Karnataka Bank PO exam wale kaun-kaun hai yaha pe????
What can a CS guy do as a bank PO?
What can u do if your cheque has bounced?
If u have deposited money in bank then is it a liability or an asset to bank?
What is a financial statement?
How can the balance sheet help a bank?
What is the difference b/w Net NPA and Gross NPA?
what steps will you take to improve banking performance ?
Books aur net se me bhi search kar sakti hun..mujhe aam aadmi ki language me ans chahiye.. 😃
what is differential rate of interest?
Some banking awareness:-
Swiss National Bank imposes negative interest rates
. The Swiss National Bank (SNB) said it would impose negative interest rates on cash held by other banks at the central bank.
. The SNB said it would impose an interest rate of -0.25 per cent on sight deposit account balances of over 10 million Swiss francs.
. It would like to expand its three-month Libor target range to -0.75 per cent to -0.25 per cent. The measures will take effect from January 2022.
IRDA imposes penalty on Canara, HSBC, OBC life insurance and Anand Rathi Insurance
. IRDA imposes monetary penalty on Canara, HSBC, OBC life insurance and Anand Rathi Insurance brokers for violating regulatory norms.
. The imposed penalty was 31 lakh rupees for Canara, HSBC and OBC life insurance, 5lakh rupees for Anand Rathi Insurance brokers under section 102, clause C-7 of IRDA act 1999.
Back Ground
. Clause (7-C) of section 102 deals about to maintain solvency margin & Penalty for not maintaining of solvency margin
. IRDA Chair Person - T S Vijayan.
Existing account enough to avail Pradhan Manthri Jan Dhan Yojana benefits
. A person who is already having a bank account with any bank, will just have to get issued a RuPay card in his existing account to get benefit of accidental insurance
. Accidental insurance of Rs 1 lakh will be available to all RuPay card holders between 18-70 years. They will need to use their RuPay card once in 45 days of receipt of the card to get the benefit.
. The accidental claim intimation should be given to bank within 30 days from the date of accident.
RBI increased RTGS business hours to 12 hours on weekdays
. The Reserve Bank of India (RBI) increased RTGS (Real Time Gross Settlement) business hours from 7.30 hours to 12 hours. With this, now the business hours for RTGS will be 8 am to 8 pm on weekdays as against the earlier 9 am to 4.30 pm.
puys what does term equity means.... are shares Of a company a part of equity or not.... please clear it..... second where is @full mental....??
Types of NPA
nice todayz doodle⛄❄🎅 😃
PUZZLE:NEED EXPLANATION NOT ANSWER
There is a family of seven persons representing three generations.
1.There are two married couples.
2.Ramcharan,The lawyer,is father of Rohit and has two grandchildren.
3.Monica,the doctor,is sister of the teacher.
4.sudha,the daughter-in-law of asha,is married to the teacher.
5.shikha,the granddaughter of one of the housewives,is studying in 8th standard.
6.The Peon is the grandson of asha.
Who's son Peon is ??
1.monica 2.ramacharan 3.sudha 4.can not be determnined
MY ANSWER:4 (I MAY BE WRONG /THATS WHY ASKING)
BOOK ANSWER:3
PUZZLE:NEED EXPLANATION NOT ANSWER
There is a family of seven persons representing three generations.
1.There are two married couples.
2.Ramcharan,The lawyer,is father of Rohit and has two grandchildren.
3.Monica,the doctor,is sister of the teacher.
4.sudha,the daughter-in-law of asha,is married to the teacher.
5.shikha,the granddaughter of one of the housewives,is studying in 8th standard.
6.The Peon is the grandson of asha.
Who's son Peon is ??
1.monica 2.ramacharan 3.sudha 4.can not be determnined
MY ANSWER:4 (I MAY BE WRONG /THATS WHY ASKING)
BOOK ANSWER:3
PUZZLE:NEED EXPLANATION NOT ANSWER
There is a family of seven persons representing three generations.
1.There are two married couples.
2.Ramcharan,The lawyer,is father of Rohit and has two grandchildren.
3.Monica,the doctor,is sister of the teacher.
4.sudha,the daughter-in-law of asha,is married to the teacher.
5.shikha,the granddaughter of one of the housewives,is studying in 8th standard.
6.The Peon is the grandson of asha.
Who's son Peon is ??
1.monica 2.ramacharan 3.sudha 4.can not be determnined
MY ANSWER:4 (I MAY BE WRONG /THATS WHY ASKING)
BOOK ANSWER:3
PUZZLE:NEED EXPLANATION NOT ANSWER
There is a family of seven persons representing three generations.
1.There are two married couples.
2.Ramcharan,The lawyer,is father of Rohit and has two grandchildren.
3.Monica,the doctor,is sister of the teacher.
4.sudha,the daughter-in-law of asha,is married to the teacher.
5.shikha,the granddaughter of one of the housewives,is studying in 8th standard.
6.The Peon is the grandson of asha.
Who's son Peon is ??
1.monica 2.ramacharan 3.sudha 4.can not be determnined
MY ANSWER:4 (I MAY BE WRONG /THATS WHY ASKING)
BOOK ANSWER:3
PUZZLE:NEED EXPLANATION NOT ANSWER
There is a family of seven persons representing three generations.
1.There are two married couples.
2.Ramcharan,The lawyer,is father of Rohit and has two grandchildren.
3.Monica,the doctor,is sister of the teacher.
4.sudha,the daughter-in-law of asha,is married to the teacher.
5.shikha,the granddaughter of one of the housewives,is studying in 8th standard.
6.The Peon is the grandson of asha.
Who's son Peon is ??
1.monica 2.ramacharan 3.sudha 4.can not be determnined
MY ANSWER:4 (I MAY BE WRONG /THATS WHY ASKING)
BOOK ANSWER:3
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guys pls share a good approach to solve a sitting arrangement puzzle ..... an universal approach you use to optimize the question to find the solution effectively and fast....a method like "use different symbols to differentiate between different combinations...." etc
bhaiyo aur unki priye behano... bht dino k bd koi achi khabr sunne ko mili h.... got my interview call letter for SSC cgl 13......now time to get into some preparation mode..... anybody from cgl 13 lets get some work
Quantitative Easing:
An unconventional monetary policy in which a central bank purchases government securities or other securities from the market in order to lower interest rates and increase the money supply. Quantitative easing increases the money supply by flooding financial institutions with capital in an effort to promote increased lending and liquidity. Quantitative easing is considered when short-term interest rates are at or approaching zero, and does not involve the printing of new banknotes.
Moratorium:
Moratorium is the banks policy to start EMI after a particular period after completion of scheme.example: recovery of a home loan after some time period but not immediately. Moratorium is given by the bank depending upon the nature of scheme.
Difference btween Moratorium and loan rescheduling:
Rescheduling can be done for any loan depending upon the problems of the customer like crop failure in a particular area,loss in business etc
Red Herring:
Red herring prospectus means a draft (rough) copy of prospectus submitted to SEBI by a company without mentioning share price and total value of shares.
Once SEBI approves red herring prospectus,company will decide about issue price in the board of directors meeting & final copy of the prospectus will be given to newspaper for publication.prospectus means a document prepared by the company where all details of company are given for customer information like name of company,location,business,directors,items manufactured,business expenditure etc
any company for starting the promoters have to prepare memorandum of association and articles of association before submitting it to ROC (registrar of companies) under state govt. ROC will give approval for starting the company and they will give registration number in the Certificate of Incorporation.
Credit Risk assessment:
Banks are now following CRA mechanism Credit Risk Assessment for fixing interest rate on the laon of the borrower. Fixing interest rate based on credit rating is called in the bank as 'Pricing of the borrower'.
Corporate debt restructuring:
The need for a corporate debt restructuring often arises when a company is going through financial hardship and is having difficulty in meeting its obligations.
The CDR mechanism is available to companies who enjoy credit facilities from more than one lending institution. The mechanism allows such institutions, to restructure the debt in a speedy and transparent manner for the benefit of all.
Amortization:
The paying off of debt with a fixed repayment schedule in regular installments over a period of time. Consumers are most likely to encounter amortization with a mortgage or car loan.
What is Loan syndication:
The process of involving several different lenders in providing various portions of a loan. Loan syndication most often occurs in situations where a borrower requires a large sum of capital that may either be too much for a single lender to provide, or may be outside the scope of a lender's risk exposure levels. Thus, multiple lenders will work together to provide the borrower with the capital needed, at an appropriate rate agreed upon by all the lenders.
Credit authorization scheme(CAS):
CAS for bank advances was introduced by RBI in 1965 when P.C.Bhattacharya was chairman of RBI. under this scheme all scheduled commercial banks have to obtain prior authorization of RBI before granting any fresh credit limit of 1 crore or more to any single borrower.This limit was however raised to2 crore in 1975.
NFS (not "Need For Speed " 😛 ) National Financial Switch :
NFS was developed by IDRBT (inst of developmnt & research in banking technology) Hyderabab for linking all ATMs of all banks which are maintained by NPCI (national payments corporation of India ) .NFS is in Mumbai and only when it is 'ON', all ATMs will be working together.
ol d best :)
NABARD Recruitment 2014-2015
*Officers in Grade 'A' and Grade 'B'*
https://www.nabard.org/pdf/Full_Text_English_Advertisement_for_Grade_A_and_B_as_on_12_12_2014.pdf
What all does a working employee need from the company (If working in a pvt firm) for the interview?
if a muslim lady in Burqa comes in a bank to open a A/C n she doesn't shw her face whether she is a man or women n she has ol d documents of a man.........to aise case me kya karenge a/c opn karnge ya nhi........??
Here are 15 things you should know about Atal Bihari Vajpayee:
1. Atal Bihari Vajpayee was born on December 25, 1924 in Gwalior.
2. As a teenager, Vajpayee was jailed briefly for opposing British colonial rule. He flirted with communism before choosing to support the Rashtriya Swamyamsevak Sangh (RSS) and the Jan Sangh.
3. Vajpayee dropped out of law school to run an RSS magazine in the early 1950s. Later, he transcended his political roots in the RSS to emerge as the moderate voice of the BJP.
4. His involvement in politics began as a freedom-fighter during the Quit India Movement of 1942-1945. He started out as a communist but shed that for membership in the Rashtriya Swayamsevak Sangh (RSS), an organization propounding Hindutva, or Hindu Nationalism and considered Right-Wing in Indian politics.
5. Vajpayee became a close follower and aide to Shyama Prasad Mookerjee, founder of the Bharatiya Jana Sangh (BJS), BJP's predecessor.
6. Vajpayee was at Mookerjee's side when he went on a fast-unto-death in Kashmir in 1953, to protest against the system of carrying a permit for entering the state and the "inferior" treatment of Indian citizens visiting Kashmir, as also the special treatment accorded to Kashmir because it had a Muslim majority. Mookerjee's fast and protest ended the identity card requirement, and hastened the integration of Kashmir into the Indian Union. But Mookherjee died after weeks of weakness, illness and confinement in jail. These events were a watershed moment for the young Vajpayee.
7. Taking the baton from Mookerjee, Vajpayee won his first election to Parliament in 1957.
8. Vajpayee served the Lok Sabha, the lower house of parliament, for 10 terms that began in 1957 and concluded in 2009.
9. Vajpayee was the first head of government from outside the Congress party to serve a full five-year term.
10. Vajpayee first became Prime Minister in 1996 after four decades in opposition. He lasted only 13 days as prime minister for lack of numbers.
11. The lack of a stable majority ended his second stint in power from 1998 after 13 months. His government collapsed after AIADMK supremo J Jayalalithaa withdrew her support from the coalition.
12. Vajpayee was reelected in 1999 at the head of a more stable coalition that lasted its full term.
13. An orator par excellence, Vajpayee had earned much fame as India's external affairs minister in Prime Minister Morarji Desai government during which tenure he delivered a widely acclaimed speech to the United Nations General Assembly in Hindi.
14. Undeterred by party hawks who accused him of embarking on a misdirected visit to Pakistan in 1999, Vajpayee rode triumphantly into Lahore aboard a bus, on an initiative that was pursued by his successor Manmohan Singh.
15. A bachelor, Vajpayee is also a poet of some repute and he is often quoted by his party.
jb jan dhan yojna me on the basis of refrence account khul skta h... to hm muslim lady who is in burqa account ni khol skte
hm to kholenge ji
merry xmas.... 😃
http://e.3875.com/christmas/ep2.html?stra=Mahesh!20Jadhav