IPPB Recruitment 2016: Exam Date, Admit Card & Result

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795

6,5,9,26,163,?

796

when is ippb prelim  exam result?

797

Today 2nd slot attempts  78


Maths 24

reasoning 28

english 26


:(

798

Paper was not that easy as was told yesterday  

799

RC which was aksed in 11:30 shift. Again from The Economist 


http://www.economist.com/news/united-states/21663262-why-low-income-americans-often-have-pay-more-its-expensive-be-poor


 Some 8% of American households—and nearly one in three whose income is less than $15,000 a year—do not (see chart). More than half of this group say banking is too expensive for them. Many cannot maintain the minimum balance necessary to avoid monthly fees; for others, the risk of being walloped with unexpected fees looms too large.In this section

ReprintsDoing without banks makes life costlier, but in a routine way. Cashing a pay cheque at a credit union or similar outlet typically costs 2-5% of the cheque’s value. The unbanked often end up paying two sets of fees—one to turn their pay cheque into cash, another to turn their cash into a money order—says Joe Valenti of the Centre for American Progress, a left-leaning think-tank. In 2008 the Brookings Institution, another think-tank, estimated that such fees can accumulate to $40,000 over the career of a full-time worker.Pre-paid debit cards are growing in popularity as an alternative to bank accounts. The Mercator Advisory Group, a consultancy, estimates that deposits on such cards rose by 5% to $570 billion in 2014. Though receiving wages or benefits on pre-paid cards is cheaper than cashing cheques, such cards typically charge plenty of other fees.Many states issue their own pre-paid cards to dispense welfare payments. As a result, those who do not live near the right bank lose out, either from ATM withdrawal charges or from a long trek to make a withdrawal. Other terms can rankle; in Indiana, welfare cards allow only one free ATM withdrawal a month. If claimants check their balance at a machine it costs 40 cents. (Kansas recently abandoned, at the last minute, a plan to limit cash withdrawals to $25 a day, which would have required many costly trips to the cashpoint.)To access credit, the poor typically rely on high-cost payday lenders. In 2013 the median such loan was $350, lasted two weeks and carried a charge of $15 per $100 borrowed—an interest rate of 322% (a typical credit card charges 15%). Nearly half those who borrowed using payday loans did so more than ten times in 2013, with the median borrower paying $458 in fees. In 2014 nearly half of American households said they could not cover an unexpected $400 expense without borrowing or selling something; 2% said this would cause them to resort to payday lending.Costly credit does not mix well with lumpy welfare payments. The earned-income tax credit (EITC), an income top-up for poor families, is paid annually, as part of a tax refund. The total refund can run into thousands of dollars, making it worth more than many families’ monthly pay cheque. Unsurprisingly, cash-strapped households seek to borrow against this windfall in advance. Regulators have recently nudged banks away from issuing high-cost short-term loans secured against imminent tax refunds. But it is still common to borrow to cover the cost of applying for the EITC. In 2014 almost 22m consumers used “refund anticipation cheques”, which offer a loan to pay the filing costs and collect repayment automatically when the refund arrives. These products typically cost between $25 and $60 for credit that lasts only a few weeks, according to Chi Chi Wu of the National Consumer Law Centre, an advocacy group.How might financial services be made cheaper for the poor? Mr Valenti sees promise in mobile banking. But the poor are not yet well placed to benefit from the mobile revolution, in financial services or otherwise. Only half of those earning less than $30,000 per year own a smartphone, compared with 70% or more of those in higher income groups. Nearly half those who do manage it have had to temporarily cancel their service for financial reasons. That might itself be the result of disparate prices: those with poor credit ratings rely on pre-paid SIM cards, which unlike normal monthly contracts do not come with a hefty discount for the handset.Low smartphone penetration in turn makes life more expensive in other ways. The unconnected do not benefit from the cheap communication, education, and even transport the app economy provides. A quarter of poor households do not use the internet at all, which makes seeking out low prices harder.Price discriminationInflation has also squeezed the poor more in recent years. The prices of items which soak up much of their budgets—such as rent, food and energy—have risen faster than other goods and services. Falling oil and energy prices may be reversing that trend, though typically the poor own fewer cars, so benefit less from cheaper petrol. 

800

Jinka bhi exam kal tha unka to selection pakka kyu ki normalisation bhi hoga to 10 ya 12 marks ki difference cover nahi kar sakta😢

801

aaj jo series aayi thhi ... wo koi daal de ... plz help :)

802

Cloze test asked in 11:30 shift 


Economist again:  http://www.economist.com/news/united-states/21662534-american-icon-runs-political-trouble-wheels-bus


 IT IS just after eight in the morning and Chelsea, a young mother from Fort Wayne, Indiana, looks grey with stress as she drops her child at Glenwood Park, an elementary school in the city’s north-east. Like many in this drab rustbelt city, she used to rely on school buses to pull off an elaborate daily ballet, involving her mother, a niece and others, to get her children to and from classes. But as this academic year begins, budget cuts have forced Fort Wayne to take scores of school buses out of service. When lessons resumed about 7,000 pupils found themselves without a bus ride. The changes make getting to work “a lot harder”, says Chelsea, steering her ageing Chrysler around a new three-lane access loop at Glenwood Park, built to handle the extra car traffic.These bus cuts are more than a local drama. Look closely, and Fort Wayne’s woes point to a larger debate about how to pay for and supply public services. Today around half of all American schoolchildren—about 25m—ride an estimated 480,000 school buses to lessons. But school districts across the country face cuts to their transport budgets. Some voters, notably older folk, say they are not fussed. Such oldies grumble that today’s children are soft if they need busing about, claiming—to quote a Republican state representative from Indiana—that they walked miles to school each day even in deep snow, and “uphill both ways”. But among younger voters, especially parents, school buses remain popular. Paying for them is less popular.In this section

ReprintsIndiana offers an early glimpse of a trend that is only set to grow. The state’s problem is that school buses are financed by property taxes. In 2008 state legislators passed property-tax caps, which may only be broken if local governments or school districts can win referendums to fund specific projects. Voters liked the tax caps enough to enshrine them in the state constitution in 2010, making them hard to reverse 

803

I thought SBI always takes tough exam like in PO Mains. But nowadays every exam is getting tougher.

804

Whoever is attempting 80s, how are you able to do it? I can't even cross 65 peoperly.

805

72 attempt res-32 quant-20 eng-20 eng bachae ab bsss

806

Ja rhe h 3:30 wala show h mera... centerwo khojna h....exam acha gaya toh ek sutta marenge ....kharab gaya toh 2 sutta marenge

807

Attempts rea-30,qa-26,eng-24.. Total 80 8th Jan.. 2nd shift

808

cutoff nhi jaega 60-62+ bhale 200 launde lapade 75+ le aae ....lekin 8-9k ka toh ek sth 60+ nhi aaega MEeri soch giri hue h cutoff v gira k bolunga 😂

809

Scnd shift ka paper bahut easy to nahi tha....kal sab keh re the itna easy h just go n nail it

810

Those whose xam was today....ur attempts plz

  • mine was yesterday
  • 60-70
  • Less than 60
  • 80+
  • 71-75
  • 76-80
  • see d result
  • I m yet to attend

0 voters

811

Arey ye 330 pm wali shift ka exam 430 se start hoga na.




812

Kal ka exam easy tha...bhai diya tha kal tumne...yar ab toh bade ho jao.,faltu ki bakchodi likhi huyi hai kya   kahi ki jaroori hai karni

813

2nd day, 2nd shift: quant 28, reasoning: 27, verbal: 23. Found paper ws moderate+ level, due to trickier and lengthier quant, and surprise element in reasoning in the form of m/c input output. Verbal was also towards moderate+ level. Cut-off won't cross 65, i strongly feel.

814

attempt 66 accuracy 90%..any luck?