Ibps po3 , clerk 3 and rrb discussion

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Ye hui na baat....

Party all nite.. Party all nite..
We will party all nite....!!

Is anyone gave ibps po2 if yes so is it good to say that we gave ibps po2 but in merit we lose out or say nothing about it .πŸ‘lookroundlookroundlookroundlookroundlookroundlookroundpls guide ur views r imprtnt for me

how can NPA's be reduced..??

Hi Puys,


My OBC certificate was created on 1st August,2012 which was before 1st May, 2013.


Would I be rejected when I go for the interview this week or can I upgrade my OBC certificate?

Guys suggestion needed..My full name is nithin prasad, but in my degree cert it is written as nithinprasad(without space)...will it cause any problem?


what is capital adequacy ratio?


IT/CS walo thread needs ur help on following Qs
1.diff b/w querry,pointer,array ?
2.diff b/w c and c++?


Can anybody explain in simple words what is discounting/rediscounting of bills??

friends is there any chance that they will ask our preference again or the one that we gave while filling the application is fixed eh???

in the call letter for interview ..point "4" .states that out station candidate SC/ST/PHY HAND will be paid second class travelling expenses.

CAN SOMEONE TELL HOW WILL THEY REIMBURSE..

hey guys what is the legal validity of the bond the banks make joinees sign.... do they actually take you to court

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THE HINDU Editorials (December 2013):-

Editorial section (Month of December) of The Hindu Newspaper is attached in the following file.

This file may be helpful for the interview preparation as it contains latest articles!!

The problem why Indians arent earning much in share markets and equties,mfs is that no one is ready to take risks.. remember the more risk u take more profits u can earn. investing in bnk fds, post office schemes,ppf gives u only 9% interest but in mutual funds u can get upto 14% interest and in share market u can get upto 16-17% interest but with risk. many people take unworthy insurance policies to save income tax, there are tax free bonds try to invest in them,..health insurance policy is must for all...now days hospital charges are touching the sky, one day room charge of ICU in a medium hospital is nearly 30000, then think about superspeciality hospitals... dont neglect to take health insurance, term insurance for atleast 50lakhs, invest your money in various funds not in a single.

can anyone explain me vertical , horizontal , and platform fdi

All the 2012 pass outs who don't have the final degree but have provisional degree certificate, what do you think will it be ok to go with just the provisional degree??

SARFAESI Act

The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002, allows banks and financial institutions to auction properties (residential and commercial) when borrowers fail to repay their loans. It enables banks to reduce their non-performing assets (NPAs) by adopting measures for recovery or reconstruction.

When do properties fall under this Act?

If a borrower defaults on repayment of his/her home loan for six months at stretch, banks give him/her a 60-day period to regularise the repayment, that is, start repaying. On failure to do so, banks declare the loan an NPA and auction it to recover the debt.

This may help us to handle questions on NPA's



Pls do read all 5 parts


@RawHul @Gato @ratnasen @nexus.anonymous n all this has much valuable info... πŸ˜ƒ

Some Imp topics :mgmgmgmg
1. bitcoins
2.jan lok pal bill
3.AAP
4.
Inflation Indexed National Saving Securities- Cumulative (IINSS-C)
5.about ur 1st and last prefrence , like why bob ya pnb as ur first prefrence
6.about ur city and current events abt ur city
7.new banking licenses πŸ‘ΌπŸ‘Ό
8.why there was a need of more banks 🍻🍻🍻
9.about upcoming election😴😴😴
10.economic scenario .....
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and njoy last day of this yr πŸ˜ƒ 🍻🍻🍻🍻🍻🍻🍻 and happy nw yr to all my pg gys 😁

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Suppose U r the loan officer at PNB , You have two proposals lined up.
One is of TCS, and other is of a new I.T. Company (lets say ATOM) started by an IIT/IIM guy.
The business plan of "ATOM" is impressive and better than TCS.
Both Companies are looking for the loan. Whom you grant the loan and why?


**Something like that, was asked last year in an interview to an IT/CS engineering graduate.