When all colleges are considering the present situation and deducting only 1k as processing fee when asked for refund,Kj Somaiya is deducting 10%,20% and so on of the amount paid, like seriously?? A rational person would definitely chose the best option for him ,do you penalize him with such a hefty amount for not choosing your esteemed institution ?? Is it a money making strategy ?? please start acknowledging the fact that the amount you deduct is someone's hard earned money . Adcoms wont even reply but please do convey it to your management.