Need some help. I got selected in AICL AO for interview. I am presently working in LIC HFL as an assistant. AICL needs NOC for govt/psu employees. Now the question is.. If I hide the fact that I am working at LICHFL is there any way they would find out that I had been working. F. Y. I... I have joined LIC HFL 3 weeks back. They don't even get my attendance, nor my login id pwd has been generated, nor any PF or any other digital footprint has not yet been created. Please help PUYS.
My experience (Hyderabad)
28th - 1 pm - panel 2
( 6 members - 1 woman, 5 men)
As soon as I took seat, the lady ( seating in the center): Goutham, what made u choose this course (journalism), which is very unconventional?
- cross questions based on my subject
- why banking? Almost 3 of them persisted with this question, every time expecting something different from me.
- can you sustain in RRBs, given the challenging work environment? (Again they wanted a convincing answer for this, which I could not give)
- what are the functions of RBI?
- What is plastic currency?
- What is the role of RRBs in the banking industry?
- cross question on PSL, Its categories
- What is the GDP of India by volume and percentage?
- At what place does India stand in the world economy. I said I am not sure, but I think it is 7 (they said it's correct)
- Surprisingly, they asked me in what section of mains I expected the maximum marks, and the second highest and another related question.
- Finally the lady wished all the best.
Out of experience, my piece of advice is to be prepared with a convincing answer for why you want to join RRBs. They are expecting commitment from our side that we won't switch to another job if we find it better. They also said that there is high attrition rate in RRBs. You should make them believe that this is your only option and you desperately need this job, above anything else. The choice of words with which you do this is upon you.
I hope I have covered everything.
I know its hard to digest when YOU out by .7 final list (IBPS PO-VI).Here I am with another experience in my bag. Morning i started 8:00 a.m IN benguluru i reached mysore 11.30 a.m i waited till 1.00 p.m .I've gone through verification process everybody knew in the venue that panel 3 verification sir asking about something final he said just kidding and all the best.I think i am 4 person in the panel .
NAME: KUMBHA GOPI
VENU:MYSORE
PLACE::RAJMAHL HOTEL 800 801
PANE::III
TIME::1:00PM
I WAS CALLED FOR MY SESSION 4.05 P.M I THINK
ME:I opened the door "EXCUSE ME SIR SHALL I GET IN SIR " multiple voices
answered "yes please" total 5 members 4 M+1 F i wished them they wished back
please have seat they said.
M1 :SO GOPI TELL ME YOUR FULL NAME and INTRODUCE YOURSELF.
ME:I ANSWERED WITH WHERE I HAILED FROM, THEN FAMILY,THEN STUDIES, THEN HOBBIES ,THEN AIM they didn't touch even single word from my self introduction
M1: SO dear gopi please tell about NEGOTIABLE INSTRUMENTS
ME:SIR ACCORDING TO NEGOTIABLE INSTRUMENTS ACT 1881 NEGOTIABLE INSTRUMENTS ARE THE INSTRUMENTS WHICH ARE PROMISE OR DEMAND TO PAY WHEN BEARER OR PAYEE ASKED CHEQUES AND PROMISSORY NOTE AND D.D I FORGOT BILL OF EXCHANGE THEM SIR REMIND ME SORRY SIR BILL OF EXCHANGE ALSO.
M1: THEN WHAT ARE DOCUMENT WILL YOU TAKE TO OPEN ACCOUNT
ME: ADHAR PAN PASSPORT RAITON CARD VOTER ID
M1 :THEN OK WHICH DOCUMENT DID YOU SUBMITTED WHEN YOU OPENED RU-PAY ACCOUNT
ME: I gave only ADHAR and 2 photos sir
M1: IF SOMEBODY , YOU SAID YOUR FROM SOME HILL AREA SOMETHING IF YOU SHIFTED TO MYSORE IF YOU DON'T HAVE ADHAR ADDRESS PROOF WHICH ACCOUNT YOU WILL ABLE TO OPEN then i started thinking
M1: YOU HAVE ANY IDEA ABOUT BASIC SAVINGS
ME: YES I DO SIR
M1: THEN ANSWER
ME: BSBDA ACCOUNT BASIC SAVINGS BANK DEPOSITES ACCOUNTS NOW ZERO BALANCE OR NO FRILL ACCOUNT
M1 :then what is the limits of that account,
ME:SIR THERE ARE LIMITS FOR BSBDA WE CAN ONLY DEPOSITE UPTO 40000 PER MONTH ONLY UPTO MAXIMUM LIMIT OF 1LAKH ..10000PER WITHDRAWAL .4 WITHDRAWALS ALLOWED in month.
M1:WHAT TIME PERIOD TO THEM TO SUBMIT KYC
ME:I DON'T EXACTLY SIR I THINK ITS 60 DAYS
M1:then What is FINANCIAL INCLUSION GIVE AN EXAMPLE
ME:SIR SERBING RURAL PEOPLE or DELIVERING OF BANKING SERVICE TO UTMOST WEAKER SECTION OR RURAL PENETRATION IS CALLED FINANCIAL INCLUSION prandhan mantri jan dhan yojna IS EXAMPLE
M2: WHO IS PRESENT U,S,A PRESIDENT WHICH SYMBLE DID HE CONTESTED
ME: SIR DONALD TRUMP , ON DONKEY SIR SORRY SIR CORRECT ME IF I AM WRONG THEY ALL LAUGHED ALL SAID ONCE YOUR RIGHT
M3: DO YOU HAVE ANY IDEA ABOUT I M F AND WORLD BANK TELL ABOUT IMF.
ME: I STARTED WITH WORLD BANK ..
WORLD BANK IS A FINANCIAL INSTITUTION AND IT CAN LEND TO IT COUNTRY MEMBERS WHEN IF THERE IS REQUIREMENT OR THERE IS ANY DEVELOPMENT OF INFRASTUCTURE OR PROJECTS WORLD BANK CAN LEND ..
IMF IS INTERNATIONAL MONETORY FUND ITS WING OF UNITED NATIONS IMF CAN LENT ONLY TO THE COUNTRIES WHEN COUNTRIES SUFFERING FROM CRISIS OR RECESSION OR INFLATION IT CAN ONLY LEND TO THOSE COUNTRIES SIR.
M3: THEN WHO IS PRESENT CHIEF OF IMF
ME:I STARTED MUMBLING
M1: AT LEAST SAY HE/SHE
ME:SHE
M4: HE ASKED ABOUT IBRD... I DIDN'T READ THAT
M1:SORRY SIR NO IDEA
F1: SO YOU ANSWERED IMF WB ..TELL ME ABOUT RBI AND NABARD ..?
ME:MAM RBI CAN CONTROL OVER INDIA'S MONETORY POLICY AND IT CAN GUIDE THE SCHEDULED BANKS ALSO AND NABARD IS NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CAN GUIDE THE RRB
F1: OK APART FROM REGULATION ,GUIDELINES HOW CAN N.A.B.A.R.D PROVIDE HELP TO R.R.B TELL ME AT LEAST SINGLE WAY
ME:ACCORDING RBI GUIDELINES CB ARE TO LEND TO POOREST OF THE POOR 40 PERCENT OF A.N.B.C OR TWIN BALANCE SHEET EXPOSURE WHICH EVER IS HIGHER THAT IS CALLED PRIORITY SECTOR LENDING IF CB FAIL TO REACH 40% P.S.L THAT AMOUNT GO UNDER rural infrastructure development fund that is regulated by N.A.B.A.R.D IT CAN INFUSE THEM IN TO R.R.B WHICH CAN LEND 75 % A.N.B.C TO RURAL PEOPLE
F1: PRESENT HOW MANY RRB ARE THERE IN INDIA
ME:56
ALL PANEL MEMBERS ARE LOOKED AT EACH OTHER
M1: THEN ALL THE BEST GOPI HAVE NICE TIME GOPI &TAKE THE FILE
ME:THANK YOU EVERY MUCH SIR
I CAME OUT I THINK ITS 4.25 AROUND HOPE I DONE WELL THIS TIME .