m scared now..my exam is on 26..paper is going to be tough as usual..difficulty level of paper is increasing day by day as if it wil continue den people will like to attempt IAS exam rather den giving ibps ..but ya it is good to hear dat ibps uncle is checking intelligence level dis time.. dnt kno wat is going to happen..my brain is blank now..m doing self study so there is no one to talk about ibps..thanks to pagalguy ..at least i can discuss here n everyone will understand as all are in one boat trying to survive but helping each other..π
AAJ BHI BARISH HOGI GHAR ME GA PADHTE RAHE CONTINUOUSLYYYYYYY πΌπΌπΌπΌπΌ
Black Revolution - Petroleum Production
Blue Revolution - Fish Production
Brown Revolution - Leather/non-conventional(India)/Cocoa production
Golden Fibre Revolution - Jute Production
Golden Revolution - Overall Horticulture development/Honey Production/Fruits and Vegetables
Green Revolution - Food grain (Cereals, Wheat &Leguminous; plant) production
Grey Revolution - Fertilizer Revolution
Pink Revolution - Onion production/Pharmaceutical (India)/Prawn production
Red Revolution - Meat & Tomato Production
Round Revolution - Potato Revolution
Silver Fiber Revolution - Cotton Revolution
Silver Revolution - Egg/Poultry Production
White Revolution - Milk/Dairy production (In India - Operation Flood)
Yellow Revoution - Oil Seeds production
Evergreen Revolution - Overall development of Agriculture
1 Mahatma Gandhi Pravasi Surakhsa Yojna, MGPSY ,a pension scheme for blue-collar Indian workers would be launched in the Gulf next month. Under the scheme, Government contributes Rs.1,000 per annum for men and Rs. 2000 for women subscribers of MGPSY who save between Rs.1,000 and Rs.12,000 per year in NPS-Lite.
2. Centre launches skill development and job placement scheme 'Roshini' for rural youth and women in maoist affected 24 districts in 9 states
3. Rashtriya Swasthya Bima Yojna for BPL families in Assam: BPL families are availing medical benefits under this scheme
4. Mukhyamantri Yuva Swarozgar Yojana launched in Madhya Pradesh. For assisting youths of Madhya Pradesh to start their own industries and businesses. Under the scheme, time-limit of one month has been fixed for disposal of loan cases by banks.
5. Umeed a central social welfare scheme for poor rural women launched in Jammu and Kashmir by Rahul Gandhi
6. Govt launches schemes for free generic drugs at health centres: The initiatives, called 'Free Drug Service' and 'Free Diagnostics Service' under the National Health Mission: Gujarat Info Petro Ltd, a subsidiary of Gujarat State Petroleum Corporation, has signed an agreement with Cason Engineering Plc, Hungary, in pursuant to the MoU signed during the Vibrant Gujarat Summit-2013, for a gas monitoring system.
7. Golden Girl Scheme Launched in Andhra Pradesh to protect girl child and ensure her education. The sheme is limited to two children of each BPL family.
8. Andhra Pradesh Launched 'Amma Hastham' Scheme, a welfare scheme named after Indira Gandhi 'Amma Hastham' as a Ugadi gift to the poor. This scheme is for supplying specified quantities of 9 essential commodities in a packet just for Rs.185 to white card households.
9. Dhanwantari Yojana in the healthcare sector - Madhya Pradesh
10. βPriyadarshni Awaas Yojnaβ in Haryana state at Karnal to provide affordable housing facility to the people living in rural areas.
11. Nitaqat scheme: India and Saudi Arabia for migrant labourers
12. National Rural Livelihoods Mission (NRLM), aiming to eradicate poverty in villages by empowering women in the country.
13. National Cyber Security Policy that aims to create a secure computing environment in the country.
14. Government has revised wages under Mahatma Gandhi National Rural Employment Guarantee Scheme (MNREGS) from April 1 to factor in inflation. The maximum wage of Rs. 214 has been fixed for Haryana, and a minimum of Rs. 135 for the northeastern States.
15. The Direct Benefit Transfer (DBT) scheme for the LPG consumers, putting subsidy cash directly into the account of beneficiaries, would be launched in 20 districts with high Aadhaar card penetration from June 1. The scheme is likely to be extended to the entire country from October this year.
16. Janani Suraksha Yojana (JSY), which provides financial assistance to mothers for institutional deliveries.
17. U.P started Ashirwad Bal Swasthya Guarantee Yojna NRHM.
18. UP govt. launched unemployment allowance scheme.
19. Madya Pradesh starts new scheme Sampark Setu.
20. UP Government launched the Samajwadi Swasthya Seva in the state.
21. Haryana Govt. decides to implement e-pension scheme system
22. Uttarakhand govt to strictly implement 'no work no pay' rule.
23. Uttar Pradesh CM Akhilesh Yadav launched free laptop scheme for intermediate pass.
24. Rajiv Gandhi Jeevandayee Arogya Yojana (health insurance scheme) was launched in Maharashtra
25. Nirmal Bharat Campaign had started in Sevagram, Maharashtra.
26. In Haryana, to ensure that all the health facilities and services provided by Health Department are accessible to the people, a programme called β Rapid Appraisal of Programme Implementation in Districtβ.
πππππFLOOD BHI AA SAKTA HAI π
Currency swap: It is a foreign-exchange agreement between two parties to
exchange aspects (namely the principal and/or interest payments) of a loan in
one currency for equivalent aspects of an equal in net present value loan in
another currency. Currency swap is an instrument to manage cash flows in
different currency
-Future Trading: It's a future contract/agreement between the buyers and
sellers to buy and sell the underlying assets in the future at a predetermined
price.
-SDR: Special Drawing Rights, SDR is a type of monetary reserve currency,
created by the International Monetary Fund. SDR can be defined as defined
as a "basket of national currencies". These national currencies are Euro, US
dollar, British pound, and Japanese yen. Special Drawing Rights can be used
to settle trade balances between countries and to repay the IMF. American
dollar gets highest weightage.
-FRBM Act 2003: Fiscal Responsibility and Budget Management act was
enacted by the Parliament of India to institutionalize financial discipline,
reduce India's fiscal deficit, improve macroeconomic management and the
overall management of the public funds by moving towards a balanced
budget.
The main objectives of FRBM Act are:-
1. To reduce fiscal deficit.
2. To adopt prudent debt management.
3. To generate revenue surplus.
-Junk Bonds: Junk bonds are issued generally by smaller or relatively less
well known firms to finance their operations, or by large and well known firms
to fund leveraged buyouts. These bonds are frequently unsecured or partially
secured, and they pay higher interest rates: 3 to 4 percentage points higher
than the interest rate on blue chip corporate bonds of comparable maturity
period.
-BANCASSURANCE: Is the term used to describe the partnership or
relationship between a bank and an insurance company whereby the
insurance company uses the bank sales channel in order to sell insurance
products.
-SWIFT: Society for Worldwide Interbank Financial Telecommunication. It
operates a worldwide financial messaging network which exchanges
messages between banks and other financial institutions
-ECGC: Export Credit Guarantee Corporation of India. This organization
provides risk as well as insurance cover to the Indian exporters.
chairman of IOCL - R.S.Butola chairman of GAIL - B.C.Tripathi chairman of BSNL - R.K.Upadhyay chairman of HPCL - Nishi VasudevaπΌπΌπΌπΌπΌπΌπΌ
Sid (Stands for Sidharth Kumar) a person who always believes help ever and hurt never statement.
Sid (Stands for Sidharth Kumar) a person who always believes help ever and hurt never statement.
If x/(x^2-2x+1)=1/3 then x^3+1/x^3=?
options:27,81,110,125
Can anyone please suggest me the link for an online mock test for ibps PO...(free wala, not the paid ones...). if any of such kind is available online...thanx in advance
One of hardest questions of TSD...
Two trains 150 miles apart are traveling toward each other along the same track. The first train goes 60 miles per hour; the second train rushes along at 90 miles per hour. A fly is hovering just above the nose of the first train. It buzzes from the first train to the second train, turns around immediately, flies back to the first train, and turns around again. It goes on flying back and forth between the two trains until they collide. If the fly's speed is 120 miles per hour, how far will it travel?
DEKH HO HO SAKTA HAI 2 QS AA JAE π π ππΌπΌπΌπΌπΌ
ππππ
Union Budget 2013-14
Following are some of the key highlights of the Union Budget 2013-14 presented by Finance Minister P Chidambaram in Parliament:
1. In 2013-14, the budget estimate is Rs 16,65,297 crore.
2. The revised expenditure target is Rs 14,30,825 crore
3. Plan expenditure Rs 5,55, 322 crore
4. Rs 14,000 crore capital infusion into public sector banks in 2013 β¬β14
5. SIDBI's re β¬βfinancing facility to MSMEs to be doubled to Rs 10,000 crore
3. Rs 7 lakh crore targets fixed for agri credit for 2013-14 compared to Rs 5.75 lakh crore in the current year.
4. Rs 500 crore would be allocated for addressing environmental issues faced by textile industry
5. No change in income tax slabs
6. Relief of Rs 2,000 for tax payers in tax bracket of Rs. 2-5 lakh
6. 24.3 % hike in expenditure for health care both rural and urban health mission.
7. Headline WPI inflation to 7 per cent and core inflation to 4.2 per cent.
8. Eastern Indian states to get Rs 1,000 crore allocation for improving agricultural production.
9. Average economic growth rate in 11th Plan period is 8 per cent, highest ever in any Plan period
10. Rs 500 crore allocated for programme on crop diversification.
11. Food grain production in 2012-13 will be over 250 million tons
12. Rs 14,873 crore for JNNURM for urban transportation in 2013-14 against Rs 7,880 crore in the current fiscal
13. Rs 10,000 crore set aside for incremental cost for National Food Security Bill
14. Rs 80,194 crore allocated for Rural development schemes in 2013-14.
15. About Rs 33,000 crore for MGNREGA
16. Rs 5,000 crore will be made available to NABARD to finance construction of godowns and warehouses
17. Rs 17,700 crore to be allocated for Integrated Child Development Scheme (ICDS)
18. Rs 13,215 crore to be provided for mid-day meal scheme.
19. Rs 5,284 crore to various Ministries for scholarships for SC/ST, OBC and minority students.
20. Tax free bonds issue to be allowed up to Rs 50,000 crore in 2013-14 strictly on capacity to raise funds from the market
21. Rs 4,727 crore to be allocated for medical education and research.
22. Current year's economic growth rate will be below India's potential growth rate of 8 per cent
23. Concessional 6% interest on loans to weavers.
Fiscal deficit :
i. Fiscal deficit seen at 5.2 % of GDP in 2012/13
ii. Fiscal deficit seen at 4.8 % of GDP in 2013/14
iii. Fiscal deficit to 3 % by 2016/17
Revenue Deficit
i. Revenue Deficit seen at 3.9 % 2012/13
ii. Revenue Deficit seen at 3.3 % 2013/14
iii. Revenue deficit to 1.9% by 2016-17
Tax benefits in RGESS extended to 3 years
i. The Rajiv Gandhi Equity Savings Scheme (RGESS) will be liberalised to enable first time retail investors to invest in mutual funds and listed shares and not in one year alone, but for three successive years,
ii. Under the scheme, an individual with an income of less than Rs 12 lakh would get tax incentives for investing up to Rs 50,000 in the stock market.
iii. Also, the limit for investors wanting to invest in RGESS has been raised to Rs 12 lakh from Rs 10 lakh earlier.
FIR MAT KAHNA KI THODA AUR GA DEKHA HOTA TOO 2-4 QS BANN JATEE ππΌπΌπΌπΌπΌπ»π»π»π»π»π»ππππππ
ECONOMIC SURVEY : 2012-13
Economic Survey of India 2012-13:
Union Finance Minister P. Chidambaram today presented the Economic Survey 2012-13 in the Lok Sabha of the Parliament.
India's Economic Survey for 2012-13 pegs the country's growth at 6.1-6.7% and inflation at 6.2-6.6% for the next fiscal 2013-14 and made a strong call for cutting subsidies.
Survey said: i."With the global economy also likely to recover somewhat in 2013, these measures should help in improving the Indian economy's outlook for 2013-14",
ii. There was across the board slowdown in all sectors during 2012-13 leading to problems in other areas of economy, especially revenue collection.
Highlights of Economic Survey -2012-13
1. GDP growth seen at 6.1-6.7 percent in 2013/14
2. Government target for fiscal deficit is 4.8 pct of GDP in 2013/143. Government target for fiscal deficit is 3 pct of GDP in 2016/174. Headline WPI inflation may decline to 6.2-6.6 pct by March20135. India likely to meet fiscal deficit target of 5.3 pct of GDP in 2012/13, despite significant shortfall in revenues6. Industrial output seen growing around 3 pct in 2012/137. Govt priority to fight inflation by reducing fiscal impetus to demand as well as by focusing on incentivizing food production.8. More jobs in low productivity construction sector9. Balance of Payments under pressure with net exports decline10. Service sector has shown more resilience despite global slowdown11. Pitches for hike in price of diesel and LPG to cut subsidy burden12. Railway freight grows by 5.1 per cent in 2012-1313. Foreign Exchange reserves remains steady at USD 295.6 Billion at December 2012 end.
NOTE: i. Economic Survey is presented every year, just before the Union Budget.
ii. It is a flagship annual document of the Ministry of Finance, Government of India.
iii. Economic Survey reviews the developments in the Indian economy over the previous 12 months.
iv. It summarizes the performance on major development programmes, and highlights the policy initiatives of the government and the prospects of the economy in the short to medium term.
v. The economic survey 2012-13 was prepared by a team of economists led by Chief Economic Advisor Raghuram Rajan, and pitches for speeding up economic reforms to activate a sluggish economy.
vi.
It serves as an indicator of what is likely to be contained in the General Budget proposals
Two cards are drawn at random from a pack of 52 cards.WHat is the probability that either both r black or both are queen?
option:56/222,55/221,44/112,57/222
With 26 public and private sector companies applying for bank licences, Finance Minister P Chidambaram has said that there was no ceiling on
the number of entities which can be permitted to operate a bank.πΌπΌπΌπΌπΌπΌπΌπΌπΌπΌπΌπΌ
a. Aditya Birla Nuvo Ltd
b. Bajaj Finance Ltd
c. Bandhan Financial Services
d. Edelweiss Financial Services Ltd
e. IDFC Ltd
f. IFCI Ltd
g. Indiabulls Housing Finance Ltd
h. India Post
i. India Infoline Ltd
j. INMACS Management Services Ltd
k. Janalakshmi Financial Services
l. JM Financial
m. LIC Housing Finance Ltd
n. L&T; Finance Holdings Ltd
o. Magma Fincorp Ltd
p. Muthoot Finance
q. Reliance Capital Ltd
r. Religare Enterprises Ltd
s. Shriram Capital
t. Smart Global Ventures.
u. SREI Infrastructure Finance Ltd
v. Suryamani Financing Co Ltd
w. Tourism Finance Corp of India Ltd
x. UAE Exchange India
y. Mahindra & Mahindra Financial Services Ltd
z. SKS Microfinance Ltd
38. The Reserve Bank of India (RBI) penalised 22 banks by imposing fines for violating Know-Your-Customer (KYC) norms and anti-money laundering guidelines. The list includes banks such as SBI, Bank of Baroda and Canara Bank all of whom were fined Rs.3 crore each.
39. In telecom the FDI limit has been increased from 74 per cent to 100 per cent. Government hiked the limit under the automatic route to 49 per cent and 49 to 100 per cent under the FIPB route.
40. The 26 per cent FDI cap on defence manufacturing would now be under the automatic route and beyond 26 per cent the Cabinet Committee on Security (CCS) will take a decision on a case-to-case basis.
41. In insurance sector government hiked the 26 per cent FDI limit to 49 per cent under the automatic approval route.
42. In petroleum and natural gas refining, commodity exchanges, power exchanges, stock exchanges and depositories, the cap has gone up to 49 per cent under the automatic route.
43. For Asset Reconstruction Companies, the 49 per cent cap has been brought under the automatic route and from 49 per cent to 100 per cent under the FIPB route.
44. For credit information companies, the cap under automatic route has been hiked to 74 per cent.
45. In the case of single-brand retail trading, the 49 per cent limit has been brought under the automatic route and from 49 per cent to 100 per cent under the FIPB route.
46. For courier services, the cap has been hiked to 100 per cent under the automatic route.
IBPS going to conduct a common written examination for the post of bank PO Probationary officer and management trainee MT post on behalf of various banks. More then 22 Bank will use IBPS bank PO score card for Bank PO / MT recruitment.
ο»ΏAccording to them cut off will be 124-146.. 
If some a is b
then can we say that
some b is a...
guys help pls
Hey -
@nexus.anonymous ,I read from one of your reply that you are also going to appear for Chandigarh high court clerk main exam scheduled on 26 Oct.Can I know how and what are you preparing for it?My Pre exam rank is above 150 and there is only around 100 tentative General vacancy there.Do you think I am still in the race? I am tired of giving exam every weekend and even then nothing got so far and thinking of putting an end on it.Can you please assist?
i m become pagal after joining pagalguy....i can't understand this...how 2 work on this site...i m confused abt the ibps exam.... it is my 1 attempt of ibps po ...now what should i do??
In a certain code language K is written as 11 and KEEP is written as 37. How will the word DRAFT bewritten in that code language?
A45
B49
C46
D48
plz explain approch also thanx.............
All 'A' being 'B' is a possibility
pls mention all possible conclusions for the above statement...
Someone told me how to solve syllogism involving possiblity cases....
plz give me short tricks for solving logical reasoning:
statement assumption
cause and effect
true-false,
π this area is DIMAG KA DAHI as my 50% questn gets rght n 50%gets wrong
if 40% read TOI, 50% read ET, 10% read both, then how much % read none of these?