Why ru restricting urself to 15 lakhs... there r many banks in US (citibank is one) which offer loan at very cheap rates without any liability on ur parents if u can show them that u have an admission in a gud mgmt college (basically if u assure them that u will have a job after college)... their modus operandi is they will ask u to take a life/medical insurance with the banks as the beneficiary... in case u die, the insurance co will pay else u can pay the loan in a span of 3 to 15 yrs... (this is an option told to me by a guy from wharton way back in 2001)
I think if u can work on this option u will have more colleges to apply...
regd NUS (also AIM), its a very gud college but chk the placements b4 applying.. i heard companies don't come to individual college... rather they have a meet/job expo in which both colleges n companies take part... so even gud college students are not placed many-a-times... this is wht i have heard so chk out with someone who applied to/are studying in these colleges....
Ashish
Disclaimer: I’m no expert in this field....