[Intangible]

Hi Guys,

I wanted some suggestions/advice on you people, didn't know hat will be an appropriate forum hence starting a new thread.

I was driving my bike day before yesterday at Jublee Hills (in Hyderabad) when at a speed braker I slowed down . At about the same time that I crossed the speed braker, a truck came from behind and without slowing down jumped on the speed braker and hit the bike and my pillion rider from behind.

We were lucky that we fell on a heap of sand on the road-side and hence didn't suffer any bruises. I got a minor ankle sprain, and my friend has a swollen shoulder and leg (on side of her body was hit by the truck ) but fortunately no broken bones.

Now, after the accident i was able to run behind the truck and stop it. My bike has been heavily damaged. The truck driver started pleading that he was very sorry, he accepted his mistake and started looking very miserable.

All the crowd gathered there also asked me not to call the police (maybe my mistake), so i asked him that if he compensates the damage to my bike, i won't ask for any medical charges and let him go. I took him and the bike to a workshop where the damage estimate was done at around 3000/-. Now he called the truck owner and this guy took a long time in coming there.
When the truck owner came, he told me very rudely that he won't pay so much money and that I should go and complain to the police. After this he left with the truck driver (again my fault that I didn't stop him and call the police - actually i was taken my surprise and he left very quickly).

I went to a police station and there the attitude of the sub-inspector made me realize that maybe the truck owner that made some arrangement with the SI before coming to the workshop - i faced a lot of harrassment in getting a FIR lodged that got it done after running from pillar to post for 1 full day (got copy the next day i.e. yesterday).

Now, I am not sure on how to proceed on this case. I will go and claim insurance tomorrow, but people here tell me that if i mention about FIR etc then the insurance company will take a very long time in refunding any money. Still, I have ecided to take the right way and tell the insurance company the truth.

My only concern is, what if this inspector (whose integrity i seriously doubt) does some tampering in the investigation. When I called him up today to ask what will be done now, he said that he wont even need to see the bike (it's still lying at the workshop).

Since, I don't belong to Hyderabad, I am asking all my frineds to give me advice on how to proceed in this matter.

Any useful suggestions from u ppl , esp based on personal experiences, will be most welcome.

thanks
Ritesh

[Psychodementia]

From whatever little I know about it. Get talking to your insurance agent. At most a copy of the FIR (which I presume you already have) will be required for the same. Also the whole money (Rs.3000/-) might be claimable but usually depending on the insurance company you might get about 70-80% of it.

I got into an accident last weekend. At 1am at night at Residency Road, there was a guy who suddenly decided he didnt want to go any further and took a reverse. The Honda City we were in collided. Before we could catch him he sped away. Though we did have his number. On going to the service station, the guys (whitefield honda) took all required documents and said that the entire damage (Rs.7500) would be claimed through insurance (Royal Sundaram). So things could be as simple as this too

Arun

[Intangible]

Arun,
You didn't lodge an FIR against this guy.....????
Is it because you wanted to avoid any hassels with the police....

But what if this guy takes false confidence from this accident and the next time, maybe after seriously injuring a person, runs away???

I don't know if I am correct, but I feel you should lodge a police complaint and give his car's reg. no.

Ritesh

[pooran_pooran]

Hey,

Check out this link; this may be of some use to few of us if we meet accidents

http://sify.com/motoring/fullstory.php?id=13574151

-pooran

[Psychodementia]

Originally Posted by Intangible

Arun,
You didn't lodge an FIR against this guy.....????
Is it because you wanted to avoid any hassels with the police....

But what if this guy takes false confidence from this accident and the next time, maybe after seriously injuring a person, runs away???

I don't know if I am correct, but I feel you should lodge a police complaint and give his car's reg. no.

Ritesh

Okay let me give the whole picture. We were entering an alley, the car ahead of us was entering the alley too. There were cops with revolver in thier holster "shooing away people". This guy probably was too drunk (considering it was a saturday night at 1am in Residency Rd Bangalore it is almost certain !!!) and thought he should oblige by the law of the land and immediately reversed when he bonked us.

Now we immediately got out and took hold of that guy and even tried snatching his car keys. He started protesting and saying the usual "You know who I am" dialogues. His inebriation-fueled bravado was no match for someone like me who has been-there-done-that. The problem came when the cops came. They asked us to let them go. We explained that he had damaged the car, but the cops insisted that we were creating an unnecessary ruckus and that we should take down his number and sort it out later. As this argument was going on, that guy swiftly sped off.

After this the cop said casually "FIR likha do and claim kar lo".

Now after all this, you can't expect me to be a loyal citizen and trust these cops ? I am sorry but personally I think I don't have the time/money/energy/motivation to go in for the FIR hassle. I already faced it when my cellphone was stolen (but that is a different story). It is just too bothersome and mein Krantiveer ka Nana Patekar nahi hoon :P

Arun

[Intangible]

Originally Posted by Psychodementia

After this the cop said casually "FIR likha do and claim kar lo".

Now after all this, you can't expect me to be a loyal citizen and trust these cops ? I am sorry but personally I think I don't have the time/money/energy/motivation to go in for the FIR hassle. I already faced it when my cellphone was stolen (but that is a different story). It is just too bothersome and mein Krantiveer ka Nana Patekar nahi hoon :P

Arun

Arun,

I got the full picture of what happened....i too faced a lot of problems when i tried to lodge an FIR after the accident, but i didn't give up and persevered till it was written. I don't know if it will be of any use or not.
Also i too am not the Nana Patekar of Krantiveer......but then sometimes i try to do a few things the correct way (the way i perceive them to be correct)....and this was one such case.

Tell me, what are u supposed to do in india when u meet with an accident and it's none of ur fault - should you call the police or should you just beat up the other person, maybe damage his/her vehicle in return and then go your way.......I myself have been trying to find an answer to this question ever since I had this accident.....


You know, at times i feel, i was a fool in being civilized enough not to start thrasing the truck driver balck and blue....but then at that time, when i was about to hit him, i just melted looking at his pathetic face......

[Psychodementia]

True dood ! I can empthize too.

I think there is a fine line between being overly deshbhakt and being immoral. I don't know if I was unethical in not lodging the FIR and maybe even cheating the country !!

But I know one thing for sure ..................

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Saalah poora naasha uttar gaya tha !!!

Bolo tara ra ra ra !!

Arun

[Jugnoo]

Hi,

Accidents happen, and it happened with my father when a Bus hit my car from the left with the bus trying to overtake from the left (i mean overtaking from the left is not allowed in India). The left front door was damaged.

The police was called, but the officer advised my dad not make a big issue out of it. what the officer said was that "there will be lots of prbs if you try to claim money from Bus/truck/auto drivers. these ppl have goons and unions that can resort to anything. So better write an FIR which states that while overtaking you made a mistake and rubbed against the bus". After some hesitation my dad said fine..

The harmless fir was lodged, and the insurance company gave a No objection to accident case and covered all damages to the door.

and yes, the police offier did not take any bribe. and this happened in the Nations best State (as per some india today rankings i guess) : Kerala.

I agree with Arun, there is a thin line. but then well, we cant do anything about it. we have to live with that line

I know the above isnt any advise or help (rather more scarry), but then there are two ways to claim insurance when vehicle is damaged
1. when involved in an accident, you need an FIR, for some no objection stuff.
2. say, you hit another car /bike and the tail lamp is gone, you need not write FIR if both the parties dont have nay objection. you claim insurance by stating that while reversing you hit your home/college/office gate or something.... for bike, you can say that you hit a dog and lost control and fell.

you go for chioce one, when the vehicle is too damaged and loooks obivious to be a collison...

Krishna