RBI Grade-B Officer 2015-16 , Phase-I & II

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This group is for "highly dedicated and determined" aspirants of RBI grade B officer exam 2015-16 (if RBI will conduct) who want to treat next year attempt of RBI Gr-B as their last attempt. And ready to prepare together for phase-I and phase-II f...

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📷Coal India Management Trainee 2019

Study Materials and previous years questions for .📷

Includes both paper 1 and paper 2 materials.

Specially designed MCQ for Coal India MT recruitment.

Study these materials to score high and to ensure selection....

Language : English

ALL TOPICS COVERED AS PER COAL INDIA MANAGEMENT TRAINEE SYLLABUS.

Click below link to download.

📷📷📷📷📷📷📷📷📷

*For Mining Engineering:

https://www.instamojo.com/Examclock/coal-india-mining-study-material-012fb/?affiliate=singh32679

*For Electrical Engineering :  

https://www.instamojo.com/Examclock/coal-india-electrical-study-material-bb816/?affiliate=singh32679

*For Mechanical Engineering : 

https://www.instamojo.com/Examclock/coal-india-mechanical-material/?affiliate=singh32679

*For Civil Engineering :

https://www.instamojo.com/Examclock/coal-india-civil-study-material-4542c/?affiliate=singh32679

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ARD PAPER NABARD GRADE A PHASE I 2019 

https://youtu.be/jcBPNxfaJI4

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For free Quant / Reasoning / English / GA subjects related study videos from basic to advanced level for RBI Grade B / Assistant, SBI / IBPS PO, Clerk, Insurance and SSC exams, Subscribe to this channel...!

https://www.youtube.com/channel/UCctfifTFX2d_fvbwEleRmHg/videos

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Citizenship Amendment Bill 2019 Highlights

The Citizenship Amendment Bill 2019 (CAB) is a bill with an amendment in the Citizenship Act of 1955, which proposed that any person belonging to Hindu, Sikh, Buddhist, Jain, Parsi or Christian community from Afghanistan, Bangladesh or Pakistan, who entered into India on or before the 31st day of December, 2014 and who has been exempted by the Central Government by or under clause (c) of sub-section (2) of section 3 of the Passport (Entry into India) Act, shall not be treated as illegal migrant for the purposes of this Act. It also seeks to relax the requirement of residence in India for citizenship by naturalisation from 11 years to 5 years for these migrants.The Union Cabinet cleared this Bill on 4 December 2019. It was passed by the Lok Sabha on 10 December 2019 and, subsequently, in the Rajya Sabha on 11 December 2019. It came into effect on 12 December 2019 there by becoming a law.

PROVISIONS UNDER CITIZENSHIP AMENDMENT BILL 2019
  • Under the Act, one of the requirements for citizenship by naturalization is that the applicant must have resided in India during the last 12 months, and for 11 of the previous 14 years. The Bill relaxes this 11-year requirement to five years for persons belonging to the same six religions and three countries.
  • The bill exempts the tribal areas of Assam, Meghalaya, Mizoram, and Tripura, included in the Sixth Schedule to the Constitution from its applicability. These tribal areas include Karbi Anglong in Assam, Garo Hills in Meghalaya, Chakma district in Mizoram, and Tribal Areas district in Tripura.
  • The Bill further seeks to protect the constitutional guarantee given to indigenous populations of North Eastern States covered under the Sixth Schedule to the Constitution and the statutory protection given to areas covered under “The Inner Line” system of the Bengal Eastern Frontier Regulation, 1873.
  • The Bill further seeks to grant immunity to the migrant of the aforesaid Hindu, Sikh, Buddhist, Jain, Parsi and Christian communities so that any proceedings against them regarding in respect of their status of migration or citizenship does not bar them from applying for Indian citizenship.
  • The Bill includes new provisions for cancellation the registration of Overseas Citizenship of India (OCI) such as registration through fraud, in case of OCI holder sentenced to imprisonment for two or more years within five years of registration and in necessity in the interest of sovereignty and security of India. It also includes a provision on violation of any law notified by the central government. It also adds the opportunity for the OCI holder to be heard before the cancellation.

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This video will motivate you to study hard https://youtu.be/KVOJtYZGSBs

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SPECIAL NON-RESIDENT RUPEE ACCOUNT (SNRR ACCOUNT)

In a bid to boost internationalisation of the rupee, the RBI has relaxed norms for the opening of special non-resident rupee (SNRR) accounts and permitted direct remittance from India into these accounts.

Now, RBI has expanded the scope of SNRR Account by permitting person resident outside India to open such account for:

External Commercial Borrowings in INR;

Trade Credits in INR;

Trade (Export/ Import) Invoicing in INR; and

Business related transactions outside International Financial Service Centre (IFSC) by IFSC units at GIFT city like administrative expenses in INR outside IFSC, INR amount from sale of scrap, government incentives in INR, etc.

It has also been decided to rationalise certain other provisions for operation of the SNRR Account, as under:

Remove the restriction on the tenure of the SNRR account opened for the purposes given at paragraph 3 above as the proposed transactions are more enduring in nature.

Apart from Non-Resident Ordinary (NRO) Account, permit credit of amount due/ payable to non-resident nominee from account of a deceased account holder to Non-Resident External (NRE) Account or direct remittance outside India through normal banking channels.


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**5th bi-monthly monetary policy (MPC) review 2019-20**

Key highlights

1. MPC unanimously votes for status quo on repo rate (5.15%)
2. Stance to remain accomodative as long as required: MPC
3. FY20 real GDP growth projection lowered to 5% from 6.1%
4. MPC sees scope for rate easing in the future
5. MPC expects inflation to rise in the near term
6. Delay in demand revival is a key downside risk to GDP
7. MPC sees need to address impediments holding back investments
8. October CPI print was much higher than expected
9. Fall in deposit rate augurs well for loan rate transmission
10. October-March 2020 CPI inflation seen at 4.7-5.1%
11. April-Sept 2020 CPI inflation seen 3.8-4%
12. Oct-March GDP growth seen at 4.9-5.5%
13. Fall in deposit rate augurs well for rate transmission

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Can anyone help with this... GDP contribution by each sector like education,, health, agriculture this year and last year in percentage. Their growth percentage from prev year, their target and budget allocation...

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#RBI GRADEBPHASE II 2019

After great performance in NABARD GRADE A & B 2019; 

Once again we performed the best among all online platform. 72% questions asked in ESI paper of RBI GRADE B PHASE II 2019 were covered in our study materials.

We don't make fake claim. We prove it.

See the enclosed pdf , we have enclosed the proof.

That's why we are the best among all.

https://drive.google.com/file/d/1y9Fs49m_0n2Wp2rvZ00HckKPRLQ1qOKt/view?usp=drivesdk

https://drive.google.com/file/d/1iVRanM2do4hRUUYrgu-GPaxu2H-VXU92/view?usp=drivesdk

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India’s reasons for not joining RCEP:
  • Changed scenario due to the China-US trade war:

    China has been seeking to tie up the deal expeditiously as the country faces slowing growth from a trade war with the U.S.

    This shifted the focus somewhat from crafting an agreement that worked for all to an early conclusion of agreement.
  • RCEP lacking balance and fairness:

    India was not able to get several of its key concerns addressed.

    The biggest concern in the bloc is still with China with whom the Indian bilateral trade deficits lurk around USD 55-60 billion.

    There are too many non-tariff barriers in place in China which have to be removed.Otherwise, progressively low tariff rates which form the core of the RCEP treaty, will seriously hurt our dairy, steel, MSME and textile sectors.
  • Lopsided ‘Free Trade Agreements’:

    India has already signed a host of free trade agreements (FTAs) and comprehensive economic cooperation agreements (CECAs) with the South-east Asian nations, with whom India’s trade deficit only increased after the agreements came to effect.

    Even with other RCEP nations with whom India does not have trade agreements, namely, Australia, New Zealand, and China, India faces a massive and growing trade deficit.

    Domestic opposition: Agricultural producers and farmers are fearing that cutting tariffs on dairy and other produce would open the door to cheap Chinese imports and threaten sectors that support a vast swathe of the population.
  • The economic slowdown: Indian industries facing consumption slowdown, would have been further hit by cheap imports.
  • Stagnating Indian exports: India's exports have declined along with an increase in imports.

India’s main issues with RCEP:

  • The main issues that need resolution include

    e-commerce chapter

    number of goods on which import duties should be completely eliminated

    norms to relax services trade

    investor-state dispute settlement

    Rules of Origin (ROO)
  1. The e-commerce chapter & the issue of cross-border transfer of electronic information:

The e-commerce chapter contains clauses that, if India had agreed to them, would have prevented it from implementing data localisation rules on companies doing business in India.

  • India has proposed locating computing facilities inside the country if it is meant to protect its essential security interests and national interests.
  • Also Reserve Bank of India’s (RBI) in its April 2018 notification mandated “all system providers shall ensure that the entire data relating to payment systems operated by them are stored in a system only in India”.

RCEP does not want data localization. It said that these requirements raise costs for suppliers of data-intensive services by forcing the construction of unnecessary, redundant data centres.

  1. Number of goods on which import duties should be completely eliminated
  • RCEP members want India to eliminate or significantly reduce customs duties on maximum number of goods it traded globally.

    To protect domestic industry against surge in imports, India suggested an auto trigger method that would automatically increase import levies once shipments cross a given threshold limit.

    India is negotiating ‘standstill’ and ‘ratchet’ clauses which mean that the governments have to freeze their current levels of market opening, and if they liberalise more they cannot go back.

    Dairy Sector - New Zealand and Australia would gain significantly for commodities- Milk powder and fat. Already Malaysia and Indonesia have successfully exploited the Indian market in palm oil, as did Argentina and Brazil in soyabean oil and Ukraine in sunflower oil.

2. Norms to relax services trade

  • Under services, India wants greater market access for its professionals in the proposed agreement.

    But the RCEP grouping had earlier rejected India’s proposal for a visa fee waiver on a common reciprocal basis, fearing migration and subsequent loss of jobs.

    Computer related services is a sector of India’s interest and in that Mode 4 is India’s main concern.

3. Proposed inclusion of the controversial investor-state dispute settlement (ISDS):

  • This mechanism gives the exclusive right to bypass domestic legal systems and sue governments at international arbitration tribunals whenever they feel government regulation can limit their profits.
  • India does not want an ISDS mechanism in RCEP as it does not want its domestic laws to be challenged in offshore arbitral tribunals.

4. Rules of Origin (ROO):

  • Rules of origin are the criteria used to define where a product was made and are important for implementing other trade policy measures, including trade preferences, quotas, anti-dumping measures and countervailing duties.
  • India wants strict rules of origin to prevent Chinese goods from flooding the country through member countries that may have lower or no duty levels.

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