Interest rates on KVP,PPF,NSC,Sukanya samriddhi,Senior citizen saving scheme are
- 7.8,8.1,8.1,8.6,8.6
- 7.8,8.1,8.6,8.8,8.9
- NOTA
- 8.1,7.8,8.8,8.6,4
0 voters
. Find out the wrong number?
-10, −9, −10, −3, 52, 385, 2536
−9
−3
52
385
2536
Posting essay, suggestions are welcomed in a polite way in English only (since i can't understand hindi in enlish text) CONSOLIDATION OF BANKS
Our Government raked up the issue of consolidation of banks. Firstly, Finance minister said "we will call for the consolidation of banks in coming days". Even in the past government it raised the issue of merger of banks but it waited for the proposal from bank side.
Even the banks felt the same to take the action from the government's side. Later in the second Gyan sangam meeting, the major stake holder Government of India took the initiative of consolidation and Finance minister stated that we are intended to consolidate i.e bail out the PSBs from losses.
The merits of consolidation can be following
· The merged entity will have more leg room for capital raising
· It can have more effective control in capital efficiency
· When significant number of banks merged, it will increase the decision power of entity
· In the case of NPAs, the debt recovery could be more effective as small banks suffer more to recover than a single branded bank
· In the eve of financial crisis, Government can borrow huge capital from a single big bank than from smaller banks there by reducing the capital crisis for infra projects
The key for the consolidation is cost rationalization this would come in picture by cutting the different branches in same location to avoid the unnecessary competition. If the merger of banks happens on geography basis that is banks in north India merging with those of south India there by expanding business vastly
One of the major concerns of merger is Employee issues. Most of the employees are fearing that they lose identity if merger happens. Another issue is employees from different banks are having different slabs in the payments of salaries and allowances. Proper care should be taken to unite these slabs under common umbrella.
SBI is the only bank in India listed in the top 100 companies list if it merges with its associates we can see a big bank with huge assets and advances, branches and number of employees there by raising its global value in the world.
please comment the possible essay topics..
SBI PO Mains exam is just 5 days ahead and you all must be preparing well for that. But, there may be many candidates who would be feeling nervous, some may be feeling like what can they do in just 5 days? But there are many students who are preparing day and night to succeed in the examination.
But why are the former students worried and not doing their job? Will worrying help them in the exam? NO! A BIG NO! It is only your deeds which is going to help you! Your hardwork matters, your smartwork matters, what material do you study matters, what techniques do you choose matters!
So students, ROLL UP YOUR SLEEVES! GET READY! IF YOU KEEP WORKING HARD YOU WILL SURELY SUCCEED!
Make a strategy for what is left to prepare or to revise. Either make your own strategy or you can follow the strategy given below. It is only you who has to decide which strategy you will follow.
1. 25/07/2016 - Revise all the GA News which you have prepared till date. And remember to revise from only those places from where you have studied earlier. Revising from somewhere else can be less helpful. GK Power Capsule is best for revision.
2. 26/07/2016 - Solve at least one question of each type of Data Interpretation. And revise your all quant tricks and tips which can be asked in DI e.g. Average, Squares, Cubes, Percentages, Tables etc.
3. 27/07/2016 - Solve all the difficult puzzles of reasoning and revise basic concepts which you have studied till now. Do revise some computer basics as well. Although computer was not asked in SBI Clerk mains exam, so there is some possibility that it will not be asked in SBI PO Mains also. But, you revise at least some basics which you had prepared earlier for other exams as Computer is mentioned in the syllabus of the exam.
4. 28/07/2016 - Write at least 1 formal letter, 1 informal letter, 1 essay, 1 precis in proper format with least grammatical mistake. Also, revise the GA once again.
5. 29/07/2016 - Attend 2 mock tests and analyse the solution as well.
6. 30/07/2016 - Have a glance on all the subjects imp. parts and relax. Take good sleep to maximize your performance in the exam.
Here is a good news for you all. As you all demanded for keeping the mock test for some more time on your ADDA247 app, we are extending the mock test for two more days. So, It is a good opportunity for those who missed it. So, Hurry up! Attend the test now!
Please note the following -
- SBI PO (Mains) Challenge Mock test has been prepared keeping in mind the expected difficulty level of SBI PO exams in last few years.
- There are section time limits in the test, as prescribed by SBI for PO (Mains) exam
- Pattern is also the same which is expected in the exam
- As soon as you complete the test, a rank will be generated based on the number of students who have given the test. But this rank is dynamic. As more students give the test, rank will change dynamically. So, in the morning your rank may be 12/230 (means rank 12 out of 230 students appeared for the exam till now), in the evening same will change and it might be sometime like 459/45000.
- SBI PO Mains is of 3 hrs duration (as prescribed by SBI)
- You can attend this test on Adda 247 app
- You can share your scores and rank once your finish the test.
The number of votes not cast for the Praja Party increased by 25% in the National General Elections over those not cast for it in the previous assembly polls,and the Praja Party lost by a majority twice as large as that by which it had won the assembly polls.If total of 2,60,000 people voted each time,how many voted for the Praja Party in the assembly elections?
Slr ratio kab change hua?? Next monetary policy will be announced in Aug.
will the level of banking part be almost similar to that covered by PM Mocks? I am not able to score above 22
Special drawing rights (ISO 4217 currency code XDR,[1] also abbreviated SDR) are supplementary foreign exchange reserve assets defined and maintained by theInternational Monetary Fund (IMF). The XDR is the unit of account for the IMF, and is not a currency per se.[2] XDRs instead represent a claim to currency held by IMF member countries for which they may be exchanged.[3] The XDR was created in 1969 to supplement a shortfall of preferred foreign exchange reserve assets, namely gold and the U.S. dollar.[3]
XDRs are allocated to countries by the IMF.[3] Private parties do not hold or use them.[4] The amount of XDRs in existence was around XDR 21.4 billion in August 2009. During the global financial crisis of 2009, an additional XDR 182.6 billion were allocated to "provide liquidity to the global economic system and supplement member countries' official reserves". By October 2014, the amount of XDRs in existence was XDR 204 billion.[5]
The value of the XDR is based on a basket of key international currencies reviewed by IMF every five years.[3] The weights assigned to each currency in the XDR basket are adjusted to take into account their current prominence in terms of international trade and national foreign exchange reserves.[3] In the review conducted in November 2015, the IMF decided that the Renminbi (Chinese Yuan) would be added to the basket effective October 1, 2016.[6] From that date, the XDR basket has consisted of the following five currencies: U.S. dollar 41.73%, Euro 30.93%, Chinese yuan 10.92%, Japanese yen 8.33%, British pound 8.09%.[
Friends, how long are you taking to solve each puzzle and di? It's taking me 15 mins to solve a puzzle, if at all and min 10 mins for a di!!! 😵 No tricks can be applied to sbi po di, it seems. Any tips to reduce time/increase speed pls? Thanks in advance.
bank msf me g-sec se kitna % girvi rakh sakta hai rbi k pass??
There was a question in Sbi clerk exam "sebi released a report scores is about ???" From where we can find study material for such questions...please share some material if u have ???
Guys plz review this and identify my weakness. Conclusion is not proper ....so plz if possible provide me with a conclusion. And do comment down below what marks out of 30 you will give . Really need your help guys.
NPA
According to a recent RBI report the gross Non Performing Asset of India's Public Sector Bank is just under 4 Lakh Crores. Punjab National Bank at the end of the last financial year reported their and Public Sector Bank's worst loss in history. This was majorly contributed by NPA. This menace of NPA is burdening our banking system which in turn is proving to be detrimental to India's growth.
A loan becomes NPA if it is not serviced for more than 3 months.The major reason behind the rise of NPA is the aggressive lending of the banks during boom period without proper financial and background check. After the financial crisis of 2008 many firms are yet to recover and their profits dwindled. This resulted in them defaulting on their loans. Other factors are delay in environmental clearance , volatility of raw material , cancellation of projects after investing and willful defaulting all contributed to the sudden increase in NPA.
RBI and Government have taken several steps to solve this issue. Mission Indradhanush was introduced to bring clarity to the banking system and make them more professional. Joint Lenders Forum was established. ARC or Asset Reconstruction Company was launched to take away the bad loans from bank. CDR was also tool which was taken up. SDR or Strategic Debt Restucturing was introduced where banks became part owner of the company. The other measures which the banks should take up is proper credit management system. They should also identify NPAs well in advance and try to prevent it from becoming bad loans.
This burden should be taken away from banks and let them work freely. India is still a developing country and for our GDP to grow this issue should be thoroughly looked after.
There is any shortcut for solving such type of question .Are we have to solve all step
in a circular table 8 friends are sitting and facing towards centre.
if A is 3 place away from B, then how many friends sitting between A & B ?
Are you guys preparing for Marketing topics ?
I did not find them in the 2 mocks i gave.
Testbook vs Oliveboard vs practicemock vs career power?
Have attempted everything (ironically TB was similar to prelims)
Wat say guys
Preparing for SBI mains(pre score 66)