Are Jats in UP included in the OBC category or genral ??????
yeh CA/Banking awareness/static gk ke quizzes karna kaha se thik rahega?
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The attached data is of candidates marks status for SBI PO 2017 exam. It was submitted by GM HR SBI to Delhi High Court. Pls go through it and analyse/ strategize your future exams. Detailed judgement is also provided in comments section.
Important for any upcoming interviews :
The existing PCA framework for banks, introduced during 2004, was revised by RBI on 13.04.2017 and became effective from 01.04.2017, based on the financials of the banks for year ended Mar 31, 2017. It would be reviewed after 3 years. This framework does not preclude RBI from taking any other action as it deems fit in addition to the actions prescribed in the framework.
A) Capital, asset quality and profitability shall be the key areas for monitoring in the revised framework.
B) Indicators to be tracked are CRAR/ CET-I ratio, Net NPA ratio and Return on Assetsrespectively.
C) In addition, leverage would be monitored.
D) Breach of any risk threshold (see next page) would result in invocation of PCA.
E) The PCA framework would apply to all banks operating in India including small banks and foreign banks operating through branches or subsidiaries.
F) A bank will be placed under PCA framework based on the audited Annual Financial Results and the Supervisory Assessment made by RBI. RBI may impose PCA on a bank during a year (including migration from one threshold to another) if the circumstances so warrant. Mandatory actions :
Risk Threshold 1: Restriction on dividend distribution/remittance of profits. Promoters/owners/parent in the case of foreign banks to bring in capital
Risk Threshold 2: In addition to mandatory actions of Threshold 1, Restriction on branch expansion Higher provisions as part of the coverage regime
Risk Threshold 3: In addition to mandatory actions of Threshold 1, Restriction on branch expansion; Restriction on management compensation and directors’ fees, as applicable RBI initiated discretionary actions : These include, Special Supervisory Interactions, Strategy related, Governance related, Capital related, Credit risk related, Market risk related, HR related, Profitability related, Operations related and any other Discretionary corrective actions
1. Special Supervisory interactions : (a) Special Supervisory Monitoring Meetings (SSMMs) at quarterly or other identified frequency (b) Special inspections/targeted scrutiny of the bank (c) Special audit of the bank
2. Strategy related actions : RBI to advise the banks to: (a) Activate the Recovery Plan that has been duly approved by the supervisor (b) Undertake a detailed review of business model in terms of sustainability of the business model, profitability of business lines and activities, medium and long term viability, balance sheet projections, etc. (c) Review short term strategy focusing on addressing immediate concerns (d) Review medium term business plans, identify achievable targets and set concrete milestones for progress and achievement (e) Review all business lines to identify scope for enhancement/ contraction (f) Undertake business process reengineering as appropriate (g) Undertake restructuring of operations as appropriate
3. Governance related actions : (a) RBI to actively engage with the bank’s Board on various aspects as considered appropriate (b) RBI to recommend to owners (Government/ promoters/ parent of foreign bank branch) to bring in new management/ Board (c) RBI to remove managerial persons under Section 36AA of the BR Act 1949 as applicable (d) RBI to supersede the Board under Section 36ACA of the BR Act 1949/ recommend supersession of the Board as applicable (e) RBI to require bank to invoke claw back and malus clauses and other actions as available in regulatory guidelines, and impose other restrictions or conditions permissible under the BR Act, 1949 (f) Impose restrictions on directors’ or management compensation, as applicable.
4. Capital related actions : (a) Detailed Board level review of capital planning (b) Submission of plans and proposals for raising additional capital (c) Requiring the bank to bolster reserves through retained profits (d) Restriction on investment in subsidiaries/ associates (e) Restriction in expansion of high risk-weighted assets to conserve capital (f) Reduction in exposure to high risk sectors to conserve capital (g) Restrictions on increasing stake in subsidiaries and other group companies
5. Credit risk related actions : (a) Preparation of time bound plan & commitment for reduction of NPAs (b) Preparation of and commitment to plan for containing generation of fresh NPAs (c) Strengthening of loan review mechanism (d) Restrictions on credit expansion for borrowers below certain rating grades (e) Reduction in risk assets (f) Restrictions on/ reduction in credit expansion to unrated borrowers (g) Reduction in unsecured exposures (h) Reduction in loan concentrations; in identified sectors, industries or borrowers (i) Sale of assets (j) Action plan for recovery of assets through identification of areas (geography wise, industry segment wise, borrower wise, etc.) and setting up of dedicated Recovery Task Forces, Adalats, etc.
6. Market risk related actions : (a) Restrictions on/reduction in borrowings from the inter-bank market, (b) Restrictions on accessing/ renewing wholesale deposits/ costly deposits/ certificates of deposits, (c) Restrictions on derivative activities, derivatives that permit collateral substitution, (d) Restriction on excess maintenance of collateral held that could contractually be called any time by the counterparty
7. HR related actions : (a) Restriction on staff expansion, (b) Review of specialized training needs of existing staff
8. Profitability related actions : Restrictions on capital expenditure, except in technological upgradation.
9. Operations related actions : (a) Restrictions on branch expansion plans; domestic or overseas, (b) Reduction in business at overseas branches/ subsidiaries/ in other entities, (c) Restrictions on entering into new lines of business, (d) Reduction in leverage through reduction in non-fund based business, (e) Reduction in risky assets, (f) Restrictions on non-credit asset creation, (g) Restrictions in undertaking businesses as specified. Any other specific action that RBI may deem fit considering specific circumstances of a bank.
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Yr Jio 2-5 am data free rehta hai Na... 😂 phir aaj 1 GB khtm dikha raha
Bc result ne matam ka mahol banaye rakha hai...thik se soya bhi na jata...hope aaj ka din sabka subh ho... Har Har Mahadev
pagal guys and girls no result today, 100% authentic hidden sources
IBPS wale RRB clerk pre ki trh Normalization krne m lge hai sayad so result late ho rha hai rrb clerk total attempts 68 and got only 39.75 marks from Rajasthan 😂😂😂
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Happy morning 😄😄
आज का दिव्य ज्ञान....🙏
अपनी तारीफ़ स्वयं करें...
बुराई करने के लिए बहुत हरामखोर बैठे हैं..।।।।😋
!!..सुप्रभात..!! आज का दिन आपके लिए सुखद परिणाम ले कर आये..।।😊👍
As per recent trend preliminary exam results will be out today (28-12-17) which is 2 days prior to another ibps exam - so preliminary exam..
Just called ibps office. They told as per notification date results ayega and keep checking website.
I also called ibps... Me-Mam, ibps clerk prelims ka result kb tk aa skta hai... Mam-jaldi he aayega, keep visiting our websites i.e, ibps.in 😂😂 Me-Mam pls tell me aaj aa skta hai ya ni... Mam- Itna bata skti hu ki abhi tak to ni aaya hai Hddd hai bc 😡
Just called ibps and asked, clerk prelim result kab tak ayega to boli ek hafte me aa jana chahiye, site visit karte rahiye.
ibps checks your capabilty of pressure handling they might release pre or mains result one day before of ibps it officer exam. .. also they do not try togve u more than 20 days for mains... we are victims of this trap otherwise 2 saal ni lgte job hone me .. mere .. intrvw or mains hote hote fr se zero
just called IBPS Head office regarding to result date they told result will be out on 30 feb 2018 ye lo B*
In with 36 attempt, clerk pre
Feeling aisi aa rahi ki aaj v nhi denge result