Ibps po3 , clerk 3 and rrb discussion




What does raising funds by Qualified Institutional Placement (QIP) by PSBs mean?

what is the difference between white label and brown label atm...

What are the challenges for the Indian banking sector?

The interest on your PPF balance is compounded annually, but the calculation is done every month....matlab?

i want to know how ibps has alloted interview dates to candidates..on marks basis or on category basis..? i scored 84 marks in obc nd my interview is on 4th jan..guys pls share ur marks wid category nd interview date..so that we can atleast assume on wat basis we r alloted interview dates..

Here is some interview experience of some candidates during po2.. Hope this be helpful for you ppl :thumbsup: ATB 😃

hey guys i m new here ..

tell me topics to learn mine interiview on 9th gen 80 and wat chances?

hi can rrb po write caiib and jaiib

printout of online application nahin hai dubara kahan se milega?

Puys here are some questions to be answered. All are from previous year interviews !!


1-what is difference between advertisement and publicity.

2-what is company act.

3-what is BASEL.What is BASEL2 and BASEL3.

4-what are the new amendments in the Banking Regulation Act ?


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who is a statutory auditor in a bank and what is his role and responsibilities ??????


Is there any brown label ATM in India?

What can be some questions for BBA background from subject?

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Is there any difference between bad debt and NPA??

What is Cooperative Banking and Who owns Cooperative Banks ? 😠😠

Any idea? this time how many general candidates have scored in the range of 61-75 and what are their chances of getting selected?

indian companies part of fortune 500?


hello guys i m new here but read all coments and i think 80+in gen ,75+ in obc 60 +sc and st 55+ are quilify in interview is sufficent for job,,,


Most of you would already be aware......

What is NEFT?

Ans: National Electronic Funds Transfer (NEFT) is a nation-wide payment system facilitating one-to-one funds transfer. Under this Scheme, individuals, firms and corporates can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country participating in the Scheme

Is there any limit on the amount that could be transferred using NEFT?

Ans: No. There is no limit – either minimum or maximum – on the amount of funds that could be transferred using NEFT. However, maximum amount per transaction is limited to Rs.50,000/- for cash-based remittances and remittances to Nepal.

What is IFSC?

Ans : IFSC or Indian Financial System Code is an alpha-numeric code that uniquely identifies a bank-branch participating in the NEFT system. This is an 11 digit code with the first 4 alpha characters representing the bank, and the last 6 characters representing the branch. The 5th character is 0 (zero). IFSC is used by the NEFT system to identify the originating / destination banks / branches and also to route the messages appropriately to the concerned banks / branches.

What is RTGS System?

Ans. The acronym 'RTGS' stands for Real Time Gross Settlement, which can be defined as the continuous (real-time) settlement of funds transfers individually on an order by order basis (without netting). 'Real Time' means the processing of instructions at the time they are received rather than at some later time; 'Gross Settlement' means the settlement of funds transfer instructions occurs individually (on an instruction by instruction basis). Considering that the funds settlement takes place in the books of the Reserve Bank of India, the payments are final and irrevocable.

How RTGS is different from National Electronics Funds Transfer System (NEFT)?

Ans. NEFT is an electronic fund transfer system that operates on a Deferred Net Settlement (DNS) basis which settles transactions in batches. In DNS, the settlement takes place with all transactions received till the particular cut-off time. These transactions are netted (payable and receivables) in NEFT whereas in RTGS the transactions are settled individually. For example, currently, NEFT operates in hourly batches. [There are twelve settlements from 8 am to 7 pm on week days and six settlements from 8 am to 1 pm on Saturdays.] Any transaction initiated after a designated settlement time would have to wait till the next designated settlement time Contrary to this, in the RTGS transactions are processed continuously throughout the RTGS business hours.

Is there any minimum / maximum amount stipulation for RTGS transactions?

Ans. The RTGS system is primarily meant for large value transactions. The minimum amount to be remitted through RTGS is ` 2 lakh. There is no upper ceiling for RTGS transactions.


Yaar ye "Dus ka Dum' khelna kab band karogey ????? Daily koi na koi , "kitne pratishat aspirants 80+ hain, kitne pratishat 100+ hain?" Achcha interview do, sabka chance hai...... 80+ wala interview ki prep karo sab..


Pehle khet to jota nhi, fasal kaatne ke liye pehle hi tayiyaar ho ..... 😠😠😠😠😠