lag raha hai paper bada alag sa agyega
Bancassurance ??
PoS (Point of sale ) ??
PASAND AAYE TO LIKE KARE
First among the banks: .
First Bank in India - Bank of Hindustan
. First Governor of RBI - Osborne Smith
. First Indian governor of RBI - C D Deshmuk
. First Bank to Introduce ATM in India - HSBC
. First Bank to introduce saving Bank in India - Presidency bank in 1830
. First Bank to Introduce Cheque system in India - Bengal Bank 1784
. First Bank to introduce Internet Banking - ICICI BANK
. First Bank to introduce Mutual Fund - State Bank of India
. First Bank to introduce Credit Card in India - Central Bank of India
. First Foreign Bank in India - Comptoire d'Escompte de Paris of France in 1860
. First Joint Stock Bank of India - Allahabad Bank
. First Indian bank to open branch outside India in London in 1946 - Bank of India
. First Indian Bank started with Indian capital - Punjab National Bank
. First Regional Rural Bank name Prathama Grameen Bank was started by - Syndicate Bank
. First Universal Bank in India - ICICI Bank
. First bank in India listed in New York Stock Exchange (NYSE) - ICICI Bank
. First Bank in India to launch Talking ATMs for differently - able person - Union Bank of India
. First Bank in India to launch its own Payment Aggregators - State Ban k of India. (SBIePay)
. Country's first all woman bank - Bhartiya Mahila Bank
. First India bank Got ISO - Canara Bank SBI
Banking Regulation Act,1949
. As per Section 5(b) Banking is defined.
. As per Section 8, Trading of goods by a Banking Company is restricted.
. As per Section 17 every banking company incorporated in India is required to transfer each year to Reserve Fund a sum equivalent to not less than 20% of profit before declaration of dividend
. As per Section 24, SLR is to be maintained.
. As per Section 45(Z) Nomination facility has been granted for bank deposits.
. As per Section 35A ,RBI has prohibited stapling of currency notes
How many questions in descriptive? Is it one essay one letter?
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Reserve Bank of India Act,1934 Scheduled Bank-
. As per Section 2(e) a Scheduled Bank is one whose name is included in the Second Schedule to RBI Act, 1934.
. Section 17(4) enables RBI to grant loans and advances to Scheduled Banks
. Section 20 empowers RBI to act as Banker to the Govt.
. Section 22 gives right to issue Bank Notes.
. As per Section 29, Bank note shall be exempted from stamp duty under Indian Stamp Act.
. Section 31 prohibits issue of notes payable to bearer by any person in India other than RBI.
. As per Section 38 RBI is the sole authority to issue currency in the country except for one rupee note or coins( which is issued by Central Govt.)
. As per Section 42(1) all scheduled banks are required to maintain CRR in the form of cash.
. As per Section 45B RBI collects credit information from all banking companies and furnish consolidated credit information to any banking company.
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Banking Ombudsman Scheme,2006
. As per Section 4, RBI appoints one or more of its officers in the rank of Chief General Manager or General Manager to be known as Banking Ombudsman.
. If a complaint on deficiencies in banking services is not responded by the concerned Bank within one month or the reply has not satisfied the complainant, the Banking Ombudsman whose jurisdiction covers the Bank Branch may be approached.
. The complaint should be made before expiry of one year after the cause of action has arisen. Complaint can be filed simply by writing on a plain paper.
. Complaint can be filed by authorized representative (other than an advocate) of the complainant.
. No fees are charged for resolving a complaint.
. Complaint may be settled by agreement within a period of one month.
. In case it is not settled by agreement, Banking Ombudsman may pass an award by giving reasonable opportunity to both sides.
. The award is on compensation, not more than actual loss suffered on account of the act of omission or commission by the bank or Rs.10 lac whichever is lower. In case Award is not acceptable, the party not accepting the award may approach the appellate authority i.e. Deputy Governor of RBI within 30 days from the date of receipt of the award. The complainant has also the recourse before Court.
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Prevention of Money Laundering Act, 2002
. Records of cash transactions above Rs.10 lac or its equivalent in foreign currency have to be maintained. Records of series of cash transactions connected to each other of below Rs 10 lac or its equivalent in foreign currency within a month and the aggregate value of such transactions exceeds Rs.10 lac have to be maintained.
. Records of Cash transactions in forged or counterfeit currency notes or bank notes and where forgery of any valuable security has taken place have to be maintained.
. Records of Suspicious transactions in cash or otherwise have to be maintained. Records of transactions, both domestic and international, between the bank and the client need be preserved for at least 10 years from the date of cessation of transaction.
. Cash Transactions Report (CTR) for transactions of above Rs.10 lac in a month have to be submitted to Financial Intelligence Unit-India (FIUIND) within 15 days of close of the month.
. Suspicious Transactions Report(STR) of a transaction ,in cash or noncash, or a series of transactions integrally connected have to be reported within 7 days of arriving at the conclusion.
Top 100 Current Affairs Capsule May 2016
- Real Estate Act comes into force with effect from 1st May after 8 year long efforts to make operational
- Odisha Skill Development Authority becomes operational from May 1 announced by Chief Minister Naveen Patnaik
- Union gov launched an initiative named MICE(meetings, incentives, conferences and exhibitions) for the upgradation of tourism sector in India
- Lok Sabha passed Compensatory Afforestation Fund bill, 2015 to create special funds like National Compensatory Afforestation Fund and also a State Compensatory Afforestation Fund.
- Lok Sabha passes Insolvency and Bankruptcy Code Bill, 2016 that will help improve India's ranking in the World Bank's 'Ease of Doing Business' index.
- Union Railways Ministry launched the Bharat Darshan Tourist train for pilgrims to visit and bookings are being done by IRCTC .Rs 830 per day for each person.
Culture and Tourism Minister Mahesh Sharma released a Commemorative coin of Rs. 100/- and a Circulation coin of Rs. 10/as a part of 475th Birth Anniversary celebrations of Maharana Pratap in New Delhi. - Bihar gov has decided to prohibit the distribution, manufacture, storage, distribution, consumption, transportation, display of any type of 'gutka' and pan masala for a period of one year with effect from 21st May 2016 under Section 30 (2) (a) of the Food Safety and Standards Act, 2006.
- National Green Tribunal(NGT) banned light and heavy diesel vehicles, which are passed more than 10 years old, in six major cities in Kerala
- Union Minister Nitin Gadkari launches 20 Nirbhaya buses with safety measures for women.
- HRD Minister launches Bharatavani Portal, India's largest online repository of dictionaries at Lucknow
- Sushma Swaraj inaugurates six language versions of PMO India website
- Trial Run Of High-Speed Spanish Talgo Train Conducted In India.
- Govt to rename 'Mission Indradhanush', adds four new vaccines to immunisation drive
- The world largest to be built called Thirty Metre Telescope (TMT) project may be set up at Hanle in Ladakh.
- Telangana Gov to set up Spices Park in in Padigal in Nizamabad with investment of Rs. 31 Crore
- Urban Development Minister Venkaiah Naidu and Delhi Chief Minister Arvind Kejriwal flagged off the country's first driverless-metro train was tested on track in New Delhi.
- RTI gets a memorial in Rajasthan.
- The world's largest cargo carrier aircraft Antonov An-225 Mriya landed at the Rajiv Gandhi International airport in Hyderabad.
- India's first ever Passenger Satisfaction Survey at Chhatrapati Shivaji International Airport.
- Iraq gov has declared a state of emergency after supporters of Shiite Muslim cleric Moqtada al-Sadr stormed parliament
- A state of emergency declared in the Canadian region of Alberta as firefighters continue to battle raging wildfires
- Wipro joined with Oil major Saudi Aramco and Princess Nourah University (PNU), inaugurated Saudi Arabia's first all women business and technology park (WBP) in Riyadh.
- Rich tributes were poured to former defence minister and India's first high commissioner to the UK V K Krishna Menon on his 120th Birth Anniversary in London.
- Finance Ministers and Central Bank Governors from Japan, China, South Korea and the Association of South East Asian Nations are agreed on the requisite to address downside risks to global economic improvement in Frankfurt, Germany
- Zimbabwe's central bank to introduce its own version of US dollars Known as bond notes in order to ease a cash shortage in the country.
- The festival held to mark the 155th birth anniversary of poet laureate Rabindranath Tagore on May 8- 12, Egypt.
- First metro line to the sea opens from Los Angeles to Santa Monica marks the return of commuter train service to the sea for the first time since 1950's
- India, Thailand, Myanmar to be connected with a 1400-km highway which will link India with Southeast Asia by land for the first time in decades.
- Indian External Affairs Ministry has banned Indian nationals from travelling to Libya.
- Dubai opened the world's first functioning 3D-printed office building in a bid to enhance Gulf's main tourism and business development.
- Bihar Govt, UNICEF And MDM Join Hand To Curb Malnourishment.
- IAF Participation in Ex Desert Eagle - II at UAE
- China sign two agreements with Sudan to build nuclear reactor.
- A six-day long global conference on women empowerment with a theme of Women:Uplifting and Uniting the World.
- Landmark meeting of SAARC Countries on protection of Children held in Delhi.The eight nations(Afghanistan, Bangladesh, Bhutan, India, Maldives, Nepal, Pakistan and Sri Lanka) composing the South Asia Initiative to End Violence Against Children (SAIEVAC) are assembled.
- India, US hold first Maritime Security Dialogue in New Delhi to promote the partnership in the Maritime Field, India and US made the successful first round of discussion under the Maritime Security Dialogue
- The Ministry of Environment, Forest and Climate Change and Department of Animal Husbandry, Dairying & Fisheries organized a day-long national conference on Gaushalas -cowsheds in New Delhi.
- 16th edition of the Airport Show with participation of more than 300 companies from 55 countries including India held in Dubai from May 9 to 11 at the Dubai International Convention and Exhibition Centre.
- Report by OECD - India ranks fifth position in the exports of Fake goods globally, while china is No.1 in the list followed by Turkey and Singapore.
- United Nations Environment Programme (UNEP) releases Actions on Air Quality Report.
- India becomes 5th largest producer of e-waste in world: ASSOCHAM-KPMG study.
- India among top 10 steel importers in 2015: WSA.
- Indian economy may see 7.8 % growth in FY17: Credit Suisse
- Indian economy to grow 7.7% in FY17: FICCI Survey
- India tops global slavery index with 18.35 million people enslaved
- India climbs to 41st slot on competitiveness ranking
- Employers Provident Fund Organisation has launched One Employee One EPF Account system on labours day(May 1) and also launched a software named EPFO-E-samkisha launched for centralized processing that will transfer and consolidate accounts with ease
- Mobile payments major Paytm joined hands with Wipro Ltd to create the requisite technology infrastructure for its payment bank
- National Stock Exchange launched a trading platform for small and medium enterprises (SMEs). This is the first dedicated exchange for micro SMEs. This is a joint initiative of NSE and Small Industries Development Bank of India (SIDBI).
- The International Monetary Fund is forecasted constant growth for India at 7.5%.The growth was driven Private consumption, Weak Exports and Sluggish credit growth weight on the Indian Economy
- Kotak Mahindra Bank has opened IFSC Banking unit at Gujarat International Finance Tec-City (GIFT) City.
- Banking sector has increased the number of wilful defaulters of PSBs from 5,554 to 7,686 in three years said by Minister of state for finance Jayant Sinha.
- MCB Capital Markets introduces World's first Exchange Traded Fund focused on India's sovereign bonds with a typical maturity between 8 and 13 years.
- Union Gov approved the MoU between Reserve Bank of India (RBI) and Central Bank of United Arab Emirates (UAE) on co-operation concerning currency swap agreement.
- NASSCOM has signed a MoU with Facebook to build a product design initiative to help young entrepreneurs into becoming problem solvers and solution builders.
- ICICI Bank is the first financial institution in the country to tie up with the BRICS Grouping promoted New Development Bank to create a platform for sharing knowledge and deepening network connectivity between NDB and ICICI Bank
- Federal Bank joined with Transfast Remittance LLC for facilitating online inward remittance to India in Rupees for their NRI customers based in USA.
- Central Bank of Europe is mulling to decide the fate of the 500-euro banknote at the end of 2018, as these denominations associated with money laundering, the black market and terrorist financing.
- Asian Development Bank raise granting India to USD 3 billion to enhance its lending to India to USD 3 billion this year to support 'robust growth' in the country.
- IDBI Bank decided to open an international banking unit (IBU)at the International Financial Services Centre (IFSC) in Gandhinagar.
- Securities market regulator SEBI has gave in-principle approval to YES Bank for it to act as custodian of securities.
- India's largest urban co-operative bank Saraswat has donated of Rs one crore towards relief work drought conditions in various parts of Maharashtra.Vice Chairman Gautam E Thakur handed over a cheque of Rs 50 lakh to Maharashtra CM Devendra Fadnavis
- The banks in Telangana state will provide 6000 crore rupees loans to the poor under Mudra Yojana said by Union Labour Minister Bandaru dattatreya
- South Indian Bank has tied-up with National Australia Bank (NAB) for online inward remittance from Australia at competitive rates.
- Finance Minister Arun Jaitley announced that the Income Declaration Scheme 2016 will remain functioning till September 30 for filing of Declarations and Payments
- RBI authorises 29 agency banks to accept payments of I-T dues , sufficiently in advance of the due date to avoid last minute rush.
- IDFC Bank launched Twitter campaign dubbed #IDFCTwitterResume which will help in applying for a new job as simple as sending out a tweet.
- DBS Bank decided to set up its biggest technology hub outside its headquarters in Hyderabad.
- Royal Bank of Scotland(RBS) is to shut its banking operations in India having given up on efforts to find a buyer as the planned to reduce its international operations to 13 countries from the current 38.
- State Bank of India has planned to merge its five associate banks and also to merge Bharatiya Mahila Bank.
- Nepal SBI Bank has launched payment gateway to facilitate online trade and non-trade transactions between the Himalayan nation and India.The lender handed over a cheque for Rs 5.21 crore to Nepal Prime Minister K P Oli for PM Natural Disaster Relief Fund.
- Punjab National Bank(PNB) reported a net loss of Rs 5,370 crore in the March quarter, the biggest ever quarterly loss in India's bank history.
- Honda Motors Scooter India (HMSI) has partnered with IndusInd Bank to cater retail finance to buyers.
- Nomura financial Services Company has wholly withdrawn its mutual fund joint venture with LIC of India.LIC holds a 45 per cent stake and LIC Housing Finance a 20 per cent stake in the venture
- Islamic Development Bank to open its first branch at Ahmedabad.
- EPFO doubles insurance for subscribers to Rs 6 lakh.
- Union Bank of India launches e-SBTR to facilitate stamp duty and registration on property purchases.
- Coverfox announces tie up with Oriental Insurance Company.
- HDFC among world's top 10 consumer financial services firms.
- India's growth to rise to 8 percent in FY2019: Fitch.
- Tea Board has designated Bank of India as the new settlement bank for PanIndia E-auction from sale number 25.
- Bharti Airtel Business and GBI entered into a strategic partnership to increase Airtel's direct reach to many new countries in the Middle East.
- Zone Startups to launch empower to support women entrepreneurs who are building technology ventures.
- Apollo Hospitals has signed a MoU with William Osler Health System aims to positively impact the health and wellness of the patients
- Australian entrepreneur Craig Wright has publicly identified himself as Bitcoin creator Satoshi Nakamoto
- American Online cab aggregator Uber and china's e-commerce giant Alibaba Group has announced a global partnership for payment platform Alipay.
- IT major Mphasis and Tone Tag a sound-based proximity communication company entered into a strategic partnership to provide a range of digital banking solutions for the banking and retail industries.
- Capgemini jointly with Nasscom has launched their digital literacy centre at the Helen Keller Institute of Deaf and Deaf & blind dedicated to training individuals in Digital Literacy in Panvel and surrounding areas of Navi Mumbai
- Reliance power is all set to setup a 3,000 MW LNG-based power plant in Bangladesh.The first Phase of 750MW gas-based power plant established at Meghnaghat near Dhaka
- Union government has approved the proposal of Infosys to set up an IT/ITeS special economic zone in Bengaluru.
- Flipkart launch its Maps service with Social Technology Lab by Dr. Ashwin Mahesh MapUnity. MapUnity started TechNagara social network for Smart Cities mission
- Indian-American Syamantak Payra won the prestigious Intel Foundation Young Scientist Award for developing a low-cost electronically-aidedknee brace that enables a person with a weakened leg to walk.
- Eminent Harry Potter Series Author JK Rowling honored with the highest French civilian honour French Legion of Honour.
- AR Rahman conferred with Japan's Fukuoka prize 2016
- Virat Kohli named T20 Player of the year, Ashwin best bowler at Ceat Award event.
- Discus thrower Seema Punia qualifies for Rio Olympics
- Real Madrid FC wins 2016 UEFA Champions League.
- Sunrisers Beat RCB By 8 Runs To Win IPL Trophy
- Lewis Hamilton wins Monaco Grand Prix
- Alastair Cook Becomes Youngest Cricketer To Score 10000 Test Runs
Yahan koi sant aadmi hoga jo mujhe ek OB ke mock gift karega (SBI PO MAINS), badle me chaho to PM de 2-3 mocks le lena !
Question will be post after this post
Tell me answer after reading my below given post
When does the exam start for the morning session? reporting time given in admit card is 9:00am.
Regarding the format of a formal letter, is it true that we don't need to have a subject, and rather introduce the subject details in the 1st paragraph? I am confused regarding the letter format.. Anyone who would like to help?
Ab to exam clear ho yaa naa ho..bs leke khatam karo
Only 48 hr left....huge tension ....
Important lakes
Umiam lake-meghalaya
Loktak lake-manipur
Kecheopalri lake -Sikkim
Gurudongmat lake -sikkim
Tsongmo lake-sikkim
Meenmarcho lake-sikkim
Ashtamudi n vembanad lake -kerala
Kallivelli n kodaikanal lake -tamilnadu
London stock exchange or UK stock exchange.......FTSE-100