AICTE has revised the Fee Refund Rules and timelines for the academic session 2021-22 and extended the deadlines for fee payment and fee refunds due to Corona Virus lockdown across the country. For the academic session 2021-22, the last date of fee refund is extended to July 5, 2021 from June 30, 2021. AICTE has become more strict on the Fee Refund Norms and has advised the institutes to adhere to the AICTE schedule for Fee refund. Key Dates as per AICTE Norms Application Submission Last date for cancellation of PGDM/PGCM 2021-22 seat with full fee refund subject to deduction of Rs.1000/- only - July 5, 2021. Last Date to Get the Fee Refund from the Institute - 7 Days from the Submission of Application
which one is better?
- Tapmi BKFS
- IMI BFS
- Poll check
0 voters
When Colleges find out you lied about that certificate 👀
Please post some motivational quotes in comments. I have lost all hopes as it is already june
😭
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0 voters
RC Practice - 22nd June
In the 1960s, sociologist John McKnight coined the term "redlining" to describe the discriminatory practice of fencing off areas where banks would avoid investments based on community demographics. During the heyday of redlining, the areas most frequently discriminated against were black inner city neighborhoods. For example, in Atlanta in the 1980s, a Pulitzer Prize-winning series of articles by investigative reporter Bill Dedman showed that banks would often lend to lower-income whites but not to middle-income or upper-income blacks. The use of blacklists is a related mechanism also used by redliners to keep track of groups, areas, and people that the discriminating party feels should be denied business or aid or other transactions. In the academic literature, redlining falls under the broader category of credit rationing.
The term came from the practice of banks outlining certain areas in red on a map — within the red outline, banks refused to invest. With no access to mortgages, residents within the red line suffered low property values and landlord abandonment; buildings abandoned by landlords were then likely to become centers of drug dealing and other crime, thus further lowering property values.
Redlining in mortgage lending was made illegal by the Fair Housing Act of 1968, which prohibited such discrimination based on race, religion, gender, familial status, disability, or ethnic origin, and by community reinvestment legislation in the 1970’s. However, redlining may have continued in less explicit ways, and can also take place in regards to constrained access to health care, jobs, insurance, and more. Even today, some credit card companies send different offers to homes in different neighborhoods, and some auto insurance companies offer different rates based on zip code.
Reverse redlining occurs when predatory businesses specifically target minority consumers for the purpose of charging them more than would usually be charged to a consumer of the majority group. Redlining can lead to reverse redlining — if a retailer refuses to serve a certain area based on the ethnic-minority composition of the area, people in that area can fall prey to opportunistic smaller retailers who sell inferior goods at higher prices.
1. All of the following can be inferred from the passage, EXCEPT
(A) Discriminatory denial of service and differential pricing are characteristic features of redlining
(B) The illegalization of redlining brought about a change in scope and nature of the act.
(C) Access to mortgages is related to higher property values.
(D) Redlining significantly subsided with the passing of the Fair Housing Act in 1968.
2. Which of the following, not mentioned in the passage, would qualify as an example of reverse redlining as defined in the passage?
(A) A hospital refuses to offer medical care to consumers in certain neighborhoods.
(B) Residents of low-income neighborhoods are less likely to be hired for positions than residents of higher-income neighborhoods, even when the applicants have the same qualifications.
(C) An auto insurance company hires an African American spokesperson in a bid to attract more African American consumers.
(D) A grocery store in a low-income neighborhood charges exorbitant prices for products that most residents are unable to buy elsewhere.
3. Which of the following correctly describes a sequence of events presented in the passage?
(A) Subprime mortgages lead to widespread defaults, which lead to landlord abandonment.
(B) Landlord abandonment leads to redlining, which leads to crime and drug dealing.
(C) Redlining leads to reverse redlining, which leads to constrained access to health care, jobs, insurance, and more.
(D) Redlining leads to landlord abandonment, which leads to the use of buildings for crime and drug dealing.
4. Which of the following is the best way to describe author’s description of redlining ?
(A) A vicious cycle of discrimination against certain neighborhoods bringing down their asset value and driving up the service prices.
(B) A linear chain of events starting in discrimination on the basis of race and ending in crime
(C) A complex situation causing social, economic, moral and emotional harm to a social group while benefiting another.
(D) A business practice exploiting an already socially disadvantaged group.
Converted IIM raipur
न्यूजीलैंड और इंडिया में बेहतर कोन है।
- इंडिया
- न्यूजीलैंड
0 voters
I have no specific preferance towards any field of MBA. I am specifically worried about the discrimination between IIFT K and IIFT D. Suggest me best of the two on an overall basis.
- IIFT Kolkata
- MDI HR
- Poll Check
0 voters
Reserved category chaps are so ashamed to reveal their category that when I called out someone for mentioning his category when he mentioned he had so and so converts, he got offended and deleted my comment first. On the second attempt of getting him do the right thing, he blocked me! I'm like when you really want to inspire people to work hard and be motivated with whatever sob story you had moved from, let the world know it was not that you worked hard(maybe you did but again you failed). It was a reserved category certificate that saved your a*s. Why do people post such filth on linkedin? This guy had lost his job, obviously it was not for the pandemic but his incompetency. I may sound rude but what are these people trying to accomplish.. they want people to be motivated but don't let them know the truth. I'm also surprised with the institutions accepting these fools.
Please Help !!!!!
- IMI pgdm(core)
- IMT pgdm(Finance)
0 voters
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What is your opinion about IIT M for MBA? How does it compare with new IIMs.?
any one heard of IIM K PGP BL program? What is the cutoff for a general candidate?
Can someone pls share the link of Cat 2020 mocks..
I have 2 years collection of CAT preparation material around 5 GB, I give them at best rate. interested one can DM me in Telegram @Infuryone
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