IBPS CWE PO/MT V (2015-16)

Bank PO IBPS PO 2018
11864

Acha lagta h facebook profile pe RBI ka badge lagana 😁 Many people on this thread helped me a lot in my preparation. 

Thank you for everything, I won't tag specifically, but everyone helped me getting this job. This means a lot. I feel overwhelmed at this point of time so won't say much. 

All the best for your interviews. 😃 

11865

Salary of RRB PO = Nationalized Bank PO ?

  • Yes
  • No

0 voters

11866

Anyone plz explain purpose of PDMA (public debt management agency)

11867

ibps po na sahi to RBI Assistant hi sahi 

aakhir kaar is saal job lag hi gayi 

#feeling happy & blessed

socha aap logo ke sath dukh bata tha to khusi kyu nahi

11868

At last got a job after 2 long years. And what better way to get my first job in RBI. This pagalguy community has supported and helped me more than anyone. Thanks a lot to everyone. Feeling happy and relieved after a long long time.

11869

Heartfelt Congratulations to all Puys who have achieved RBI asst.  post. Please keep guiding us here. 😃

11870

Congratulations to all girls n guys jinka rbi m hua h n all the best for your future... Aage bhi ham logo ka margdarshan krte rahna...

11871

Big Congratulation to all those who made it to the final list of RBI Assistant 2015    Hope you all have a great Life ahead

11872

A manufacture undertakes to supply 2000 pieces of a particular component at Rs.25 per piece. According to his estimates, even if 5% fail to pass the quality tests, then he will make a profit of 25%. However as it turned out, 50% of the components were rejected. What is the loss to the manufacture?

OA- Rs 13,000

Plz explain with solution. .

11873

Somebody please suggest a book for specialist officer(IT)?

11874

puys how many of u have cleared ibps Po mains but are not serious about clerk preparation

..puys I don't know why I have no motivation to study for clerk exam btw I completed my graduation in 2013 ..Last year I gave two interviews of bank but could not make it in final list ....what do you thinks puys why I am taking things so lightly and the worst part is I am thinking a lot about interview and that makes me anxious plz help what should I do now my clerk pre exam is on 12 Dec. Help puys !!!!

11875

Probably only person here heartbroken after getting selected in RBI . What a total  mess and problem now  man , only if I had taken 1 week extension 😢 😢 😢 

11876

I cleared ibps mains with 107 attempts.

Cleared RBI grade B with 102 attempts.Got 88.75.

Can anyone predict how much marks should I expect in mains(keeping accuracy same as RBI)?? And do  I have a chance????

I also have joining in TCS on 18 JAN.....

Highly confused....please give me some hope.

11877

I have cleared OICL assistant written examiantion. I had no hope of clearing it as i attempted only 161(Gen). Should i prepare for interview as i might be on the border line only?

11878

This is for engineers.. Why appear for clerks or assistant exams? (I understand PO is good as it gives you a officer post handsome salary and perks so that you can take care of yourself and your family as well. A reputed status in society.) But according to me IT sector is better than clerk job. IT jobs have better salary and reputation than clerk. And IT jobs are jobs at last resort for every engineer. And if you are not able to get into IBM TCS CTS Infosys Accenture Etc how will you crack clerk exam? So why becoming clerk or assistant? Don't you think that as an engineer you are overqualified for clerk position in banks? Because the peons and canteen boys become clerks after five years of service in banks (after passing internal exams) Why lowering your dignity. B.Tech /B.E ki kuch to izzat karo? It's a 4 year course not 3 year. You pay 1 extra year to become clerk!!

11879

http://m.economictimes.com/news/economy/finance/you-can-soon-make-government-payments-via-mwallets/a...

.#happyreading

11880

Strategic Debt Restructuring Scheme

Indian Banks are witnessing rising NPAs due to the slowdown in the Indian economy and high interest costs. The Reserve Bank of India has introduced various measures for controlling NPAs in the Bank including Asset Reconstruction Companies, SARFESI Act, Joint Lenders Forum (JLF), etc., However, the NPA figure in banks continue to remain high and hence the RBI has recently introduced the Strategic Debt Restructuring Scheme which is aimed at improving the working of banks faced with defaulters. This Scheme is about the terms that banks can write into the loan agreements, which will kick in at the time of default.

The RBI in its "Framework for Revitalizing Distressed Assets in the Economy - Guidelines on Joint Lenders' Forum (JLF) and Corrective Action Plan (CAP)" has suggested change of management as a part of restructuring of stressed assets. With this principle in view and to ensure that the shareholders bear the first loss rather than the debt holders, JLF/Corporate Debt Restructuring Cell (CDR) may consider the following options when a loan is restructured:

  • The possibility of transferring equity of the company by promoters to the lenders to compensate for their sacrifices;
  • Promoters infusing more equity into their companies;
  • Transfer of the promoter holdings to a security trustee or an escrow arrangement till turnaround of company. This will enable a change in management controlling, should lenders favour it.

A large number of borrowers in India are in a state of default to their lenders, such as banks. Hence, the RBI suggests that Joint Lenders' Forum (JLF) should actively consider a change in ownership and take necessary action.

IMPLEMENTATION:

  • No loans will be restructured without conforming to the terms specified in the Strategic Debt Restructuring Scheme.
  • At the time of initial restructuring, Joint Lender Forums will incorporate, in the terms and conditions attached to the restructured loan/s agreed with the borrower, an option to convert the entire loan, or part thereof, into shares in the company in the event the borrower is not able to achieve the viability milestones.
  • The bank during initial restructuring will require the borrower to provide the necessary approvals/authorizations to enable the lenders to exercise the transfer of equity option effectively, if required.
  • The decision to convert the whole or part of the loan into equity shares should be well documented and approved by the majority of the JLF members.
  • On effecting change in ownership under the Strategic Debt Restructuring Scheme, the lenders would collectively become the majority shareholder by conversion of their dues from the borrower into equity.
  • Hence, post the conversion, all lenders under the JLF will collectively hold 51% or more of the equity shares issued by the company.
  • All banks will include the covenants to exercise the Strategic Debt Restructuring Scheme in all loan agreements, including restructuring, supported by necessary approvals/authorizations.
11881

no offence and just for fun,suppose if u become PO,How much money(i will not call it bribe) :-) will u give to the police constable who will come for police verfication at ur home,PS,I have heard minimum 200 to u have to give :-)

  • 300
  • 200
  • 400
  • 500+,ja beta tu bhi kya yaad rakehga kis dildaar se pala pada tha

0 voters

11882

Frnds I was selected as clerk in central bank of India through ibps cwe 4 allotment 2014-15.but still after 7 months had passed but they are not giving me joining.what should I do now? Is there any one else who is also facing the same problem?? Plzz help guys

11883

interview question

you are a b-tech graduate.then why u choose banking sector ? how ur degree could help us ?