Ibps po3 , clerk 3 and rrb discussion

an old post for revision answered by @jumman014 and asked by @dashing.sujay

Q ) How allowing oil companies to directly buy dollar from RBI helped ?


Ans )

Actually the manin reason for falling of rupee is india's current a/c deficit. since we import oil from international market and oil is denominated in dollar (i.e we can buy oil only in dollar) and US dollar-rate depends on supply and demand .for example the companies that sell oil accept money in dollar when these companies come to the market (forex market) to sell their oil but indian govt pays in ruppee then the indian govt goes to forex market and suppose that current rate of US dollar is 1$=50 rupees and indian govt wants to buy $1b worth of oil i.e 5000 crore rupees of oil then indian govt. will go to forex market and will say in the forex market that we want to buy dollars worth $1b and thsese dollars that indian govt want to buy is provided in market by foreigner and suppose there is not enough dollar in the market then the will say we dont have enough dollar to sell then indina govt. says i m willing to pay $1=51 i.e the foreigner are now getting 1 rupee more then more foreigner will like to sell their dollar(bec. of premium they r getting) and indian govt. is buying dollar on the behalf of these oil companies so rupee depreciated from 50 to 51(bec. of supply and demand forces) and suppose these companies did not need to buy these dollars then the demand of ruppee would have increased (bec. no one is in market to buy these dollars) in that case the rupee would have appreaciated i.e the guy who wants to buy dollar would have said i would only pay $1=48


Q) But a question arises in my mind- As the RBI has urged oil companies to buy dollar from them, so won't this decrease country's forex reserves drastically ? Assuming that RBI will provide dollars to oil companies from country's forex reserves itself as there's no alternative prima facie option.

Ans )

yes by providing dollar directly to oil companies the forex reserves of india will come down .but india has forex reserve worth $300b and oil companies will only need $30-40b dollar. and remember one thing rbi can accumulate these dollars at any time

Q) Yes, but accumulating these dollars will again depend upon exports, in which India sucks. Am I right ?

Ans )

no suppose a foreign company wants to buy an indian company worth $5b then this foreign company will come to forex market to change these $5b worth of dollar in to rupee if this foreign company directly sell dollars into the market then there will be no one to absorb this wooping $5b worth of dollar and suddenly the rupee will appreciate so then rbi will provide $5b worth of indian rupee so they have accumulated $5b worth of dollars


sharing my experience:-

had an interview in the morning
7 jan (panel 5) 8:30 at
executive home, akshaya tower, buddhmarg, patna
- entry at sharp 8:30
- documentation verification was panel wise (20-25 candidates per panel).
took around 45 minutes.
- INTERVIEW of mine started at approx 11 am

some questions which i remember:
1. where are u from
2 what u father do
3 have u been to village
4 what do u mean by telecommunication
5 what is wavelength, frequency
6 crest and trough in wavelength
7 what is radar
8. what is diode
9. what are functions of RBI
10. what is priority sector lending

2-3 aur questions the, unable to recall
overall experience was good (took around 10 minutes)

Imagine this thread being observed by IBPS panel members & v posting our experiences 😁😁😲

my interboooo over at last mgmgmgmg😁😁😁😁😁

puys, CV needed for interview ?

please someone explain in simple language what is capital account and what is current account ? n what is balance of payment

BOI sec 62 Noida,7TH JAN

time 8:30 , panel 8

category General CWE marks 84

Great and friendly panel...

DOCUMENT VERIFICATION 10 MIN

INTERVIEW START AT 11:00 AM

PANEL (4MEMBER ,3MALE ,1 FEMALE)

MAY I COME IN SIR,

GOOD MRNG MAAM THEN WISHED GDMRNG SIR TO ALL 3

M1- good mrng beta (female) smiled and asked name.

M2- why u 1st wished to maam then us ..

ans- given very good ans in our society female value and respect ..all impressed.

m3- so tell me about urself and bckground

and- told

m3- why you came to delhi from bihar for graduation

told -opportunity ,growth and facility in delhi ...but he never seems to convinced told me u will get all facility there also ...then i replied about environment and Delhi university .ok ok

THEN HE ASKED WHY BANKING SECTOR

ANS--

m4- what is the major problem banking sector are facing currently

ans- told he is almost convince

m2- what is difference between NEFT AND RTGS

ans- only full form i know so told that only

M2- WHAT IS FISCAL DEFICIT

explained with example happy with my answer

nxt question what is HUMAN RIGHT TELL ME ONE +ve and _ve point

explianed RTE PRO AND CONS WITH EXAMPLE

M2- WHAT IS CAPITAL ACCOUNT AND WHAT IS NPA

M2- WHAT Is GDP ,LAST YR AND CURRENT GDP EXPECTED GDP ..

LAST QUESN FROM FEMALE WHAT IS UR SCORE

All in all very satisfied.. great and supportive panel...

Your views Puys......

ATB to all...

those who dnt have provisional...they will reject u.....i had my interview today...score 91...gen cat.....scanned copy bhi dikhaya...rejected..

by which date can we expect interview scores to be published?

Hi Guys!! Could someone help me in understanding the duties/accountabilities/responsibilities of a Probationary Officer?And how will the growth ladder be, once we join as a Probationary Officer?

This place really has been a good platform for sharing information..Hope it stays the same:)

guys.. i have a problm regarding ma name.....

i dont have ma initial in the intrvw cl lettr but ma certificates have ma initial.... will tht b a problm.....???
suggst any solutions......

kya kisi ke liye bhi undertaking liya hai???


my intrvw was the worst intrvw that could happen ....i gt 90 (gen) .. do i still stand a chance to make it through ....

HI guys...
I have a query.I am 2012 passed out aspirant...
My Original Degree has not yet posted by JNTU
Now i have CMM and provisional degree is that sufficent during the doc verification.
Plz help me out to releave out of tension
My interview is on 10/1/2014
Plzzzzzzzzzzzzzzzz

Date : 7th jan
Time : 8:30 am

Centre : BOI, staff training centre, Noida

Score : 103, Cat : general

A panel of 4 (M1,M2,M3,M4) Panel : XI

Interview lasted exact 12 minutes.

The panel was very cordial and friendly, but they were unorthodox.

No intro, No why banking type questions. Everything was spontaneous.

Asked a few questions about my graduation/college.

Then, they asked me about the problem of inflation and how would you to tackle it.

Questions regarding the poor manufacturing sector performance and what would you do to improve it. Monetary policy. Functions of RBI, tools RBI use.

Last question : How would you contribute to banking industry. Overall, it was a good experience. They all looked satisfied with my replies.


ATB to others, who are yet to appear. 👍👍








anyone from jaipur, centre: bank of baroda zonal office, plz share your interview experience


Received , Acknowledged , Thank you Pagalguy ...for the "certificate of Insanity" :mg: :mg:

I had my interview yesterday in Bhubaneswar. Interview was in second session. Document verification started at 2PM….i was 5th so document verification was done by 2.30 PM. My interview number came at 3.00 PM and was done by 3.10. (Paata hee nhi chaala kab shuru hua aur kab khatam)…..my interview was no less then a HORROR MOVIE.(horrible experience).


There were 4 members(all male).

Entered room wished everyone GUD AFTERNOON SIR.(they took few secs to pronounce my name right)

M1:Tell me something about urself.....he was like aur bolo(then added my aim,my hobbies)…he was not satisfied then he said WAT ABT EDUCATION(oops….i was like yeh kaise hogaya😠😠😠……I was hell nervous).

Why should we hire you.(Answered)

Then a situational question.Like if I'm branch manger of a rural area and reject a loan of 150 people and they come to branch and create a chaos and even threatens me to pass their loan wat will i do? Some 6-7 cross questions related to this? (to bhi frank bahaut comedy bhi hoo raha tha).


M2:He was like much interested in languages I know. My mother tongue is gujrati then how come I know odia and he asked about my fathers occupation? A small discussion on that.


M3:Tell something about ur home town(since I hail from a rural place which is some 600KM from Bhubaneswar)

Two industrial area nearby ur home town? (Answered) I said an industry here and they asked me who is the founder ?Out of no where I said SACHIN PILOT.(they all laughed…then immediately i said sorry)

If given placement in ur home town for all ur life wat will u do? Answered

If given posting in more rural area wat will u do? Answered


M4:Tell 5 women CMD's(I said 4 and was interrupted he didn't allow me to speak the 5th one😟)

Can HR's communicate negative performance to their employees ......if yes how? Answered


He said thank you.


M2 again:What did u think and said SACHIN PILOT do u know where does he hail from…….Why SACHIN PILOT only?

I said rajasthan my bad sir I'm sorry…..he was like its ok no problem….M4 says when she can come to odisha from gujrat y cant SACHIN PILOT come from rajasthan.(Every body laughs ……. Me toomg)

He said u can leave ….i said thank you.


How was it puys?…………..I'm damn nervous and afraid of results I feel interview was not good….I know mujhe baba ji ka thullu milega..😟😟😟😟😟😟

anyone having interview on 10th jan at 1 pm at noida

we don't have to submit the originals right?