IBPS CWE PO/MT V (2015-16)

Ab lage hath IDBI join krne k benefit hi bta do in detail but genuine ??

I am writing here my interview experience which occurred on 23rd January at 8.30 am

My disqus name: GhAnChAkArRr  

Name: saikrupa priyadarshi

State: ODISHA

Venue: UCO bank, bhubaneswar

i entered the hall of panel no-4. I was a bit late. All were waiting for me as i had serial no-1 😛

Document verification went on smoothly.

Then someone took me towards the interview panel. He said me its a very good panel. Don't get nervous, they are very friendly. It was panel of 4 members.

I was a bit nervous while entering the room. 

Knocked the door. May come in!!

They said please come

I greeted everyone a very good morning and stood near the chair. They said please be seated and feel comfortable.

M1- Ok tell us something about yourself

Me: my name is saikrupa priyadarshi

M1: Ok we know that dear and everyone smiled including me (gently)

Me: I continued....i belong to thisss....I have done this in this college and passed out in 2011

M2:  you passed out in 2011 . What have you been doing since?

Me: After passing out i joined siemens ltd. Worked there for almost 2 years. As i was not in direct payroll, my salary was not that good and didn't get any job satisfaction. Then i came to bhubaneswar and opened an institute and started teaching mathe to +2, diploma and B.tech students. (They were impressed a bit). Then i joined a diploma college and left before SBI exam.

M3: Did you qualify SBI or any other exam?

Me: No I couldn't qualify SBI. Though i qualified RRB, but couldn't make it to the final list

M3: ok good. Why IDBI and ECGC in 1st preference ? Any Specific reason?

Me: SIr, to be very honest IDBI has a better salary than other banks(with a smile). Every one smiled

M3: Better means?? It does give highest pay than any other banks. any other reason?

Me: As i have worked in industrial area ans Idbi is an industrial developement bank, i can correlate my experience with it.

M3: Why ECGC? What do you know about ECGC?

Me: It is export credit guarantee cooperation. It deals with the export system of the country.

M3: jitnaa jaante ho bolo. Kuch sochho mat. daro mat. Bolo..aur kya reason he?

Before i could say anything M2 said salary could be the reason or ECGC has all its branches in urban area.

Every one laughed and i laughed too .

M1: what is nationalisation?

Me: its the process in which private organisations get under government's owenership

M1: aur bolo

Me: in 1969, 14 banks were nationalised and in 1980 next 7 banks were nationalised

M2: its 6 actually not 7(with a smile)

Me: sorry sir i got confused 😃

M4: What is MSME?

Me: Sir, It stands for micro small and medium industries.

      Again before saying anything...M2 asked are there any MSMEs in your area?

Me; sorry sir, i have no knowledge about it

Then they explained briefly 😃

F: Have you read Bhagbat Geeta?(with a smile)

Me: No mam, i haven't gone through it

F: You must have heard about bhagbat geeta. What is written there? Who was saying to whom.? In which language its written?

Me: Mam, geeta says the activities that human being should or should not peruse. Lord krushna was saying to Arjuna and its written in sanskrit

M2: What is PSL?

Me; Its a process in which priority is given to the weaker portion of the society like Education, Export, Infrastructure, Export etc.

M2: Agriculture?

Me: yes sir, i forgot that that point

M2: ok next?

Me: A taarget has given under PSL. More then 20 foreign branches in India except RRb will gove 40% of ANBC and less than 20 branches will give 32% of ANBC

M2: Then what about RRB?

Me: Sir, now its 75%

M2: very good

M3: What are your hobbies? your strengths and weaknesses?

Me; I love to watch cricket and like singing songs. Being a follower of Cricket i believe a am a good team leader as in previous company i have already lead a team.

While answering weakness i said i am a short temper( I was very angry at that time coz i dnt know how it came out my toungue ). They were all surprised. they said its a problem for bank then.

Than i managed a bit, i said i am working on it and how ever reduced it by doing some yogas in the morning :P. Then they said its okay.

Finally they said ok Mr sai. It was nice talking to you they shook hands.

It was a mind blowing experience,

They were really very friendly and cooperated in a nice way. It occurred around 15 mins. They all were smiling for the entire 15 mins. 😃

I think it was good.Rest is on GOD 😃

Rate my Interview guys... Score-100.5

PNB PO 5 vacancy: 878

source: a friend working in pnb

Hi .... Got 100.50 ... General Category .... My 1st and 2nd preferences are Allahabad and BOI ..... interview not so good ... chance of getting into these two ???

which one to watch and which one to delete ?

http://imgur.com/6a93WOL

How many aspirants who qualified in ibps p.o mains have also qualified in other exams

  • SYNDICATE
  • Others
  • SIDBI
  • ANDHRA BANK

0 voters

I want to request everyone that plz dont make any issues related to caste and category, i have seen many of the users here who belongs to general category are using vulgar words for sc's..plz friends we all are same so plz dont make any differences..i wish everyone would get selected this year..

Is there any impact of AGE in interview marking? Jada umar ka koi fayda hota hai kya?

hi everyone..

im pretty sure that i'd end up with IDBI now. and honestly i dont care if Gov will make it private. But i'd be far happy if some of u guys could tell the advantages to join this controversial bank. 

interview experience ...puys genuine comment on interview marks 

written marks 113


indore,m.p. (gujarati college)

time 8:30the document verification started at 8:45process went smoothly, never paid attention on my application form where i mistyped the spelling of my mother. but saying sorry to the document checker it was not a risky matter anymore .the interviews were going in a rush where everyone was smiling after the interview. my turn came at 11:45confidently walked to them..wished everyone and took the seat after their offer .(after confirming my name)

m1- tell me about yourself

gave a confident reply but was a little fast ..so he asked me to slow down a bit . just smiled to keep the environment cool and said sorry ..again started introduction.

(i worked for a public firm in sikkim,so as expected)

m1- why sikkim is recently in  news 

answered about being declared as organic state

m1- what is organic farming

answered

one cross question about my answer confidently answered it (he looked satisfied)

m2-lets come to banking part ..what have you studied 

answered  (monetary policies, types of account...blah blah)

m2- tell me the types of account 

answered

m1- what is HUF

Answered 

m2- who is karta and coparceners 

answered

m3- suppose a huf comes to ur bank ..which type of account you would suggest.

answered

one more question (which i dont remember)to which i said- sorry i don't know

m2- you on technical background even with experience, why should we hire you

tried to say that old ghisa pita jawab (technical expouser)

m2-but for technical requirement we do AMC also hire specialist officer on those skill.. we dont want you to work on faults on technical side..(u have experience in VSAT network but we dont want u to repair the dish )

then agreed to their point but added i can help other employees also with my situation dealing experiences.

m2- ok on techincal front , what is the difference in optical fiber and normal wire,

answered 

but he tried to confuse me saying no i think ye mechanism nahi h ..

i simply said i may be wrong but sir upto my knowledge this is the concept.

m3- y you left the job

tried to take them to job situation and finally ended up saying banking for me was a better option.and left the job for a better future

finally one last question form mam-

what types of credit does a bank provide 

answered about loans,types of it, non fund based credit.

m1 and m2

ok you can go now

Bas chand din aur bache hain 😃 March suru hua hai to khatam bhi hoga 😛

IDBI kisi ko milega to koi chorega nahi lekin dimag sab jyada laga rahi ki yeh bank private ho jayega yeh woh. Subah se sab idbi k piche par gaya govt recruit kar raha h to uska v koi responsibllity hai ki nahi

What is the least score anyone can get in the interview?worried as it was bad for me.....

http://imgur.com/PCsZ8LX   :laughing: 😍 

28 days to goo...

okay guys...tell me about this ISHRAT JAHAN case? whats all the fuss about?

p.s. please dont copy paste from news..just in simplest way possible. thanks

SC candidates above 80+ and who cleared mains ...please post your marks with 1st three preferences ... regards

If u r sc / st candidate scored in 50's 60's and 70's please dont read this article or else u will feel sad and upset.

http://bankingmantras.com/ibps-po-v-expected-cutoffs/


I think it is a very low cutoff for sc and st, what do u think guys ?.--. ( OBC ) mark he didnt post.

Good Night Friends.

expected cutoff 

GEN : 46

OBC : 42.5

SC 37