Hi Guys...Any information on SBI Assistant Manager (Systems) also known as SBI IT Specialist recently held on 17th Jan.
1. Any tentative date/week by which result will be out.
2. In the result (Online Objective Exam) do they release scores or just list of student's roll no./registration no. who qualified for interview.
3. What its selection procedure. I mean is it same as IBPS PO i.e. 80:20 ratio?
PLS...pls do reply if you know any of the above queries.
tagore public school..jaipur..any interview experience..plz share
tia 😃
Name: Visakh sv
Venue:canara bank HQ,Trivandrum
Date:21/1/15
Certificate Verification started at 9:50.They are very strict On the date of passing.ie,before August 1st.Make sure that you have a date before Aug 1 in your certificate.
My turn came at 11:45
Panel (m1,m2,m3,m4 and f1).
Me: May I come in?
M1:plz come in.
M2:take ur seat
Me:thank you
M1:so you are engineering graduate.what did you studied?
Me:mech eng sir.
M1:Tell me about ur family
Me:Told
(He wrote down my fathers occupation in a paper )
F1:tell me about mudra yojana
Me: Told something and my mind went blank
M3:diff b/w current and savings account?
Me:told
F1:first female president?
Me:told
M3:CRR?
Me:told
M3:repo rate,reverse repo rate
Me:explained
M1 started to ask questions from my fathers occupation(ksrtc)
M1:what is the reason for failure of ksrtc?
Me : Explained
M3:ur suggestions to improve ksrtc
Me:told
M4:what is JNREM?
Me:told
M4:new name of ksrtc?
Me: don't know sir
M1:Are u ready to work anywhere in India?
Me:s,sir.
Take a chocolate and al d BST.
Me:thank u,sir
Fingers crossed...al d BST guys
how many marks for this interview?
IS it possible in a private sector bank having government stake?
Yaar yeh South vaalon ke interview experience padkhe phat gayi thi ..balance sheet ...graduation ke subjects aur capsules kya kya padkhe chala gaya
..Age 21 BBA BOI Noida
4M+1F ..all old late 50's
1 Q -- Intro ,2Q- Plastic money , 3 Q difference b/w selection and recruitment ....follow up thhe inhi 3 pe for e.g why plastic money
Interview easy tha par mujhe nahi lagta acche no. aayenge ...sab bacchon ko 50-60 mein daal denge except jo bahut bhadiya ho
After how many years,NPA considered as loss assets?
Friends can we say savings deposit account? or only savings account is correct? Please help
My interview experience IBPS PO 2015-16.
Place - Maplewood Hotel, Ranchi, Jharkhand
Date - 20/01/2016, Afternoon Batch
Panel - 2
Serial No - 22(Last) Same as in IBPS RRB 2015-16.
After waiting for over 5 and a half hour, I was called for document verification. It took an hour more to reach the panel. There were 3(M1, M2, M3) males and 2(F1, F2) females in the panel.
Opened the door and asked for permission to come in. They said "yes". I greeted them. They called me by my name and asked me to have a seat.
F1 - Mamma's boy or Daddy's boy?
Me - Both
F2 - No select one.
Me- Mamma
The females were overjoyed and even took a pinch on male panelists and all started laughing.
M1 - Introduce yourself.
Me - Started with my name and family members, as I told about my brother who is employed, he interrupted and said "You are unemployed and your younger brother is working", I said "Yes, but I had worked with HCL earlier"
M1- Then why change the industry and how will you cope up with this change?
Me- I answered but it seemed like he was least interested.
M2- Okay beta, let's get it done quickly, as you're the last person to be interviewed. Do you know about banks?
Me- (I was very upset with them as they wanted to finish it in no succession.)Still answered "Yes"
M2 - Good. RBI?
Me - Yes
M2 - Tell me about RTGS, NEFT
Me - Told about them, made a slight mistake, but corrected and explained properly.
M1- what is IMPS?
Me - (Instantly) sorry sir, He explained IMPS. And I nodded my head like I am his dumb student.
M1 - How does OLA Cabs work?
Me - (Astonished) still answered, some cross questions but managed to wrap it well.
M2 - You're body language is good, and your English is crystal clear.
Me- Thank you, sir
M1- You can leave now.
F1- (Smiling) there's one toffee left and it is for your mother.
Me - I will give it to her.
F2- Make sure it doesn't go to your girlfriend.
Me- Don't worry, I have none.
F1 and F2- Quickly make one, as after joining a bank you won't have time for it.
I smiled and said thank you.
All the panelists were very happy; don't know whether it was my performance or their relief of finishing it.
It lasted for 3-5 minutes.
I am expecting 50 marks.
Noida bank of India panel 7 experiences anyone?? cool and fair or harsh?
anyone who gave interview at patna?
My interview experience 21jan 8.30am Panel v, bank of india, noida There were 5 memebers including 4 male and 1 female M1 M2 M3 M4 and F Me- (at the door ) may i come in F- yes come Me - thank u and wished them good morning mam and good morning sirs Now M1 asked me to sit Me- thank u sir They were talking in hindi M1- apne baare me batao Me- told about my name, degree , family members M1- aapne gradution kab kiya tha Me- (a btech (IT) passout of 2012 )sir 2012 me M1- uske baad se kya kar rhe the ab tak Me- a bit nervous that time so i told them nothing sir i was preparing for banking M1- aap 3 saal se kahi job hi nahi kiye Me- sorry sir after my btech i worked with a software comapny but there salary package and growth is not good so i decided to go for banking ( my elder sister is working in vijaya bank as branch manager i told him about my sis in intro part) so i told him that my sister is doing very good in banking and i told him about S S mundra that he joined bank as a po and now he is deputy governer of RBI so bank will give me opportunity to go from starting level to the top level M1- then he started to look into my degree and result and asked, tell me some of your subject of your btech Me- told him about CN , OS , software engineering M1- what is garbeled message Me - (nervous) sorry sir no idea M1 - aapko nahi pata chalo data mining ke baare me batao Me- pata nahi kya hua mai kuch bol hi nahi paaya aur mere se nikal gya nahi pta sir M1- then he was like aapka core subject hai ye to pata hona chayiye Me- silent M1- what is artificial intelligence Me - told him about artificial intelligence M1- accha ye batao banking ke baare me jaante hai Me- yes M1- banking kya kya suvidha deta hai Me - told about deposit , loan , internet banking aur bhi saaree bata diya (kyunki wo sabhi log hindi me bol rhe the to mai bhi hindi me hi bol rha tha) tabhi sardar ji the panel me ek wo bole ki aapko kaun kaun si language aati hai maine kaha sir hindi english then sardar ji to aap po banoge to english me bolo Then M1- accha ye batao ATM bank aur customer ke liye kasie beneficial hai Me - told him Again M1- tell me about ur father's occupation Me- told him in english about my father's job Tabhi M1 ne poocha aapki ki sister aap se kitne saal badi hai aur uska po me kaise hua tha Me - sir ibps 1 me hua tha Then M1 told to F aap poochiye F- hobbies Me- mam cricket khelna pasand hai aur internet surfing F- internet surfing me kya karte ho Me -Facebook aur youtube phir aur bola mam blogs and news bhi padta hu F- aapne IRNSS ke baare me suna hai bahi news me tha Me (very happy after listening this ques )yes mam and told hereverything about IRNSS And they all are very satisfied with my answer and said very good after that M3- aap gorakhpur(up) se ho to wha ke sanasad kaun hai Me- sir shree yogi adityanath jee M3 - gorakhpur se kaun sa international border paas me hai aur kis saher se touch hota hai border Me- nepal and sonouli border se touch hota hai Then M2- waha nepal se aatnkwadi ka kam jo group karte hai unhe kya kehte hai Me- sir nepal me to maowaadi hote hai aur mere muh se bas madhesi nikal gya Then mai chup ho Gya Sardaar jee-are madhesi ke baare me kya bol rhe the kya jaante ho Me - madhesi log wo hote hai jo indian origin ke hote hain par wo aatnkwadi nahi hai sir galti se nikal gya tha M1- ye batao nepal bharat ka friend country hai ya dushamn desh hai aur abhi kya status hai wha Me - sir nepal hamara dushaman to nahi hai sir par waha jab se Constitution pass hua hai usme madhesi logo ko bahut se adhikaar nahi diye gye hai so wo log hadtaal kar rhe hai aur india ke saare border unhone block kar diya hai jisse waha gas oil medicine sabki shortage ho gyi hai Aur nepal ko lagta hai ki india madhesi logo ka saath de rha hai par aisa nahi hai Then sabhi panel member ne kaha ki very good Now ab aap jaa sakte ho Me-thank u mam and sirs
anyone who had interview with panel 8 in bob,noida sector 62?
So finally it's over.
Name - Gaurav Kumar
Qualification - B. Tech (Computer Science)
Venue - Syndicate Bank Training Centre, Bangalore
Date - 22 Jan, 2016
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Me : May I come in sir ?
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Panelist 1 : Yes come in, and have a seat.
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Me (while sitting) : Good Morning Sir.
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No one gave a damn to my wish "Good Morning".
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Panelist 1 : Yes what's your good name ?
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Me : Gaurav Kumar.
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Panelist 1 : Give your introduction.
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Me : Sir I am a native of New Delhi. My father serves in Indian Air Force. I have .
been brought up by my parents in a disciplined and punctual environment. Due to transferrable nature of his job, We, as a family, have been shifted to several .
cities, which includes Shillong (Meghalaya), Guwahati (Assam), Car Nicobar .(Andaman & Nicobar Islands) and Vadodara (Gujarat). I did my schooling from all these places. It gave me a benefit of knowing about various places, their people and their cultures. And also cultivated in me, a quality of adjusting myself in different cities, and interacting with different people from different cultures. After my schooling, I came to Bangalore to pursue my graduation. I did B.E. from Computer Science, and passed out in 2014.
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Panelist 2 : Which college ?
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Me : RNS Institute of Technology.
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Panelist 2 : What is the full form of your college name ?
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Me : Rama Nagappa Shetty Institute of Technology.
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Panelist 1 : So you attempted last year IBPS PO also ? What was the cut-off last year ?
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Me : Sir It was 49.6 for General candidates.
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Panelist 3 : Not 49.6, it would have been 50, because we cannot give marks here in decimal points.
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Me : No sir, may be you misunderstood, I am telling about the final cut-off, which includes written + interview marks.
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Panelist 3 : Oh ! Do they include written marks also in final cut-off ?
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Me : Yes sir.
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Panelist 4 (He started explaining it to Panelist 3) : Hey see, they add the written marks and the interview marks, and simply divide it by 2 to arrive at final cut-off.
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Me : No sir, the written exam was of 200 marks, they will calculate our scored marks out of 80, and the marks which we will get in this interview, which is of 100 marks, will be calculated out of 20, and then they add it to arrive at final cut-off.
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Panelist 4 : Ohk, I understood, but why do they give only 20% weightage to interview, it should be more than that. Why so less ?
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Me : I don't know sir.
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Panelist 4 : So you will get total marks at the end or will you get to know also that what was your score in written as well as in interview ?
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Me : Yes sir, we get to know about our score in written as well as in interview, but at the end, they only post final total marks.
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Panelist 3 : Then how come you know about your written and interview score ?
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Me : Because they will release our written score after finishing all the interview process.
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Panelist 4 : Ok Ok we got it, But IBPS should give more weightage to interview. This 20% weightage is not justified.
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Panelist 1 : Do you have an account ?
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Me : Yes Sir.
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Panelist 1 : Which one ?
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Me : Savings bank Account in SBI.
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Panelist 1 : So What are the risks in opening a bank account for a customer.
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Me : The first risk is that the person may provide fake information about himself to misuse the banking services. He may be indulged in Money Laundering using his account in our bank. And then there are risks related to lending also like... ( .
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Panelist 1 interrupted )
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Panelist 1 : Ok Ok I got it. Now tell what is Money Laundering ?
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Me : In laymen terms, money laundering simply means converting Black Money into White. In this process, the black money is placed in financial system by injecting it into the market. Then a series of complex transactions is carried out to hide the original source of money. Then a series of additional complex transactions is carried out by integrating black money with white money.
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Panelist 1 : Suppose you find out that a person is carrying out huge illegal transactions, then what will you do ?
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Me : I will inform my higher authorities about it.
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Panelist 1 : But if high authorities are not there, and you have to make decision on your own.
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Me : I will inform legal cell about it and will tell them to initiate the proceedings.
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Panelist 1 : That is fine, legal cell will present bank's case in court, but before that, there is a department in the bank which will be informed first. Tell the name of that department.
( I was in a thinking mode, then he himself told )
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Panelist 1 : That department is called Anti-Money laundering Cell.
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Me : Ok sir.
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Panelist 2 : Ok if that person got to know that you know about him, and he is powerful and influential person. Then ?
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Me : Then also I will do the same sir.
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Panelist 2 : Ok there is a department under central government who look after these kind of cases, tell the name of it ?
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Me : Enforcement Directorate.
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Panelist 2 : No. Try one more guess.
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Me : Income tax Department.
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Panelist 2 : No. You have told 90 % correct procedure, but I wanted to listen that 10 % also. Ok leave it.
(The correct answer is : CBI )
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Panelist 5 : What is FCMA Account ?
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Me : Sorry ma'am. No idea.
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Panelist 5 : What is NPA ?
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Me : NPA stands for Non-Performing Assets. The assets which stop performing after 90 days are called NPA. Means the bank which has lent, didn't receive repayment EMIs for a period of 90 days, then the loan is declared as Non-Performing Asset, because that asset has stopped providing profitable returns.
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Panelist 4 : Who invented Aeroplane ?
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Me : Sir two brothers were there. Wilbur Right and Oliver Right.
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(This was in news last year when a controversy erupted when Baba Ramdev stated in IIT Delhi that the first aeroplane was invented by Lord Vishwakarma and then Ravana used that aeroplane to kidnap Sita )
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Panelist 3 : What is OROP ?
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Me : OROP stands for One Rank One Pension. It means the defence retirees who retired at the same rank and after same tenure of service will be given equal pension. And... ( Panelist 1 interrupted )
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Panelist 1 : Ok Ok. That's enough. It means you know about it.
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Panelist 3 : What is RAM ?
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Me : RAM stands for Random Access Memory. It is the temporary memory which stores the data when we are working. Once the Computer is switched off, the whole data got wiped out. Therefore it is volatile memory. It is of two types, first one is SRAM and... ( Again Panelist 1 interrupted )
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Panelist 1 : Ok Ok that's enough. Now you may go.
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Me : Thank You Sir.
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Overall interview duration - 5-6 minutes.
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All The Best
maximum marks in an interview without any jack(jugaad) out of hundred, that one can get or has got in past?
GK Update - Shyama Prasad Mukherji Rurban Mission
Dear Readers,
Shyama Prasad Mukherji Rurban Mission has recently been in the news and could be important for your exams.
The Union Cabinet approved this scheme to transform rural areas into economically, socially and physically sustainable spaces. In this article, we will look at its objectives and key features.
Objectives
· To achieve strengthening rural areas and de-burdening the urban areas.
· To carry out balanced regional development and growth of the nation by simultaneously benefitting the rural and urban areas.
· To develop rural growth clusters which have potential for growth in all states and UTs which would then result in overall progress in the region.
· To bridge the rural-urban divide and reduce distress migration from rural to urban areas.
Key Features
· With an outlay of Rs. 5142.08 crore, the Rurban Mission will develop clusters of smart villages which have a potential for holistic growth. These clusters will be developed by encouraging economic activities, local entrepreneurship and creation of infrastructure.
· By 2019-20, the government will set up 300 such clusters across the nation. The funding will be through different schemes of the Government converged into the cluster.
· Fourteen components have been suggested as desirable for a cluster to ensure optimum development: skill development training linked to economic activities, Agro Processing or Agri Services/Storage and Warehousing, Digital Literacy, Sanitation, provision of piped water supply, solid and liquid waste management, village streets and drains, street lights, fully equipped mobile health unit, upgrading school and higher education facilities, inter-village road connectivity, Citizen Service Centres for electronic delivery of citizen centric services and e-gram connectivity, Public Transportation and LPG gas connections.
· To select the clusters, the Ministry of Rural Development is using a scientific method, which involves an objective analysis of demography, economy, tourism and pilgrimage significance and transportation corridor impact. This will be done at the District, Sub-District and Village levels.
· Integrated Cluster Action Plans will be prepared by the States for Rurban Clusters. These will be detailed plan documents that will lay out the strategy for the cluster, desired results for the cluster under the mission, along with the converged resources under Central sector, schemes sponsored by Centre and State Sector, and the Critical Gap Funding (CGF) needed for the cluster.
· Along with CGF, major steps have been taken to ensure the success of the programme with proper budget provisions to support the State Government towards project development, capacity building and other institutional arrangements at the state level.
· The programme will provide an additional funding support of up to 30 per cent of the project cost per cluster as CGF as Central Share so as to enable development of Rurban clusters.
· For smooth implementation of the Mission, both State and Centre will make institutional arrangements. An Innovation budget towards facilitating research, development and capacity building has also been allotted.
· The clusters will have geographically proximity to Gram Panchayats with a population of about 25,000 to 50,000 in plain and coastal areas, and a population of 5,000 to 15,000 in desert, hilly or tribal areas.
· A separate approach of selection will be at work to select clusters in Tribal and Non-Tribal Districts.
These are the major points in the Shyama Prasad Mukherji Rurban Mission. If you can understand these well, you can attempt questions on it with greater ease.
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Do we need extra photos for interview?? Except for the one pasted in interview call letter ??
BOI noida panel 4 date 22 jan
interview last for 5 mins max is baar kaafi casual chal raha tha
question asked
what is account payee check ?
who is the governer of rbi?
why he was awarded wd best governer award ?
worlds fastest growing economy?
function of rbi ?
Name - Gaurav K
Qualification - B. Tech (CSE)
Venue - BOI, Noida
Date - 20 Jan, 2016
Timing: 8:30 AM
Panel-2 Panelist- 4 M, 1 F
Duration: 17- 20 min
Me : May I come in sir ? .
Panelist 1(Head of Panel: Yes come in, and have a seat. Ander sabhi log hindi me baat kar rhe the.
Panelist 1 (Head of Panel): Aur aap hai gaurav ji ?
Me : Yes Sir (Are koi galti kr di kya maine).
Panelist 1 (Head of Panel) : Job krte hai aap. Kaha aur kya krte hai job.
Me : Told all
Panelist 1 (Head of Panel) : Bank me kyu ana chate hai? Me : Sir better growth and stability .
Panelist 1 (Head of Panel) : Kyu mazak kr rhe ho. IT sector me growth nhi hai!!!!
Me : Sir growth to hai but growth stability ke sath nhi hai. .
Panelist 1 (Head of Panel): Bank me jante ho groth ke naam per 1400 milte hai officers ko. Stability bhi nhi hai. Tata, Reliance me do better stability and infrasturcture hai.....Blah blah...kahani suna di mujhe poori.
Panelist 1 (Head of Panel): Ur bank ki sabse badi samsya kya hai. .
Me : Sir NPA (Non performing assests). Age bolne hi nhi diya .
Panelist 1 (Head of Panel) : Koi example do large scale ka public se related ho. .
Me : Sir yaad nhi aa rha hai jo bahut badi scale ka NPA .
Panelist 1 (Head of Panel) : Kingfisher. .
Me : Yes Sir. Told everything related to NPA of Kingfisher. .
Panelist 1 (Head of Panel) : Tmhre account me paise ko kun insure krta hai. Kitne amount tak .
Me : Sir upto 1 lakh. Agency ka naam D se start hota hai. Then he expalined the name. .
Panelist 2: Financial literacy kya hai .
Me : Maine fully explin kr di. Usme business fascillator ka naam bhool gya. Baad me wo bole ye bhi hota hai literacy me .
Panelist 3: GDP kya hai .
Me : Gross domestic product and poora explain kr di with example. Wo khush lag rhe the. .
Panelist 1 (Head of Panel): Soch lo yha aoge to ya to aram kroge ya gadhe ki tarah kaam.IT ki itni achi salary ki job kyu chod rhe ho...Big Kahani and lecture
Panelist 4 : Scenrio de rha ho. Bank manager ban jane ke baad sabse badi problem kya face krni pad sakti hai. .
Me : Sir naraz customer, collegue. Age bolne hi nhi diya aur khud answer de diya. .
Panelist 5 (Female) : No question. Kewal observe kr rhi thi. .
Panelist 1 (Head of Panel): To gaurav ji aapko apna kaam kaisa lagta hai. .
Me : Explain him everything with lots of good words like sincerity, honesty, within time etc. .
Panelist 1 (Head of Panel): To gaurav ji thanks. Good luck for your results. .
Me: I wished lady first and then others. Finally interview is over....:)
Please give your comments...Kitne marks expect kru..
Please anybody help. I'm from Andhra. I had to give an undertaking for not having Caste certificate(SC) in prescribed format, now anyway I need to submit it later. But here only Integrated certificate (Community, Nativity and DOB) is being issued in Meeseva. That format of Community isn't like in IBPS Notif. How to get Caste certificate in IBPS format? I cant go directly to Tahsildar or any other, only through Meeseva, should I bribe and try that? If I tell my problem nobody is listening and arguing that the certificate they gave is valid.
P.S: Anybody, esp from A.P/Telengana most welcome, please help.
SIDBI Officers in Grade 'A' 2016: General Tips for Descriptive Test
The Small Industries Development Bank (SIDBI) is conducting an online examination to recruit 150 candidates for the Assistant Manager Grade 'A' position. In this article, we will discuss the pattern of the online descriptive exam and few general tips to ace this test.
Exam Pattern:
The descriptive test will evaluate your command over English Language and your ability to draft essays, letters, etc. This test has two sections worth 50 marks and has to be solved within 45 minutes. The section-wise pattern of the descriptive test is as follows:
Section No. of questions Maximum marks
i) Essay writing 01 35
ii) Letter writing (Business letter) 01 15
Business Letter:
Letter writing assesses your drafting ability, usage of formal language and effective communication skills. At present, 'block style' format is widely used while drafting business letters. In this format, text of the entire letter is justified left. Given below are other important points to remember while writing letters:
i) Date: While writing the date, use day-month-year format or you can use month-day-year For eg: 22, January, 2016 or January 22, 2016.
ii) Sender's address: Make sure to study a particular example of official address, if any, during your preparation. It is advisable to include the sender's E-mail ID beneath the address.
iii) Receiver's address: This is the address you are sending your letter to. While mentioning the inside address, write the full name of the addressee using proper titles such as Mr./Ms./Mrs.
iv) Salutation: Your letter actually begins with the salutation for which you can use words like 'Respected' or 'Dear'.
v) Subject of the letter : You should mention the subject/reason of the letter in brief.
vi) Body of the letter: You should begin the body of the letter by stating your purpose. You can write 2-3 lines to establish your connection with the addressee. In the second paragraph, you should write about the core subject. If you are stating grievances, make sure to keep your language fairly balanced and formal. Do not to get caught up in the subject and include irrelevant details as it would distract the reader from the core subject. Try to present facts in support of your point of view.
vii) Closing the letter: State your requirement/request while closing the letter. You can also mention what you expect the reader to do and what will be your follow-up action. You can add 'Thanking you in advance' in the end of your letter.
viii) Signature: You should sign your first and last names at the bottom left corner of the letter. You can use words like 'Yours faithfully' or 'Yours sincerely' above your signature.
ix) You letter should be clear and concise to avoid any kind of miscommunication. You should not fill your letter with too many facts or arguments. If you want to address more than one pressing issue, then write about each in a different paragraph.
x) The tone of your language should convey confidence and sincerity without making you seem verbose. You should also be persuasive by stating clear actions to be taken by the reader.
xi) At the end, go through your letter once to correct spelling or grammar mistakes (if any).
xii) This question carries 15 marks. You should not spend more than 15 minutes for the same.
Common/probable topics for business letter writing (You can use these topics to practice letter writing) :
a) Write a complaint letter to a bank's Branch Manager about the inordinate delay in opening of a savings account.
b) As the Branch Manager of a bank, write a letter to the Head Office requesting setting up of an ATM in the branch's premises.
c) Write a letter to a bank's Branch Manager about the delay in remittance of funds from your savings bank account to so-and-so person's account in another bank.
d) Write a letter to the Branch Manager about unavailability of 500 rupee notes in its XYZ branch's ATM.
e) Write a letter to your bank about the procedure for applying personal loan, requesting details like rate of interest, time period, EMIs and documents to be submitted for the same.
f) As you have completed B.Com (Banking and Insurance), write a letter to a higher official in an insurance firm applying for a suitable job.
g) Write a letter to a bank's Branch Manager to complain about the inordinate delay in proceeding of your loan application.
Essay:
An essay is a comprehensive argument on a topic which reflects the author's knowledge and the direction of his/her thoughts. Essay writing is a very important question asked in the descriptive test as it is worth 35 marks. Let's now understand the three important steps of essay writing: selection of a topic, structure of the essay and writing of the essay.
i) Selection of topic: While selecting a topic for the essay, take a few minutes to carefully go through the given different topics and form a rough outline based on your knowledge of the same. Choose a topic about which you have maximum knowledge. Spend no more than 2-3 minutes to select the topic.
ii) Structure of essay: Without the right structure, it is difficult to effectively convey facts, opinions and your personal stand on the issue. Ideally, your essay should comprise three parts: Introduction - Body - Conclusion.
iii) Devote time to think about your topic with a clear and focused mind. Try to recollect information and list out points related to the topic. Now, go through them to evaluate their relevance to the topic.
iv) Introduction: The introductory paragraph is important as it helps to attract and hold the reader's attention. You should make the examiner curious about what s/he is going to read further in the essay. You can also mention a brief background of major facts related to your essay topics.
v) Body: This is the most crucial part of your essay because it provides in-depth analytical arguments for every point you wish to elaborate in the essay. This is where you can present your knowledge of the topic, analytical ability and assessment of ideas. You can structure the body of your essay by presenting your arguments, facts & figures. These arguments will present your random given opinions. The stand you take must be mature, rational and pragmatic. Ideally, you should not take extreme stands on topics. For ex. 'All criminals must be shot dead'. You should not use such opinions in your essay as they contradict with fundamental right of Indian citizens. (Article 21)
vi) Conclusion: The conclusion gives the examiner an insight into your final stance and assessment as regards different angles of the topic thus far discussed in the essay. Conclusion should generally make the reader agree with your point of view. You conclusion must follow the argument presented in the body of your essay.
vii) Language: Your language should be simple and should enable the essay to have a seamless flow. It is essential to maintain correct grammar and usage of words, a well-balanced tone and subtle formality while conveying your ideas.
viii) Your essay should not have an overly negative tone. Remember, your line of thought should be positive and solution-centric. Also do not get personal while writing the essay. After completing your essay, proofread it to eliminate grammatical and spelling errors.
Given below is a list of probable essay topics:
a) Indo-Pak dialogue: The road ahead
b) Delhi's odd-even rule: A success or failure
c) RBI Norms
d) India's changing banking scene: Payments banks and small finance banks
e) Inflationary trends in India
f) COP21: What did India gain?
g) Recommendations of the 7th Pay Commission
h) Lodha Committee report on BCCI reforms
i) The ideal Budget-2016/ What to expect from Budget-2016/ Your Wishlist from Budget-2016
j) Role of Bank PO in Banking Industry.
k) Recent collapse in stock market
l) 67th Republic Day of India : A mile stone.
General Tips:
1) The online descriptive test is conducted to test candidates knowledge & ability communicate. Therefore, you should have a good practice of reading and writing as it will not only help you to grasp the topics quickly but also to use your imaginative skills and prior knowledge to write a decent essay and business letter.
2) Keep abreast of the latest developments of national and international importance. Also, topics related to banking awareness may help you write the essay. You should be able to combine factual knowledge with your opinion to write an effective essay.
3) Simple facts and procedure related to day-to-day bank activities will prove beneficial while writing the business letter.
4) Most importantly, you should have a good typing speed as this test requires you to type out an essay and a letter within a short amount of time. Candidates who are not much experienced in using the keyboard should immediately start working on their typing skills.
Descriptive Test Cut-offs:
Candidates qualifying in the objective test (in individual sections as well as the overall test) will be eligible for the descriptive test. The cut-off required to clear the online descriptive test will be decided by the bank based on the performances of candidates.
Start preparing for this exam as soon as you can. These strategies and tips given in this article will help you prepare well, clear the exam and progress to the interview round. If you have any queries regarding the SIDBI Officers Grade 'A' exam, feel free to post them in the comment section below. We are here to guide & help you.
Best of Luck!!!