Extremely important for Tech guys or anyone: One question is always asked on fraud in banks and to tech guys on online transaction.
1. Pharming: Fraudsters reroute us to a fake website that looks similar to the original. Immidiately when we conduct transactions and make payments by the card, information is stolen.
2. Key Stroke logging: Users are tempted to download a software which helps the fraudsters to trace your key strokes and steal the password, card or net banking information.
3. Use of public wifi: it creates a good opportunity to steal information in open wifi spaces.
4. Malware: Malicious software that can damage computer systems at ATMs or bank servers. It can be different types based on intention for which it is created.
a. Trojan Horses: When it is activated , damages the host computer and attempts to steal files or passwords.
b. Spyware: It infects and operates on a users computer to monitor user activities and extract information by tracking keystrokes. Like login id and password.
c. Ransomware: It locks users computer and then demands a ransom payment to restore access. I hope you remember Wanncry.
5. Phishing and vishing: This involves theft of identity through spam mails which seems to be from a genuine source.
Vishing is same as phishing but through mobile phone using messages. Unknown user id tricked into revealing password , PIN or account number.
I am 2015 passout (Btech).. But i haven't collected my final degree certificate yet... i have semester wise provisional marks sheets and provisional passing certificate.
Is it necessary to bring final degree during doc verification or provisionals will sufice ?
(i) Strategic sate involves the sale of minimum 51 % state of a Public Sector Unit (PSU) la the private sector. Minority sale involves the sale of less than 49% slake of a PSU to the private sector.
(ii) The control and management of PSU is transferred to the private sector. The control and management of PSU remains with the government as it holds the majority stake.
(iii) It is done through a process of competitive bidding and subsequent sales to the partner. Minority disinvestment are made via public offers. Difference between Bilateral and Multi-lateral Trade
Bilateral Trade Multi-lateral Trade
(i) It is a trade agreement between two countries It is a trade agreement among more than two countries.
(ii) Separate negotiations required to be done with different countries on one to one basis. Negotiations done with many countries together which saves time.
(iii) Encourages economic cooperation between two countries. Encourages globalisation integrating many countries of the world. Difference between Tariff and Non-tariff Barriers
Tariff Barriers Non-tariff Barriers
(i) It refers to the taxes imposed on the imports by a country for providing protection to its domestic industries. It refers to the restrictions other than taxes, imposed on imports by a country for providing protection to its domestic industries.
(ii) Tariff barriers are allowed by World Trade Organisation to be imposed by its member countries though at reasonable rates. Non-tariff barriers like import quotas and voluntary export restraints are now abolished under WTO regime.
(iii) Tariff barriers are more explicit. Non-tariff barriers such as sanitary conditions and labour issues are not that explicit.