1) Tell me something about Yourself?
Well to be very frank there is no predetermined answer for this question. But in simple, you are expected to tell something new and which is not there in the resume already. YOU should be the BEST person to talk about yourself. Since there is no right or wrong answer for this question hence it is important to appear confident.
The answer to this question should do 3 things:
- Showcase your communication skills- One should take the opportunity to show his/her communication skills by speaking clearly and concisely in an organized manner. This question is more like an ice breaker letting you speak for a minute or so, displays that.
- Showcase your individual talents and uniqueness- This is the time for the interviewer to scan through your resume. Most of you write reading and listening as hobbies. It's so common in all resume. Say something that grabs attention.
- Let you control the interview- Most interviewers get bored with all the same questions and answers. They are more than happy to take a new road if provided.
Note that you should not exceed this answer beyond 3 minutes. Avoid details.
2) Which is your favorite subject?
This is the area from which questions are invariably asked to all students. In terms of preparation this is the easiest - all you need to do is study. Prepare a couple of subjects from your final year and brush up the fundamentals of the key subjects. You should also revise your summer internship report, term papers or any project that you may have done as part of your academic program. Also, Be sure to relate your favorite subject with the profession/industry you are interviewing for. For your least favorite subject try to choose something that has no bearing on the job you are interviewing for. If you are already working somewhere then you should have good knowledge of your work as well as Knowledge of your company, competitors and industry.
3) What are you long term goals or where you see yourself after 5 years or so?
This is a very common question. They are trying to see how focused you are. It is a question where virtually any answer can get you into trouble, since you don't know your interviewer. If you aim too high, you might come off as too ambitious and either won't be around long enough to cover the cost of training or you'll threaten their own position. If you aim too low, you lack initiative and won't contribute enough to cover the cost of your salary.
Reassure your interviewer that you're looking to make a long-term commitment that this position entails exactly what you're looking to do and what you do extremely well. As for your future, you believe that if you perform each job at hand with excellence, future opportunities will take care of themselves.
Sample answer: I don't have a specific plan! I would like to advance. However, I am flexible. I will do my current job to the best of my ability and keep my eyes open for opportunities within the organization to advance even if it means changing roles. I am prepared to learn new things and contribute to the overall success of the organization in a number of ways. The only specific within that "plan of willingness" is that the opportunity be within my ability to learn, interesting enough for me to dig in and do a good job, and the compensation increase a reasonable amount in relation to the demands of the position.
4) Why should we hire you?
The interviewer asks this question just to find out how your skills, experience and knowledge can add value to the job. Well to answer this question you need to learn what they are looking for and then tie them with your strengths. This ensures that you are a viable fit for the position. Present yourself, your abilities, skills and interests; above all, you should underline that your abilities match the company's requirements.
Also, it will not be enough to just maintain you have particular skills but also have to prove / furnish evidence, which means you should think beforehand about which of the abilities and skills you have already applied in practice. Also keep in mind, Do not mention any other candidates to make a comparison.
The Interviewers are very Experienced and they will realize if you are saying truth or just trying to Outsmart them. Avoid using phrases like "This is the Best Company" or "I want to work in this field". Instead, try to mention good things about you that are related to that job and this will surely prove your usefulness.
Remember that at the end of the day you have to make the interviewer feel that you are the right person for this job.
5) What are your Strengths and Weaknesses?
This is again a very commonly asked question. The Interviewer here wants to analyze how much you know of yourself.
Strengths:- You should mention your strengths that are beneficial for them. For example,It should not be like "I am a very good cricket Player", Rather you should focus on strengths that are related to that job. For example, "I have good communication skills" Or "I Like Interacting with people" Or "I am good at a analyzing Problems and working in a team to find out appropriate solutions".
Weaknesses :- You should not say that you do not have any Weakness. It shows that either you are Overconfident or have not assessed yourself and don't want to talk about it. Similarly, do not say phrases like "I am short tempered" Or "I get angry very soon and can do anything in anger". Rather you should genuinely mention the areas that are related to your professional life and you are trying to get better at them.
1) What do you know about Banking?
A bank is a financial intermediary that accepts deposits and channels those deposits into lending activities. Banks are a fundamental component of the financial system, and are also active players in financial markets. The essential role of a bank is to connect those who have capital (such as investors or depositors), with those who seek capital (such as individuals wanting a loan, or businesses wanting to grow).2)
Being a B.Tech Graduate Why Bank Jobs?
Nowadays, Banks are not restricted to just finance work. Tell them that you are not changing your stream but you are widening your area of expertise. Good jobs are not easy to find and bank job is a good one. Secondly all banking is applied 'arithmetic' and speculative number game and a B.Tech is thorough in both. Also, mention about the uncertain future of software companies compared to the high growth witnessed in banking industry. You should manipulate your answer to prove that your engineering degree would be beneficial for you in interacting with people and creating more business relationships for them.
3) Explain Role of PO & Clerk in a Bank:.
Role of PO:
A Probationary Officer (PO) in the bank is the starting level appointment for bank officers. The PO's have a one or two years probation period during which they are given exposure to various important functions of the bank such as Loans & Advances, Foreign exchange, Credit Rating, Treasury, Risk Management, IT, Marketing etc. They have to report to their immediate senior officer,who is responsible for the closely monitor & evaluate the performance of him/her for a certain period of time.
- Actually a Bank PO can be asked to do anything related to banking till the completion of its probation period. During training or probation period they are trained for accounting, marketing, finance, investment as well as billing.
- After the Completion of Probation period, the Bank PO becomes Assistant Bank Manager and may be posted in any branch across the country to handle daily customer transaction like passing a cheque, cash management, draft issuance etc
Role of Clerk:
In any public sector banks clerks are the first person to contact for any queries & guidance.
The person inside the withdrawal & deposit counters are mostly of clerical grade. This is the why some banks mention clerk as single window operators (SWO)
As a Bank Clerk, you could be separated into one of the following:
- Interest Clerk: recording interest owed to saving accounts customers and interest owed to the bank from loans and other investments.
- Loan Clerk: recording and organizing loan information.
- Statement Clerk: preparing the monthly balance sheets and checking account of customers as and when needed.
- Exchange Clerks: working on international accounts, translating foreign currency into home currency and vice versa.
- Security Clerk: recording, filing and looking after stocks, bonds and other investment documents.
- Bookkeeping Clerk: taking care of records for each customer's account.
They are also responsible for accepting payments, sanction withdrawals, verify cheques, issue demand drafts & other banking related services to customers.
Do you have any questions for us?
This is normally the last question posed to you, so it's your chance to finish the interview elegantly. Don't reply that you have got nothing to ask. Doing otherwise might leave the impression to the interviewer that you are not exactly keen to get the job. The contrary side to all of this is that this question is actually a huge opportunity for you. If you ask the *right* questions, you can not only get as much information as possible to find out if the position is a good fit for you personally, but you can show the interviewers that you are a critical thinker and a problem solver.
What is CVV No.?
On the back of Debit card (Classic/Standard/Platinum) there are 7 digits out of
which the last 3 digits are the card CVV no. This number can be used only for
transactions on the Internet.
I have been receiving lot of messages from many of the members of Pagalguy since I am busy I may not be able to answer your queries but till today I have answered most of the questions and doubts to the best of my knowledge and ability,to some queries I am unable to answer only because of my lack of knowledge regarding that specific subject especially regarding the OBC certificate,last year there was no specific notification that OBC candidates should possess a valid OBC certificate at the time of applying for IBPS PO,hence I am ignorant on that part so I couldn't answer that question and many were telling after putting queries "I know I am disturbing u" "pls I want ask u any more questions so pls answer the questions which I have put to u now" Dear friends let me clarify that u are not at all disturbing me U are most welcome to ask as many questions as possible and to those questions which I can answer I will certainly answer.
Whenever I get free time ( while in Bank) I never forget to enter Pagalguy and answer the questions and notifications, even if there are repeated questions I try to answer so pls don't shy away from me.... May God bless you all.
trying to interact himachalis who cracked po4.....!!! awataing replies....!!! are you here anybody???
Does interview coaching makes any difference? ? Or it is Ok to prepare at our own by using material we are being provided by this group? Any of u going for the couching?? Please reply. Thanks in advance!!!!!