IBPS PO Preparation 2019

Bank PO IBPS PO 2018
10760

#Condition of SBI Clerk Thread of PG...😋


मुझे उसकी हालत देख कर बार-बार "लता जी" का वो गाना याद आ रहा........



ग़ैरों पे करम.. अपनों पे सितम,

ऐ जान-ए-वफ़ा.. ये ज़ुल्म ना कर..

रहने दे अभी.. थोड़ा सा भरम,

ऐ जान-ए-वफ़ा.. ये ज़ुल्म न कर...


हम चाहनेवाले हैं तेरे, 

यूँ हमको जलाना ठीक नहीं..

महफ़िल में तमाशा बन जाएँ,

इस दर्जा सताना ठीक नहीं..

मर जाएँगे हम.. मिट जाएँगे हम, 

ऐ जान-ए-वफ़ा.. ये ज़ुल्म न कर...


गैरों के थिरकते शाने पर,

ये हाथ गवारा कैसे करें..??

हर बात गवारा है लेकिन ये बात गवारा कैसे करें..??

तुझको तेरी बेदर्दी की कसम,

ऐ जान-ए-वफ़ा.. ये ज़ुल्म न कर...


हम भी थे तेरे मंजूर-ए-नज़र,

जी चाहे तो अब इकरार न कर..

सौ तीर चला सीने पे मगर,

बेगानों से मिलकर वार न कर..

बेमौत कहीं मर जाएँ न हम,


ऐ जान-ए-वफ़ा, ये ज़ुल्म न कर.. ये ज़ुल्म ना कर......



😂😂😂😂😅😅😅😅

10761

CC(cartoon corner)

https://scroll.in/article/868111/narendra-modis-latest-speech-has-got-cartoonists-to-have-the-last-laugh

10762

 

A boost to rural entrepreneurship

Amendments passed by Parliament to the National Bank for Agriculture and Rural Development (NABARD) Act, 1981

  1. The amendment will support the government’s push to boost the rural and agricultural sector
    Importance of the amendment
  2. The amendments recognise the vital role of micro, small and medium enterprises (MSMEs) in rural entrepreneurship and are intended to make financing easier for them
  3. The NABARD (Amendment) Bill, 2017 provides for empowering the Central government to increase the authorised capital of NABARD from Rs. 5,000 crore to Rs. 30,000 crore in consultation with the RBI

Background of the act

  1. The 1981 Act was enacted to establish a development bank to provide and regulate credit and other facilities in order to promote and develop
    (1) agriculture, (2) small-scale industries, (3) cottage and village industries, (4) handicrafts, and (5) allied economic activities in rural areas

Objects and reasons for the National Bank for Agriculture and Rural Development (Amendment) Bill of 2017

  1. The government explained that with its expanding activities, NABARD needed to be provided with additional equity from time to time
    Why: to enable it to meet its objectives of promoting rural development and sustainable rural prosperity
  2. It said certain existing commitments of NABARD relating to the long-term irrigation fund and enhanced refinance support to cooperative banks required urgent infusion of equity
  3. The government reasoned that the current authorised capital of NABARD is fully paid-up
  4. Therefore, there was a need to increase it to enable the Central government to infuse additional equity as and when required
    Confusion between the RBI and Government
  5. The RBI holds 0.4% of the paid-up capital of NABARD
  6. The remaining is held by the Central government
  7. This causes conflict in the RBI’s role as banking regulator and shareholder in NABARD,
  8. The amendments primarily seek to transfer the RBI’s balance equity of Rs. 20,000 crore in NABARD to the Central government
10763

 

 Big discoveries have small origins

Research and development expenditure in India

  1. The Economic Survey 2018 calls for doubling research and development expenditure from its current level of about Rs. 1 lakh crore, amounting to 0.8% of the GDP
  2. Even if instantly doubled through a miraculous diktat, it would still lag behind China, Israel, Japan and the U.S., each spending more than 2% of their GDP on research

Critical issue: small-scale science research

  1. The other critical part is ‘diminishing funds for exploratory small-scale science research’
  2. But it escapes attention due to the debate based on comparative GDP figures
    Consider the fine print in this year’s Budget
  3. Of the Rs. 27,910 crore allotted to science ministries, Rs. 900 crore(or 3.22%), is earmarked for basic science projects to be disbursed as competitive research grants
  4. While in the US, the National Institutes of Health, alone disbursed $25 billion as research grants in 2017, representing 36% of the country’s non-defence science budget
  5. The U.K.’s Engineering and Physical Sciences Research Council distributes nearly 10% of the research budget as grants
  6. Clearly, India’s provision for competitive research grants needs upward revision

Why is small-scale science research important?

  1. (1) In 2012, the discovery of Higgs boson hit the world’s headlines
  2. The Higgs boson had its humble origins in seminal theoretical works of several scientists, including Peter Higgs, working independently
  3. (2) Even the $100 billion enterprise Google began as an innovative mathematical idea of Larry Page and Sergey Brin
  4. Which was funded by modest grants from the National Science Foundation (NSF), at Stanford University
  5. (3) The global market for Raman spectrometers is about $1.2 billion
  6. In 1928, C.V. Raman spent about Rs. 200 on his laboratory-built spectrometer that heralded the era of Raman spectroscopy as an analytical tool and also brought to India its first science Nobel prize
  7. (4) Through the 1960s, Vikram Sarabhai was experimenting with simple sounding rockets that ultimately grew into the ISRO of today
  8. And many more such examples

What should be done?

  1. Enhanced competitive research grants for the IITs, the IISER, and universities will help address the needs of a larger pool of scientific talent outside national labs
  2. This will bring in returns by way of publications, patents and innovations that can meet immediate needs
  3. The Economic Survey offers a glimmer of hope
10764

 

 Why India should intervene in Maldives


Context

Political crisis in the Maldives

  1. The Maldives is in the midst of a deep political crisis
  2. President Abdulla Yameen has declared a state of emergency just days after the Supreme Court of the nation ordered the release of political prisoners
  3. Yameen has not only refused to abide by the orders of the judiciary but has gone ahead and arrested Supreme Court judges and members of the opposition

Previous intervention by India in Maldives?

  1. India has indeed intervened militarily in the Maldives once earlier
  2. It conducted Operation Cactus in 1988
  3. The intervention by Indian paratroopers was at the invitation of the then dictator-president, Maumoon Abdul Gayoom
  4. He was facing a coup attempt by Sri Lankan mercenaries working for a Maldivian businessman

Should India intervene again to repair the situation in the Maldives?

  1. In the current situation, the demand for Indian intervention is by the opposition forces in the Maldives
  2. But the reasons for India’s intervention today are far more compelling
  3. Ever since Yameen took power in 2013, India-Maldives relations have deteriorated
  4. Yameen has courted Beijing and handed out big infrastructure projects to Chinese companies
  5. He has openly challenged New Delhi by allowing Chinese naval ships to dock in Malé
  6. Yameen’s relations with Saudi Arabia and the growing trend of radicalization in the Maldives are also a cause for concern
  7. If Yameen stays without much alteration in Maldives’ internal balance of power, he will only be emboldened to act further against Indian interests

India’s stand and it’s strategic implications

  1. It might make sense for India to sit out the internal affairs of faraway countries
  2. But to do so in small, neighbouring countries will take away the mantle of regional leadership
  3. India’s interventions in neighbouring countries will please some and alienate some, but that should be an acceptable cost for furthering Indian interests in the region

What other global powers do/are doing?

  1. The plethora of interventions in other countries have earned the US a whole host of enemies but one cannot credibly think of a global superpower staying out of major crises just to earn some goodwill
  2. In recent months, China has helped mount a coup against dictator Robert Mugabe in Zimbabwe and has brokered an alliance of left parties in Nepal to fight the Nepali Congress, the party in power

Constraints in Indian intervention

  1. India’s first priority is to ensure the safety of Indian tourists and workers in the Maldives
  2. India’s intervention should be surgical, that is, one which makes the Yameen government capitulate without harming the people of Maldives
  3. The use of a blunt instrument like the economic blockade in Nepal in 2015-16 might have temporarily brought the then K.P. Oli government to its knees but it also generated a backlash against India in Nepal’s hilly areas
  4. The choice of instrument should be such that it doesn’t make India a long-term participant in the partisan domestic affairs of Maldives

Way forward

  1. New Delhi should remember that if one petty dictator in the region is allowed to go scot-free after harming India’s interests, there will be more of them in future
10765

 

India ranks 44 out of 50 nations in global IP index


International Intellectual Property (IP) index

  1. India has “increased substantially” its score in the latest international Intellectual Property (IP) index released by the Global Innovation Policy Center (GIPC) of the US Chambers of Commerce
  2. India ranks 44th out of 50 countries
  3. Last year, India ranked 43rd out of 45 countries in the index

About the report

  1. The report analyses the intellectual property (IP) climate in 50 world economies based on 40 unique indicators
  2. These indicators benchmark activity critical to innovation development surrounding patent, trademark, copyright, and trade secrets protection

Reasons behind India’s improved ranking

  1. India passed guidelines to strengthen the patentability environment for technological innovations
  2. It improved the protection of well-known marks
  3. Also initiated IP awareness and coordination programmes, thereby implementing some tenets of the 2016 National IPR Policy

Guidelines on the Examination of Computer-Related Inventions

  1. India in July 2017 had issued ‘Guidelines on the Examination of Computer-Related Inventions’
  2. These significantly improved the patentability environment for technological innovations

Key areas of weaknesses

  1. Limited framework for the protection of life sciences IP
  2. Patentability requirements outside international standards
  3. Lengthy pre-grant opposition proceedings
  4. Previously used compulsory licensing for commercial and nonemergency situations
  5. Limited participation in international IP treaties
  6. No participation in international PPH (Patent Prosecution Highway) tracks
10766

 

No proposal to ban junk food advertisements on television: Govt


Advertisements of junk food on television

  1. The government has said there is no proposal at present to ban advertisements of junk food on television
  2. Alternatively, nine major food business operators have decided not to advertise products with high fat on children’s channels
  3. Bodies like the Food and Beverage Alliance of India (FBIA) have already decided to voluntarily restrict food and beverage advertisements concerning children

Expert group constituted by FSSAI

  1. Concerns are constantly being raised about junk food affecting the health of children
  2. The Food Safety and Standards Authority of India (FSSAI) had constituted an expert group to address the issue of high fat, sugar and salt foods
  3. The expert group in its report made a recommendation regarding ban on food with high fat, sugar and salt advertising on children’s channels or during children shows

Back2Basics

Food Safety and Standards Authority of India

  1. FSSAI is an autonomous body established under the Ministry of Health & Family Welfare, Government of India
  2. The FSSAI is responsible for setting standards for food so that there is one body to deal with and no confusion in the minds of consumers, traders, manufacturers, and investors
  3. The FSSAI has been established under the Food Safety and Standards Act, 2006
  4. It  is a consolidating statute related to food safety and regulation in India
  5. The following are the statutory powers that the FSS Act, 2006 gives to the FSSAI
  • Framing of regulations to lay down food safety standards
  • Laying down guidelines for accreditation of laboratories for food testing
  • Providing scientific advice and technical support to the Central Government
  • Contributing to the development of international technical standards in food
  • Collecting and collating data regarding food consumption, contamination, emerging risks etc.
  • Disseminating information and promoting awareness about food safety and nutrition in India
10767

 

Google fined ₹136 crore by Competition Commission for ‘infringing anti-trust conduct’


Google penalised for unfair business ways

  1. The Competition Commission of India (CCI) has imposed a fine of ₹136 crore on search engine major Google for unfair business practices in the Indian market for online search
  2. The penalty is being imposed on Google for “infringing anti-trust conduct”
  3. Globally, this is one of the rare cases where Google has been penalised for unfair business ways

Background

  1. The complaints were filed back in 2012
  2. It was alleged that Google is indulging in abuse of dominant position in the market for online search
  3. This is being done through practices leading to search bias and search manipulation

Back2Basics

Competition Commission of India

  1. Competition Commission of India is a statutory body of the Government of India responsible for enforcing The Competition Act, 2002 throughout India
  2. It is responsible to prevent activities that have an appreciable adverse effect on competition in India
  3. CCI consists of a Chairperson and 6 Members appointed by the Central Government
  4. It is the duty of the Commission to eliminate practices having adverse effect on competition, promote and sustain competition, protect the interests of consumers and ensure freedom of trade in the markets of India
  5. The Competition Act, 2002, as amended by the Competition (Amendment) Act, 2007, follows the philosophy of modern competition laws
  6. The Act prohibits anti-competitive agreements, abuse of dominant position by enterprises and regulates combinations (acquisition, acquiring of control and Merger and acquisition), which causes or likely to cause an appreciable adverse effect on competition within India
10768

UIDAI introduced virtual id From which month its starting

10769

Bhai mai 2014 btech graduate hu mechanical se.2015 se bank ki prepration kar rha hu, abhi tak kahi final nai hua.itne din mai bs SBI po interview diya hu aur Ibps po ka interview diya is baar,lakin mains haar baat diya hu..sbi clerk 2 number se chut gaya tha kyunki Kolkata state se apply kiya tha ,agar Jharkhand se karta toh Ho jata.Bhai Ghar mai sb pareshan rehte hai aur ab hmko bhi tension ho Gaya hai..Ibps ke interview ke baad ek core company ka interview bhi dene Gaya tha..usme hogaya mera..salary kaam hai aur timing 10baje se 7 baje tk hai..ab smjh nai aa rha ki kya Karu..agar join karta hu toh exam pe focus kaam ho jayega aur kuch din tak exam chorna bhi padega ,lakin agar join nai kiya toh idhar sure bhi toh nai hai..aur experience bhi nai hai core ka..baht tensión Ho rha hai aur dimag bhi ab hang karne laga hai...koi batao yaar ki kya karna chahiye..Ghar wale bhi pareshan rehte hai aur ab mera bhi dimag hang kar rha hai.. experience le Lena thk rahega ya kya kare..ab age bhi 25+ ho Gaya hai..plzz help karo Bhai..

10770

need some more time to decide state. when is last date?

10771

Chahe zamaana kitna bhi tarakki kar jaaye, Eve-Teasing ke liye unhi gaano ka prayog hota hai. Jaise abhi ek ladki Lambe, Ghane aur khule baalon me kisi ka intezaar kar rahi thi. Use dekhte hi 2-3 manchale gaane lage---Zulf ghaneri shaam hai kya? 

(Disclaimer: I don't endorse such behaviour)

10772

😂😂😂😂🤣🤣🤣🤣🤣

10773

Anyone please solve it

10774

Is it mandatory to get central caste certificate in ibps format only or any other format will also work ?? Plzzz reply

10775

ION DIGITAL ZONE 5 PATLIPUTRA

268 PATLIPUTRA COLONY

NEAR MANGALDEEP APARTMENT

PATLIPUTRA PATNA BIHAR 800013


Koi address batao ?

10776

m back again to kill 4th dimension

10777

she went from 'hi' to 'fkuc you'...still i feel 'i love you' 😀😀

10778

fkuc, here i am struggling to forget you...in my mind, you are fresh like moisten dew😀

10779

oh mate, i thought game is drawn while its checkmate!....her heart has pumped out all blood and inhaled hate😂😂