Latest missiles tested by isro?
Guys, I did not mention my work experience of 1.5 years in ibps po form. What should I tell them in interview?
I have mentioned 30-06-2014 as my passing of graduation date as it was mentioned in 8th sem DMC but in provisional certificate it is 04-08-2014 and final degree certificate is it 28-07-014....
will it create any problem???
Unlike other coll where they give oly 1 CGPA My colleg gave me 3 different CGPA ( HINDI ENG & Major) and they don't even have any CGPA to % formula....should I add up all mrks nd divide it by total marks....??? as mentioned in PO notification under "calculation of %"
Just for info for someone who messaged me abt life of PO.. others refrain from. Reading it # copied long post
PRACTICAL WORKING CONDITIONS IN PSBs - AN ARTICLE WRITTEN BY AN UNKNOWN
What they don't tell you about officers' jobs in Public Sector Banks
(Just go through this article written by Unknown to have practical working conditions in PSBs)
There is something inherently wrong with an organization and its HR policies in which the clerks of the organization do not aspire to get promoted and become officers! This singular aspect explains everything that is wrong with the policies of public sector banks in India.
A vast majority of the senior clerks who have put in fifteen or more years of service in the bank routinely opt out of the promotion process. When one scratches the surface, this apparently illogical behavioral pattern is not so devoid of logic. Sample some of these facts
The pay that senior clerks get is quite attractive, for the work that they do. Their take-home pay is actually comparable to what the officers get, may be a few thousands less.
The clerks have regulated working hours. Nobody, not even the chairman, can hold them back more than 30 minutes beyond the fixed office timings without compensating them monetarily for the additional hours put in.
They do no get transferred every 2-3 years, meaning it gives them a better social life and their children, better grades in school.
Clerks or Assistants as they are called, are required to do only well defined jobs, often times they get away saying that they do not know how something is done, if that 'something' is not what they do on a daily basis.
All these and a lot of other facts compare very favorably with the rather difficult, joyless and frustrating lives of officers, especially the younger officers.
There was a time, not so long ago, when a bank Probationary Officer's was amongst the most sought after jobs in the country. It came only second in importance to the coveted career in the Indian Administrative Service/ Indian Foreign Service.
Public sector banks are headed for a double whammy in the months ahead on account of the fact that almost 35% percentage of their old warhorses are superannuating and almost 40% of the new recruits hired to replace them, are not staying beyond an average of two to three years.
What has led to this state of affairs ? Why is the job of a bank PO being given up by most ambitious youngsters within months of the probation period getting over.
1) An officer in a PSB, is not expected to have a balanced life; period.
As per the Officers' Service Rules, officers are required to be available to the bank 24 hours a day. I reckon at a theoretical level, this is unavoidable, in the sense that an officer should not be doing a parallel business or be engaged in any other activity that is detrimental to the interest of the bank.
But in reality, the bank actually expects its officers to be in office for almost all his waking hours. A typical officer is expected to sit late and work on Sundays and holidays. All this without any incentive, like overtime pay for the extra hours put in. A typical officer, therefore reaches office around 9 am and leaves office not sooner than 8 pm. Depending on where he is posted, and if one takes into account commute time, one can imagine, if the officer really has a life outside his workplace.
2) Immense work pressure
A typical branch in a Public Sector Bank is almost certainly understaffed. If an average able bodied person can perform X amount of work comfortably on a given day, every bank employee is made to work at least 1.75X; officers are loaded with anywhere between 2X to 4X. This explains why the officers have no option but to sit late routinely and even sacrifice their Sundays and holidays; to do justice to the huge amount of work thrust on them.
When someone exceptionally organized and efficient, after completing his 4X share, tries to leave at 6.30 pm or so, more work is loaded on to him to ensure that he does not leave before 8pm.
A question routinely asked to officers under probation, who have relatively lesser work-load when he tries to leave office by around 6 pm is why as a bachelor he wants to leave early when he is staying away from parents ?!
What this does is that, very early in one's career, officers get conditioned to the fact that, a 'smart officer' is one who takes the longest to complete the tasks assigned to him and that the one who spends the most hours at work is seen as the most committed and loyal and hence the most suited to be rewarded and promoted.
Efficiency has absolutely no value and meaning in a PSB.
3) High accountability
Understandably, because one is dealing with finances, there is very little margin for error in banking. But then bankers are humans, they work under a lot of pressure and mistakes are inevitable. Any small mistake is severely punished. On the other hand, there is no incentive of any sort for performing well or increasing the business.
This aspect is even more relevant for those working in the credit department. The only reward, as has been alluded to earlier, for good work is more work.
Inadvertent lapses, can lead to issue of memos, inquiries, personal accountability and even CBI cases, especially in the credit department.
There is not even benefit of an extra rupee for doing well in credit. The unwritten rule is, the less risk taken, the better it is. Make no mistakes of any sort, be conservative, sit late in office, work on Sundays and holidays, do not do any real value addition and one becomes the model employee in the organization. Do less work and take home your fixed pittance of a salary, performance can go take a hike.
4) Poor ( Laughable) compensation
It is not easy to become a Probationary Officer in State Bank of India. It is an intensely competitive exam and only the really hardworking actually make it.
Objectively speaking, a large no of bright, ambitious and capable youngsters join the banking industry allured by the totally wrong impression or ignorance about the working conditions and the monotony of the job, not to speak of the totally pathetic HR policies.
The salary scales of all the public sector banks in the country are the same and these are the lowest when compared to any of the state govt/ central govt or govt public sector undertakings in the country.
It is not like the banks are not running on losses or making only a nominal profit. An organization like State Bank of India is one of the most profitable ones in the country, that on an average makes a y.o.y profit of 30 %. SBI declared profits of over 11,700 crores in the most recent financial results.
5) Frequent transfers
Every two or three years, the officer is to uproot and relocate to a new place. This practice, deprives the officer of any semblance of a happy married life, if he or she has a working spouse.
With the thrust for greater financial inclusion and ever more branches being opened in semi urban and rural areas all over the country, officers are getting posted in ever more remote places.
The biggest problem faced by the public sector banks is the rising resentment and frustration level of their employees. If these organizations do not wake up to this reality, some of them may just cease to exist in the next decade.
This is extract of an article written by an unknown writer in a financial daily. Posted as received.
OBC caste certificate containing the Non-creamy layer clause should be valid as on the date of interview (issued within one year prior to the date of interview).Caste Name mentioned in certificate should tally letter by letter with Central Government list / notification.
Guys when will the Andhra bank result out...
What will be the safe score for general??
guys kindly help... I've given date of passing as 6-5-2012... Where as in my marks sheet it is... 7-6-2012 ... Will this create any problem
To THOSE who spread negativity about bank PO job. You guys are good for absolutely nothing on earth. You are basically not fit for employment in a job that demands professionalism. You people are a disgrace to India if you want a "din mein kursi tod raat mein palang tod" type of life. Our country has 60% people below 30 so called YOUTH but dont want to contribute. They want seniors to bring them assignments on table but never go out find one for themselves. What do you think about an IAS who becomes a magistrate? IPS who becomes a SP.Does he have no pressure? A simple time fixed job? If they work like dogs then consider what you are. Why cant you contribute and suggest some change when you join a bank? Why cant you make a good career elsewhere for you if you hate banking?
I didn't get one thing. India's elite job IAS,IPS,IRS..they work like nobody else...they have no official timings..they have to be there 24 hours no matters what happen..they are responsible for running this country..on border army personnel are on duty 24 hours...they protect us..our own PM working 15+ hours...yet we are afraid or hate PO job....people are dying to get a simple job yet we disdain it...we love a job that gives us no tension...fix timings and good pay..above it we want a job without any work.....this country won't grow like this....top management that makes decision too work like 24 hours...and instead of criticizing we should adopt certain changes for betterment
I have passed my Engg. in 2012, since then i am unemployed..
I have tried hands at part time accounting, being helped with my dad..
So, the question is how would i fill my gap with a justifiable answer??
Logical answers from anyone would be welcomed..so please share ur views..??
Guys,I have made a grave mistake,I have filled my father's name in place of my mother's name in application form of IBPS po,and in place of Father's name,it is his only...kindly guide me,would it be a serious problem so as to make me unable to attend interview...kindly help,,I m very tensed....
I made a mistake in application. I filled I have Certificate in comp operating and language. I have a certificate in comp awareness and studied c,c++ in engg . So will they allow me in interview?
Hi guys I have one doubt.... Overdraft ki facility current account pe milti h kya... I know answer is yes.... My doubt is... In pradhan mantri Jan dhan yojna 5000 ki over draft milta h but pmjdy me to saving account hota h..
New CEO of NITI AYOG?
RBI stake in NABARD , NHB , DICGC and BRBNM LTD
Guyss...
I am currently working in an IT company. I got selected for po interview . If I get a question like why do you want to switch from IT to banking sector , what could be the appropriate answer ? Please reply guys if you have any idea.
So this is for a namesake PO who posted here for mee. So u dont have a opinion of urself if i say eat shit thats good for ur health u will start doing it i think... what is the negativity according to you??? Is reality a negativity to you??? I worked previously even i sat for 12 and 1 in night and you talk about professionalism...i didnt discourage anyone .. i value even a job of a sub staff with equal respect.. so better to keep your mouth and everything shut so its good for you and me...
i dont have time for losers like you but still squeezed some time for U
Difference between NRE ,NRO A/C ??