FRM level1

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Confused about which certification among CFA and FRM is relevant for your profile and interest? Want to know which certification would help you in better way? Then this video can help us to answers all our queries related to comparison between CFA and FRM.

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 Dear FRM Candidates, We are offering 2020 study material for FRM Part 1&2.

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COMPLETE FRM PART 1 & 2 study material including BT notes, FINTREE videos, Q bank, 10 year Practice papers, secret sauce, exam revision quick notes and lot of other stuff at DEEP DISCOUNTED PRICE, please contact : [email protected]

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We also have 2020 Fintree Videos (FRM Part 1), 2020 Schweser Notes (All Books are available now).  

Any body has Schweser FRM Part 1 VaR book pdf 2019?

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POSITIVE CHANGE IN POLLUTION DUE TO LOCKDOWN Corona virus is an infectious disease and infected people will experience illness in respiratory system (difficulty in breathing), high fever and cough. According to WHO, older people and people with pre-existing medical conditions have high risk from the virus. The best way to prevent and slow down COVID-19 virus is to protect yourself by maintain social distancing, stay at home, washing your hand with soap or alcohol based hand rub and avoid touching your face. A Lockdown is an emergency protocol that prevents people from leaving an area only stay at home. At this time, there is no specific vaccine for COVID-19, the solution is only LOCKDOWN and maintain SOCIAL DISTANCING. Present status of COVID-19 in India On 15 April, 2020 the total confirmed positive cases of corona in India are 11,439 among these 1,306 are recovered from COVID-19 and 9,756 are active cases of corona virus in India. Death rate in India on 14 April is 377. More active case of corona virus in India are in Maharashtra, Delhi, Tamil Nadu, Rajasthan, Madhya Pradesh, Uttar Pradesh, Gujarat and Telangana all these states have more than 500 cases. If we discuss about the worldwide data, the total number of confirmed positive cases of virus are 19, 81,239 and among these 4, 86,622 are recovered from virus and overall death in world are 1, 26,681. United States is a country on top with the maximum number of confirmed cases of 6, 14,180 with the death rate of 26,061. After U.S., Spain is on another position with the total number of cases 1, 74,060 and death rate is 18,255. After US and Spain, Italy is on the 3rd position with the total number of confirmed case 1, 62,488 and death of 21, 067. Lockdown period You all know, India imposed a nationwide lockdown from 25 march to 14 April 14, 2020 i.e. 21 days lockdown announced by our honorable Prime Minister Narendra Modi on 24 March. On 14 April 2020, Second lockdown announced by our honorable prime minister till 3rd may, 2020. The Lockdown shut the offices, schools, colleges, malls, markets and non-essential services. All modes of public transport such as metro, trains, buses, domestic and international flights all are stopped till 3rd may. In this lockdown, 130 crore people are asked to stay home to break the chain of corona virus. The main objective of this lockdown is to stop the spread of corona virus along with this lockdown create a positive impact on pollution of India. This situation is very disaster for the economy but it improves the quality of life because the air becomes pure free from pollution. Delhi is one of the most polluted cities of India but now Delhi air breathes like a pure mountain air. View of roads in many areas of India due to lockdown on 2 April, 2020 This world largest lockdown stop all factories, plants, biomass burning, construction work halted and along with public transport private vehicles traffic are reduced to very minimum level. All Indians are asked to stay home. As per the data analyze, many polluted cities have lower level of harmful microscopic particular matter known as PM 2.5 and dangerous air pollutants which is released by vehicles and power plants. Due to decrease in dangerous gases in air, the clear blue skies signed a dramatic shift for India in polluted cities. Lockdown impact on air pollution Image posted on social media by the residents of Delhi, Clean sky with the flying of birds. “I have not seen such blue skies in Delhi for the past 10 years” said Jyoti Pande Lavakare, the Co-founder of India Environmental organization care for Air. Delhi air Quality index was moderate at 42. Below 50 is determined to be good air. But in November, 2019 it maxed out of 999, New Delhi and some cities in Northern India was blanketed in a dark yellow haze zone due to high level of air pollution. The level of air pollution hit high and Delhi government declare a public health emergency and all the schools are closed. After 4 months, the skies are now cleaning up due to lockdown. The India Gate in New Delhi on October 17, 2019 and on April 8, 2020 after Air pollution dropped. In India, 51% of pollution is caused by the industries pollution, 27% by vehicles, 17% by crop burning and 5% by Diwali fireworks. Traffic jams are considered to be one of the leading sources of increasing pollution of matter nitrogen oxide, carbon monoxide, sulphur dioxide and other pollutants which increase air pollution. Due to corona virus lockdown, no public vehicle and less amount of private vehicles increase the quality of air, The nationwide lockdown create a positive impact on air pollution, water pollution and noise pollution. This level of pollution never came in India from past many years, so this period breaks the record. The nationwide curfew in India on March 22 also result in lower one day traffic pollution level analyze by CREA.

In India, life under coronavirus brings blue skies and clean air Inside the world's biggest lockdown, there are no flights, no traveler prepares, no cabs and barely any working enterprises. Be that as it may, one thing is surprisingly bounteous: cleaner air. India is occupied with an edgy offer to "smooth the bend" of coronavirus cases before they overpower the creaky wellbeing framework right now more than 1.3 billion individuals. Meanwhile, the three-week lockdown is smoothing something different — India's famous air contamination. The speed of the change has astounded even specialists, who state it is evidence that emotional upgrades in air quality can be accomplished, though at a huge human and monetary expense. Days after the lockdown started on March 25, the degree of molecule contamination considered generally hurtful to human wellbeing fell by about 60 percent in New Delhi, India's capital, as indicated by an investigation by specialists at the charitable Center for Science and Environment. Comparative drops have happened in other significant Indian urban communities. Promotion In typical occasions, Delhi is the world's most dirtied megalopolis. For a significant part of the winter, air quality readings stayed at levels that in the United States are viewed as unfortunate or more awful. Last November, the city encountered its longest spell of risky air since such record keeping started. Nowadays, Delhiites are stuck at home with the exception of when getting fundamental merchandise. In any case, above them are blue skies, the moon and the stars, seen without the typical boundary of brown haze. The sight is striking to the point that "I want to commend the sky for its excellence," said Sameer Dhanda, 26, a draftsman. In different pieces of India, the Himalayan mountain run is obvious from a separation without precedent for years. Conduits gagged by modern contamination, for example, Delhi's Yamuna River — brimming with dim froth only months back — are streaming unrestricted. The present decrease in contamination has come at a precarious cost. A great part of the Indian economy has been sat, constraining powerless specialists to venture out several miles to their home towns by walking. Millions could be dove into destitution or craving if the lockdown proceeds past its underlying three-week time span. However, specialists express that there are still exercises to be gathered, including an opportunity to envision an alternate future. The lessening in contamination is a "proof of idea" that shows clean air "is feasible," said Ajay Mathur, a previous Indian atmosphere moderator and an individual from Prime Minister Narendra Modi's chamber on environmental change. "The linkage between close to home conduct and what I will inhale is far more clear now than it has been previously." The initial step for any administration is to guarantee that "the huge number of Indians have maintainable occupations," Mathur included. By the by, he trusts that approach changes —, for example, eliminating grimy mechanical powers and quickening the move to earth benevolent vehicles — will get a lift in the post-pandemic world. One awful incongruity of the present emergency is that a pandemic that makes it hard for some to inhale has, by checking contamination, facilitated respiratory difficulties for other people. Pulmonologists in Delhi state huge numbers of their standard patients are breathing simpler and decreasing their utilization of inhalers. India's long-running fight with contamination may have rendered it especially helpless against the novel coronavirus. Scientists at Harvard as of late found that places with long haul presentation to more significant levels of fine molecule contamination — known as PM2.5 — were related with higher paces of death brought about by covid-19. Such particles can hold up somewhere down in the lungs and have been connected to hypertension, coronary illness, respiratory contaminations and even malignant growth.

Work from home: Challenges n prospectus:- Flexible workplace: To the extent possible, the employer should rotate its staff, reduce the number of people who need to be in the office, and try to implement a "work from home" policy for those employees who can manage their duties remotely. Also, if any employee expresses concern in attending the office, the employer should try and mitigate the employee's concern, failing which the employee should be permitted to work from home, if possible. But many challenge face a employer work at home: Another challenge faced by the financial services industry is that cash is still the primary means of payment. Managing ATMs and maintaining them cannot be done from home. Cash logistics is another challenge because replenishing ATMs with cash requires the employees to be present onsite. Despite these hurdles, organisations & teams have coped up very well during this lockdown period by ensuring continuity of service & cash across India. Security is also a concern. The finance industry, by its nature, stores valuable information about clients. While such data is secure in an office, when it is accessed at home, the chance that it might fall into the wrong hands increases significantly. Most home-based networks are not as secure as those in offices; hence data stored on home computers has a higher likelihood of falling into the hands of cybercriminals. Furthermore, data stored at home is vulnerable because visitors or family members may find and misuse it. This is a severe challenge. Another challenge faced by the financial services industry is that social distancing measures have made it extremely difficult for Feet On Street (FOS) to attract new merchants. Also, other critical functions like treasury, risk assessments etc. are difficult to execute from home. Client meetings at home are neither recommended nor appropriate. For financial services professionals, meeting clients at home does not help bridge the trust deficit that arises when face to face meetings in offices are impossible. The consensus view is that a house is not an environment where professionals strike deals. While employees have often worked from home in the past, companies as a whole are still adapting to this new mandate since the lockdown announcement. Companies need to become better prepared to execute Business Continuity Plans during emergencies. The infrastructure necessary for BCPs needs to be put in place. Employees need to be oriented to work from home. At the same time, employers also need to trust their employees that they will work with the same efficiency from home as they do in the office and have confidence that the data shared with them will remain secure.

LEADERSHIP & MANAGEMENT What’s Leadership?? It is the power of a private or a gaggle of people to influence and guide followers or other members of a corporation. While creating and articulating a clear vision or providing followers with the knowledge and establishing achievable goals, Leadership involves making sound -- and sometimes difficult – decisions. As said by Keith Davis, “Leadership is the ability to influence others to seek defined objectives passionately. Human factor can only bind a group together and motivates it towards goals.” The modern leadership movement is predicated upon the principle that leaders aren’t born, they’re made. The arts of leadership and management, like all cultivated skills, are learned and honed by practice over time regardless of where you reside. We usually consider the two terms Leadership and management as synonymous. We must understand that leadership is an essential part of effective management. Being the crucial component of management, remarkable leadership behavior stresses upon building an environment during which each and each employee develops and excels. Leadership is about getting people to grasp and believe the vision you set for the corporate and to figure with you on achieving your goals, while management is more about administering and ensuring the day-to-day activities are happening as they ought to. A manager must have traits of a innovator, i.e., he must possess leadership qualities. Leaders develop and start strategies that build and sustain competitive advantage. For an optimal efficiency in any organization Both Leadership and management have to be robust. MANAGERS vs. LEADERS We have Managers who Give Directions where as on the other hand Leaders ask questions. If Managers have subordinates then Leaders have followers. When Managers use a controlling style, there Leaders has a motivational style. While Managers tell what to do, Leaders demonstrate what to do. Managers provides with good ideas which are then implemented by leaders. Managers respond to change when Leaders generate change Managers aim to be heroes Leaders formulate heroes of everyone around them Managers train power over people Leaders build up power with people “LEADERSHIP IS ABOUT STIMULATING AND MANAGEMENT IS ABOUT SETTING UP”

Learning is a procedure that-produces changes in the conduct (behaviour) of the person. These conduct changes happen because of encounters (practice). These changes can take any direction. These conduct changes are generally perpetual. This means that these changes are not completely permanent or are they altogether temporary or permanent. These conduct changes are called learning. An individual learns and establishes harmonious alteration with the earth. This is the genuine significance of learning

HOW DANGEROUS VIRUSES ARE? Humans are fighting viruses since before human species had even evolved into its modernized form. For a couple of viral diseases, vaccines and antiviral drugs have allowed us to remain infections from spreading widely, and have helped sick people recover. For one disease smallpox we've been able to eradicate it, ridding the earth of latest cases. But we're an extended way from winning the fight against viruses. In recent times, several viruses have shifted from animals to humans and riggeredserious outbreaks, effecting thousands of lives. The viral strain that drove the 2014-2016 Ebola outbreaks in West Africa kills up to 90% of the people it infects, making it the foremost lethal member of the Ebola family. But there are other viruses out there that are equally deadly, and a couple of that are even deadlier. Severe viruses, such as the novel covid-19 currently driving outbreaks around the world, still pose a big threat to human health as we don't yet have the means to combat them. Viruses can infect every living thing -- from plants and animals right right down to the tiniest bacterium. It’s because of this reason; they have the potential to be dangerous to human life

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