IBPS PO IV (2014-2015) Written Exam Results Out

Engineer Puys please help..!! I have all sem marksheets from my engg. degree. The class of degree and year of passing are mentioned on the 8th sem marks-sheet. But I dont have the degree certificate or the provisional. What problem might I face..??

currently the net worth of NPA's in Indian Banks?

One day, you were in Delhi participating in a very important meeting with your bank's higher officials, suddenly you came to know that some close relative to you expired, what will you do..?

National Institution for Transforming India (NITI) Aayog


NITI Aayog will seek to provide a critical directional and strategic input into the development process. Government had announced formation of NITI Aayog on 1 January 2015.


In accordance with a key announcement made by Prime Minister Narendra Modi on Independence Day, the Union Government today established NITI Aayog (National Institution for Transforming India), as replacement for the Planning Commission. This comes after extensive consultation across the spectrum of stakeholders, including state governments, domain experts and relevant institutions.
NITI Aayog will seek to provide a critical directional and strategic input into the development process.


The centre-to-state one-way flow of policy, that was the hallmark of the Planning Commission era, is now sought to be replaced by a genuine and continuing partnership of states.


NITI Aayog will emerge as a "think-tank" that will provide Governments at the central and state levels with relevant strategic and technical advice across the spectrum of key elements of policy.
The NITI Aayog will also seek to put an end to slow and tardy implementation of policy, by fostering better Inter-Ministry coordination and better Centre-State coordination. It will help evolve a shared vision of national development priorities, and foster cooperative federalism, recognizing that strong states make a strong Nation.


The NITI Aayog will develop mechanisms to formulate credible plans to the village level and aggregate these progressively at higher levels of government. It will ensure special attention to the sections of society that may be at risk of not benefitting adequately from economic progress.
The NITI Aayog will create a knowledge, innovation and entrepreneurial support system through a collaborative community of national and international experts, practitioners and partners. It will offer a platform for resolution of inter-sectoral and inter-departmental issues in order to accelerate the implementation of the development agenda.
In addition, the NITI Aayog will monitor and evaluate the implementation of programmes, and focus on technology upgradation and capacity building.


Through the above, the NITI Aayog will aim to accomplish the following objectives and opportunities:-
·An administration paradigm in which the Government is an "enabler" rather than a "provider of first and last resort."
·Progress from "food security" to focus on a mix of agricultural production, as well as actual returns that farmers get from their produce.
·Ensure that India is an active player in the debates and deliberations on the global commons.
·Ensure that the economically vibrant middle-class remains engaged, and its potential is fully realized.
·Leverage India`s pool of entrepreneurial, scientific and intellectual human capital.
·Incorporate the significant geo-economic and geo-political strength of the Non-Resident Indian Community.
·Use urbanization as an opportunity to create a wholesome and secure habitat through the use of modern technology.
·Use technology to reduce opacity and potential for misadventures in governance.


The NITI Aayog aims to enable India to better face complex challenges, through the following:-
·Leveraging of India's demographic dividend, and realization of the potential of youth, men and women, through education, skill development, elimination of gender bias, and employment.
·Elimination of poverty, and the chance for every Indian to live a life of dignity and self-respect.
·Reddressal of inequalities based on gender bias, caste and economic disparities.
·Integrate villages institutionally into the development process.
·Policy support to more than 50 million small businesses, which are a major source of employment creation.
·Safeguarding of our environmental and ecological assets.


Structure
 The NITI Aayog comprises of the following:
Prime Minister of India as the Chairperson
Governing Council comprising the Chief Ministers of all the States and Lieutenant Governors of Union Territories
Regional Councils will be formed to address specific issues and contingencies impacting more than one state or a region. These will be formed for a specified tenure. The Regional Councils will be convened by the Prime Minister and will comprise of the Chief Ministers of States and Lt. Governors of Union Territories in the region. These will be chaired by the Chairperson of the NITI Aayog or his nominee
Experts, specialists and practitioners with relevant domain knowledge as special invitees nominated by the Prime Minister
Full-time organizational framework (in addition to Prime Minister as the Chairperson) comprising of:
Vice-Chairperson: To be appointed by the Prime Minister
Members: Two (2) Full-time
Part-time members: Maximum of two from leading universities research organizations and other relevant institutions in an ex-officio capacity. Part time members will be on a rotational basis
Ex Officio members: Maximum of four members of the Union Council of Ministers to be nominated by the Prime Minister
Chief Executive Officer: To be appointed by the Prime Minister for a fixed tenure, in the rank of Secretary to the Government of India.


Present Members
The various members of NITI Aayog are:

  • Chairperson: Prime Minister Narendra Modi
  • Vice Chairperson: Arvind Panagariya
  • Ex-Officio Members: Rajnath Singh, Arun Jaitley, Suresh Prabhu and Radha Mohan Singh
  • Special Invitees: Nitin Gadkari, Smriti Zubin Irani and Thawar Chand Gehlot
  • Full-time Members: Bibek Debroy & V. K. Saraswat
  • Governing Council: All Chief Ministers and Lieutenant Governors of Union Territories
  • CEO: Sindhushree Khullar

DIGITAL INDIA PROGRAMME

Union Cabinet launched the Digital India Programme. The programme is worth 1 lakh crore rupees and seeks to transform the Indian economy into a digitally empowered knowledge economy.

The Digital India programme is a transformed version of the already running National e-Governance Plan. The programme will be implemented in phases from 2014 till 2018.

Aim of the Programme
The project aims to provide thrust to nine growth areas. These are: broadband highways, everywhere mobile connectivity, Public Internet Access Programme, e-Governance, e-Kranti (which aims to give electronic delivery of services), information for all, electronics manufacturing, IT for Jobs and early harvest programmes. Projects
included in the program aim to ensure that government services are available to citizens electronically and people get benefit of the latest information andcommunication technology.


MAKE IN INDIA
Make in India is an international marketing campaigning slogan coined by the Prime Minister of India, Narendra Modi on 25 September 2014 to attract businesses from around the world to invest and manufacture in India. The campaign has been concentrated to fulfill the purpose of job creation, enforcement to secondary and tertiary sector, boosting the national economy, converting the India to a self-reliant country and to give the Indian economy global recognition. The 'Make in India' also attempts to enforce the inflow of FDI in the country and improve services by partial privatization of loss-making government firms. The campaign is completely under control of the Central Government of India.


Objective
The major objective behind this initiative is to focus upon the heavy industries and public enterprises while generating employment, empowering secondary and tertiary sector and utilizing the human resource present in India.
The highlights and purpose of Make in India include making India a manufacturing hub and economic transformation in India while eliminating the unnecessary laws and regulations, making bureaucratic processes easier and shorter, and make government more transparent, responsive and accountable and a government emphasized upon the framework which include the time-bound project clearances through a single online portal which will be further aided by the eight-members team dedicated to answering investor queries within 48 hours and addressing key issues including labour laws, skill development and infrastructure.


PRADHAN MANTRI ADARSH GRAM YOJAN:-

Pradhan Mantri Adarsh Gram Yojana (PMAGY) is a rural development programme launched by the Central government in India in the financial year 2009-10 for the development of villages having a higher ratio (over 50%) of people belonging to the scheduled castes through convergence of central and state schemes and allocating financial funding on a per village basis.

The plan is considered ambitious as it aimed to bring a number of development programs to the villages. Some of these programs are Bharat Nirman, Pradhan Mantri Gram Sadak Yojana (PMGSY) for rural roads, water supply, housing, electrification and other big-ticket schemes like Sarva Shiksha Abhiyan, Mahatma Gandhi National Rural Employment Guarantee Act, ICDS, sanitation. This program would be applicable to around 44,000 villages which had a scheduled castes population above 50% and so qualified for PMAGY.
The Plan aims to build an "Adarsh Gram" (Model village} which has adequate physical and institutional infrastructure, in which minimum needs of all sections of the society are fully met. The village which is progressive and dynamic and its residents live in harmony. All the facilities necessary for dignified living should be available and the residents are enabled to utilise their potential to the fullest.


Implementation
The aim of the scheme is to integrated development of the selected villages so that they have all required physical and social infrastructure for an all round socio-economic development. Another objectives of the plan is elimination of disparity between SCs and other communities in terms of common socio-economic indicators such as literacy rate, completion rate of elementary education, infant mortality rate/maternal mortality rate and ownership of productive assets. To ensure the implementation two committees an advisory committee headed by the Deputy Chief Minister and a steering committee headed by the Chief Secretary have been formed.


Adopted Villages
. Under the scheme, Narendra Modi has adopted Jayapur village from his constituency Varanasi in Uttar Pradesh.
. Sonia Gandhi adopted Udwa village in her constituency Rae Bareli in Uttar Pradesh.
. Rahul Gandhi adopted Deeh village in his constituency Amethi in Uttar Pradesh.
. V. K. Singh adopted Mirpur Hindu in his constituency Ghaziabad, Uttar Pradesh.
. Ahmed Patel adopted Vandari village in Rajpipada, Gujarat.
. Sachin Tendulkar adopted Puttamraju vari Kandriga(P.R.Kandriga) a village near Gudur in Nellore district of Andhra Pradesh.

********* Sukanya Samriddhi Account*******

It is the special deposit scheme for girl child that was announced by Prime Minister Narendra Modi during 2014 and is being launched on 22 January 2015.

SSA will attract interest rate of 9.1% per annum for the current fiscal year (2014-15). SSA scheme prescribes opening of a deposit account with post offices in the name of a girl child by her biological parents or legal guardian. A girl is allowed only one account, while a parent can open such an account for a maximum of two girl children. The account can be opened in the name of a girl child from birth till she attains the age of 10.

A girl child who attains the age of 10 years a year prior to the commencement of new scheme will also be allowed to open an account. One can deposit maximum of Rs. 1.5 lakh in one financial year. This is the same amount on which tax benefit is available under Section 80C of Income Tax. The scheme is being launched on 22 January 2015.

what is the book written by P.M Modi?

Current affairs and news:-


>National Heritage Development and Augmentation Yojana (HRIDAY):

Union Government on 21 January 2015 launched HRIDAY that seeks to preserve and rejuvenate the rich cultural heritage of the country.

HRIDAY was launched by Union Urban Development Minister M.Venkaiah Naidu on 21 January. It seeks to promote an integrated, inclusive and sustainable development of heritage sites, focusing not just on maintenance of monuments but on advancement of the entire ecosystem including its citizens, tourists and local businesses. Under HRIDAY Rs.500 crore would be provided to the 12 cities selected in the first phase and the Central Government will meet the entire expenditure under the scheme. These 12 cities include Varanasi, Amritsar, Warangal, Ajmer, Gaya, Mathura, Kanchipuram, Vellankini, Amaravati, Badami, Dwarka and Puri.

>Toyota Motor Company: TMC company retained its position as number one in global vehicle sales in 2014.

Toyota Motor sold 10.23 million vehicles globally during 2014 to stay on top. Volkswagen AG of Germany occupied second spot with 10.14 million vehicles followed by General Motors of the US which sold 9.92 million vehicles during the year. 

>Jaipur Literature Festival (JLF), believed to be Asia' biggest literary event, was kicked-off from 21 January 2015 at Jaipur. The 5-day event is 8th edition of the festival which draws authors, poets and celebrities from all over the world.

China-born British author Jung Chang, former President A P J Abdul Kalam, actor Naseeruddin Shah, playwright Girish Karnad, Nobel laureate V S Naipaul, renowned contemporary travel writer Paul Theroux, Pulitzer Prize winning poet Vijay Seshadri, Oscar-nominated screenwriter and novelist Hanif Kureishi are few of the participants for this 8thedition of JLF.

>Shubham Banerjee:-

Shubham banerjee, a 13-year old Indian-American student who recently became the youngest entrepreneur in Silicon Valley (US) as he launched a company to develop low-cost machines to print Braille.

Shubham Banerjee is an 8th Grade student of California. He founded his own start-up company called Braigo Labs to develop low-cost machines to print Braille. Tech giant Intel Corp. recently invested in his company. He ventured into this business as he was shocked to learn that Braille printers, also called embossers, cost at least $2,000, too expensive for most blind readers, especially in developing countries. His newly started company seeks to develop a desktop Braille printer that costs around $350 and weighs just a few kilograms, compared with current models that can weigh more than nine kilograms. His main product has been named "Braigo", a name that combines Braille and Lego, and has won numerous awards and enthusiastic support from the blind community..... ATB 👍 

Sansad Adarsh Gram Yojana (SAGY):-

Sansad Adarsh Gram Yojana (SAGY) is a village development project launched by Government of India in October 2014, under which each Member of Parliament will take the responsibility of developing physical and institutional infrastructure in three villages by 2019. The goal is to develop three Adarsh Grams or model villages by March 2019, of which one would be achieved by 2016. Thereafter, five such Adarsh Grams (one per year) will be selected and developed by 2024. (Sansad refers to Parliament, Adarsh refers to model, Gram refers to village and Yojna means Scheme)

The Project was launched on the occasion of birth anniversary of Lok Nayak Jai Prakash Narayan and is inspired by the principles and values of Mahatma Gandhi. It aims to provide rural India with quality access to basic amenities and opportunities.

The Scheme has a holistic approach towards development. It envisages integrated development of the selected village across multiple areas such as agriculture, health, education, sanitation, environment, livelihoods etc. Far beyond mere infrastructure development, SAGY aims at instilling and nurturing values of national pride, patriotism, community spirit, self-confidence people's participation, dignity of women, etc. in the people.

The scheme is implemented through Members of Parliament (MPs) with District Collector being the nodal officer. The MP would be free to identify a suitable gram panchayat for being developed as Adarsh Gram, other than his/her own village or that of his/her spouse. Gram Panchayat, which has a population of 3000-5000 in plain areas and 1000-3000 in hilly, tribal and difficult areas, would be the basic unit for development.


Note:-Prior to this, a scheme called Pradhan Mantri Adarsh Gram Yojana (PMAGY) was launched in March, 2010 on a pilot basis, for the integrated development of 1000 villages each with more than 50% scheduled caste (SC) population. Regarding PMAGY I have already posted hav a look at it once ...ATB 👍 

Difference between SHG and Cooperative society ?

what do you mean by "NRE account is freely repatriable (Principal and interest earned)"???

I am currently working in IT and have an interview tomorrow, i don't have an experience certificate..what to do? will the job confirmation letter from current employer work???

plz help,


i did nt mention experience in my application form n was nt sure of getting any exp.certificate from the company.i worked for 2 yrs in a private company after graduation...bt have to leave the job due to accident and .i came to know dat no affidavit/undertaking is being accepted.plz guide me wat to do know

should i try to get my interview certificate,if nt how to answer when asked in the interview abt the gap

@Himanshu.J @sunilmca88 @superbsimran @Josh_abraham @varun_gupta @maheshj and others

Noida, BOI, Panel 10, Timing 1 PM,

1 lady 4 gents
Ques:

1- Introduce yourself in 1 min

2- Diff between Niti ayog and Planning Comm

3- Why banking after 2years in IT

4- What is my job profile and client details

5- Technology that I use in current profile

6- How many relatives/friends are working in banking

7- Who is your Inspiration

8- How MCA and BCA will help banking.

Finally said thanks and all the best.

venue : bhopal, today afternoon panel . .recent gk , recession, foreign banks, they were all friendly & bilingual . . . . 2,3 people of my panel were not allowed bcoz their birth date or photo was not matching 😞   so strict this tym  . . .try to carry all originals mentioned in call letter . . . no affidavit ws accepted . . .it may vary place to place.

2012 passout and still dont have my degree as in main degree else all documents are ready.. will it create prob?

@3003@Gato@Phyllo@suman1991@dinesh.a905@Nil1

i did nt mention experience in my application form n was nt sure of getting any exp.certificate from the company.i worked for 2 yrs in a private company after graduation...bt have to leave the job due to accident.r dey gonna accept relieving letter if i manage to get it???if nt wat should be my answer to the gap question ??

BOI Sector 62..............nearest metro Noida City Centre se auto mil jayega na?