Interview experience..IBPS PO V
19/01/2016
Venue.Canara bank Trivandrum
Panel 1
Panel had members 4 m 1 F
My turn came at 5pm
Me.Opened the door Fully .May I come in sir?
M1(seems to be the head of panel)..yes betah come in..pls sit
Me.gudevening sir
M1u So u are from trivandrum..yes sir..tell your percentages in school ,plus two n graduation told
M1.tell about your family?what all of them doing?told
M1.so your father retired from postal dept..what is postal banking?told..when its going to be started?
Me.sir next year..M1 what is the exact date?told don't kno but its next year
M1.What is the price of land in trivandrum?don't kno the exact price sir
M1.Imagine you are the manager of a bank am coming to take loan what are the things ask and what are the documents u required?
Me.sir ..what purpose is the loan?whether employed or not?suddenly he told he doesn't have a job..then I told land documents..again he told I don't have land..then I told then no loan sir..every one laughed except M1.M1 told soch betah soch..I told sir these are things am remembering right now..
M1.You are a manager you should kno all these things..OK?me..yes sir I will..
M2.what is PPP?tell eg?whether its gud ?how its gud?
Me.answered all..
M2.You wrote IBPS for the First time?u took coaching?now a days everyone is going for coaching , y you not gone how u cleared without coaching?
Me.sir..if I gone for coaching I will make a company of friends and won't study..hearing this madam laughed like anything..also I told I studied through online..every one gave a nice smile and convinced with my answers ..M2 didn't smiled and told so a self made person..I replied yes sir..
M3..Aravind..A man have 3 children he made 1st son as nominee will the other two children have any right in the money?
Me.yes..sir bcos of legal heir if they went to court the court will favour them..M3 ..no no the bank have the responsibility only to nominee rest their internal matters..I told OK..suddenly M3 asked u earlier told something like legal heir y u changed ur answer?sir now only I understood the question that's y ..he told OK..M2..so tell me what will happen if there is no nominee??told that the whole money will kept in bank.again everyone laughed..then M3 explained me what is nomination n nominee..I listened to him carefully
M1..so am again coming toyour bank..this for taking loans for making BOMBS..there's huge demand for bombs in some place..M4 telling that in kannur there is a huge demand..how much money u need as security?
Me..sir..banks will not give loans for making bombs..suddenly M2..very good..good answer..M1.y u r not giving loan?Me ..sir its an illegal matter if some disaster happens govt and police will question me and bank..suddenly M2 told areae baba police ,politicians all on my side am a big land loard..give loan...also M2 if police is not there u are ready to give loan?
Me..stick to my stand..sir its illegal I will not give..every one seems happy..
M1.to F1 mam u want to ask anything?mam yes
F1..what is bancassurance?told
What is full convertibility of Indian rupees?told..she is satisfied with my answers..
M4..what is parabanking ?don't kno sir..u don't studied .no sir
What are the functions of bank other than accepting deposits..told almost..
M1.that's all..wish u all the best for your result..you may leave now..Take one chocolate pls..
Me.took one chocolate..thank you sir..
Marks 78.25..cat obc..age 26yrs...don't know wht will happen..April 1 will change my life..ATB to everyone..pls rate my interview friends..