job, before turning into a confirmed officer, by not giving any notice period ?? The Bank of Baroda rules say that officers have to give 3 months' notice period.... But that is for only the confirmed officers and not probationary officers, isnt it ??
Please help....
got selected as PO in Indian Overseas bank!!!....guys i'm preparing for civil services(i couldn't clear it in 2013 so po was my back up option).... now guys how much time i could able to devote while in the probationary period...is it too hectic???? whats the timing of office(is it 12 hrs job)???? guys help me!!!😟😟😟
should a PO opt for leased or go for rented accommodation.
what are the possibility of urban posting for a female candidate in north?
Got PO in Indian Bank
I am ready to stay in rural or semi urban area for the next 10 years in BOB IT officer job, but I want to stay in my home town kolkata, where BOB has regional/ zonal/ corporate big ofices, can I spend the last 20,30 yrs of service in same location?
I have been selected as BOB IT officer scale 1, also people told me IT officers are tranferred to general banking and to get fast track promotion, they need to serve rural posting. How much true is that?
How many promotions can I get in this job in my career?
When the bipartite will get settled(dont know what does it mean!) what are the benefits of this ??
When the bipartite will get settled(dont know what does it mean!) what are the benefits of this ??
does a bank PO selected in a particular bank have any chance of getting into the merchant banking business or any other subsidiary of that Bank in future?
if anyone is a CFA and MBA finance, does he/she have a chance to get into it?
i hve been selected in Indian bank so any chances to get into it in future?
why any po in the psu banks out there has not come up with the positive aspects of this job i have gone to almost all the pages of this profile 80% of them feel this job is pathetic . oh my gosh .
reasons i believe is
1. they are still under probation and has not yet completed their training period
2. branches are very remote and all those who have written are the ones which got very far rural so called worst and filthy branches.
3. branch manager is not right or not cordial and is very mean and let him do work which is not of his profile and make him sit hours in the bank
4. he just had a bad day in the bank and he expelled out his anger here at the forum
others please clarify
i really dont knw.... yes i am zero at this po profile and knowledge... but this was the whole summary i could get from the ones who wrote in this forum about the bank po profile " the worst tag"
and i would like some one who is happy with his life as a po or has completed to write down few lines and give each one of us some positive vibes and boost our morale.
bottom line "life is not bed of roses"
and i would like some one who is happy with his life as a po or has completed to write down few lines and give each one of us some positive vibes and boost our morale.
bottom line "life is not bed of roses"
Guys I have a choice between PO and an assistant post in my State's PSC. Salary is less but work is also expected to be less. Which do you think I should take?
what can be a wise choise :
Sbi po OR RBI Grade B Officer?