ROI matters
1)say now u put 20 lacs in a bank and u will get 45 lacs after 10 years.
2) u put 2 yrs and 20 lacs and come out with a placement of 5 lacs ctc
now even with a 20% cagr payhike from 5 lacs u can very well calculate how much u will be able to save in 10 yrs ..
i doubt u can save 50 lacs .
then howcome imt dubai is even wortha bet ?
its even worst option that likes of icfai and company