Had Syndicate Bank interview and State Bank of Tranavancore interview last week.

Both of them were ok ,and there were four panel members in both interviews(3 M+1F).Both of the panel members asked me a lot about why I wanted to take up this field after having been in Software .

Syndicate Bank panel members did not ask me any banking term ,but were more general and asked me about current profession.

S.B.T. interview panel members asked questions in turns ,and one such qn.was the positives and negatives of globalisation.I was asked 2 banking terms and one general knowledge qn.by another member.

core banking CORE stands for "centralized online real-time environment". This means that the customer can withdraw the deposited money from any of the bank's branches throughout the world.

I am an engineering final year student. am i eligible for the forthcoming june ibps cwe for po..? In the notification it is mentioned that "the candidate sould have a degree as on 31 jan 2012."
My course ends in May 2012. Am not yet a graduate. So m i eligible?

copying and pasting from the PG bank PO aspirants thread 3---
MY SYNDICATE BANK EXPERIENCE.....
HELD ON 23RD MARCH 2012
TIME --9.30 AM
PLACE--A SYNDICATE BANK BRANCH,KOLKATA

The reporting time was 9.30 am....by the time I had reached,the document verification had already started....my name starts with 'S'....I believe that's why I was the 22nd in the list(2nd last candidate present)......there were total 25 candidates scheduled for morning....attendance was good...out of 25,20(guess.....did not count them) were present...I saw 2 females and the rest male candidates...most of them were in the 170+ range of CWE score.... only 2 (with whom I had a talk)were in the 164-165 range....there was at least one girl who was finally selected in Union bank......
the document verification was going smoothly,apart from one instance when a candidate,after his PI was over,had come to request the people who were verifying the documents regarding an issue..........he had forgotten to bring his bio-data form and was requesting the people to consider his case...however,this irked the authorities and he was told to submit the bio-data form by 5 pm..........................................
************************************************** ******

INTERVIEW--

I was waiting for my turn with bated breath.....normally I consider myself to be a soft spoken person and in order to show myself confident,I had decided to speak loudly....as a result,when I opened the door and asked "may I come in?",it sounded as if I am roaring like Sunny paaji ...there were 4 persons sitting and all of them,I guess became aware about me and my great looks ....I dont know why,but they all started replying me together ....it sounded somewhat like this--"yes..yes...come in..come in...ok..ok...sit down..sit down"....I too said good morning to all of them..then ..thank you.. and took my seat....
there were 4 persons in the panel.....3 males(m1,m2 and m3) and 1 female(f1)...all were 55+....acc to my guess...

m1--So,Mr Sanyal...I see that you have done a diploma in hotel management and then worked in 2 companies...hotel mgmt offers you a better career...why are you willing to join a bank??(answered regarding my rural bases and how I would like to get back to my bases)......I guess this set the show since all the coming questions were based on Rural India apart from a couple..

m2--so what do you understand about the problems of the rural poor?
(told them about some of the problems that they face and the possible solutions--most of my points were based on agriculture and its problems)

m3---so,what is financial inclusion??(told them)

m2--what is the priority sector and what are the RBI's policies and directions towards the priority sector??(told about priority sector lending--the direction of RBI to set up a target of 40% and 32% bank loans respectively for the PSBs and foreign banks to the priority sectors)

m1--do you mean priority sector only means agriculture?? (said No...but this is where I was wrong I guess because googling priority sector shows agriculture ,small scale industries etc but I have said priority sector means agriculture and the allied sectors that are typically managed by the rural population.....while it is not 100% wrong,it is not 100% correct either.....)

m2--apart from priority sector lending,what are the RBI's directions towards the banks to eradicate poverty??..this is the question on which I faultered....I was still tensed so I forgot about the RBI's directions regarding SHGs,forming co-operatives,MSMEs,SSIs etc etc .....in anyways,I was not very well prepared in this topic...

f1--I dont understand this,you have done so many things in life...hotel mgmt...job in IT/ITES....BCA...u have left everything...will you leave the banks too?? with a toothy grin ... I tried to make them understand about my situation and also that I have been waiting fr a long time only for this job....

f1 strikes again--are you involved in social service?? answer--I have been to villages with my uncle and have helped in organizing Polio booths but apart from that,have never had a chance for organised social service....but I consider myself a helpful human being....blah..blah..blah

m3--so how do you think you,with your knowledge of hotel mgmt and BCA would help the poor and at the same time,increase the bank's businesses??
told him about my communication skills and how I have interacted with the people from all walks of life during my hotel mgmt course and job...and that being a person belonging to a rural background,I can effectively communicate with the rural people and also understand their needs....was just about to go ahead about how I would help with my BCA,but M2 asked a qstn....

m2--ABC is a good company,it takes good care of its employees...why are you not rejoining them??
---blah...blah...blah

all throughout this,they were bombarding me with questions about my family,my father and my mother(since my father is no more,my mother works)...there were many questions regarding how I would take care of her if posted in a rural area and why I did this and why I did that.....

they also asked about my preference (were surprised,I guess,after knowing that my preference is not West bengal )and only asked what if I get placed in the North-east....and whether I have ever visited NE to which I said No...but that I have plans....

they were asking about a question regarding my preference and I said that I can be posted even in a metropolitan...and that I have no problems.....as a reply to that,M2 started saying things about the banks and what they want nowadays............acc to them,banks are nowadays interested to appoint only those,who are willing to serve a good 5-10 years in a rural or backward area...acc to him,after some years,big cities will be almost reserved for senior staffs...and all of the new recruits WILL HAVE TO GO TO A RURAL AREA.....
he continued talking on this for a good 3-4 minutes and suddenly,all of them,in one go,thanked me and told me,that the interview is over.....I thanked all of them...greeted them,and got out of the room,only to find that the last candidate was getting nervous like anything.....he was wondering as to why my interview is taking so much time....and true..it took about 20-25 minutes whereas all the other interviews were around 10-15 minutes each..................

although I fumbled with terms,with language,and at times,due to lack of Idea,I still tried to speak in a decent way.....never spoke loudly like the 1st time but was also not timid.....still...I was the one with the highest volume level...all of the others spoke with very gentle and meek tones.............I guess my performance was not-so-good but even if I am not selected,it was a great experience and will 100% help me in future....

@ all the PUYS...can anyone answer why they asked only a single financial term and still asked so much on other issues,my family and my rural background?? is it because they liked me too much or is it because they HATED my candidature too much as a prospective Syndicate bank employee??
plzz reply PUYs and also reply about what do you think about my performance??

Hii all,
I have been selected in Union Bank of India, PO. They have asked me to join by 7th April, 2012 at Gorakhpur Ro which is my home town.



However due to certain reasons, I wont be able to join it before the deadline. Please seniors, tell the process of applying for extension ( in my case I need min. 2 months extension ). Please help as I am very much eager to join and dont want to miss the opportunity.

SBI Assoc. GDPI
.
Date : 21st March 2012
Venue : Hotel Chanakya, Patna
Time : 11 Am
Panel : 1
Attendance : 13/15 (1 UCOPO, 3 PNB Clerks, 1 SBI Clerk, 1 CBI Clerk)
.
Certificate Verification Started @ 12:30 PM. Till then we were sitting in d GD Room arranging all d certificates.
.
d staffs were very cordial...Sir came and assured us @ d beginning that " We will make sure everyone gets a chance 2 give thr interviews, it doesnt matter which certificates u hav and wiz doesnt". So be happy with whatever u hav brought.
PS : ye sunte hi ek ladki ne kaha : " Sir, i havnt brought any Character Certificates ". Still Sir told that " koi nahi, interview tumhe deni hai, character certificate ko nahi, so relax ":biggrin:
.
GD started @ 2:30 (20 mins.)
.
GD Topic : Should Migration From Rural To Urban Areas Be Discouraged.
.
Everyone was given 2 mins to speak on d given topic and aftr completion of 1 round, another 1 min was alloted to every1 to conclude. It was a nice GD. Everyone spoke well and good.
.
Interview started @ 3:00 PM. My turn came @ 5:30 as i was 13th in number.
4 Panel Members (same GD panel)
.
Q1. What were you doing since 2010(year of graduation)?
Q2. What is Cloud Computing?
Q3. What this years budget had in store 4 banking sector and effects of tis budget on banking sector?
Q4. What is Inflation? How it is controlled?
Q5. What is HDI(Human Developement Index)?
Q6. How is HDI calculated?
Q7. What is GDP?
Q8. What are Foreign Reserves?
Q9. What types of Loans are provided by Banks?
Q10. What are your strength and weakness?
.
Verdict : GD was nice but PI wasnt gr8..dint answered 2nd, 5th and 6th and 3rd wasnt convincing either as my own homework on budget was incomplete.:splat: So will not make it, as my written score wdnt be that gr8 either(only 125 attempts). I am out of SBI Assoc race.:banghead::drinking:
PS : ab bas IBPS calls hi sahara hai...usme bhi Union ditched, all hopes on remaining ones.:lookround:

My syndi interview @ Moradabad on 19-MArch-2012

Panel of three members:2 men (who asked questions) and a lady (only observing deeply).

Questions asked:
panel head asked:

-cut off for previous shortlists (I dint got selected in any bfore.)
-difference between banking n finance (told)
-Difference between micro financial institutions and NBFCs. (told)
-Diff. between Co-operative societies and SHGs.(told)
-Accounting practices in banks (kindly ans. anyone)
-debt equity structure of a company to be considered by bank for loaning (ans. pls)
-whts working capital? (told)
-are preferential shares r counted as equity? (told)
-wht is more beneficial fr a co.: equity or debentures (told)
-and few more question relating to banking n finance. (told many of them)

2nd person asked:
- whts GUI?
-hw would u save a computer during electric storm (ans. pls)
-most preferred computer language in business parlance.(told few)
-name 4 operating system (told)
-name 3 4th gen comp. language (told)
-name 5 lady business personalities (told)
-3 strong points in favour of ur candidature (told)
-wht's guarantee that u'll join bank (told)
-ur 2 weaknesses (told)
and 1 more current question whch i forgot.

Overall it lasted for 24 minutes and was good enough. Many a times they added my answers or corrected me.
At the end they said. Ok Ritu! Good luck! and offered me candies...:grin::grin: that ws the most delightful moment...ws really hungry:biggrin::biggrin::biggrin:
said thank u sir n mam it ws pleasant to be here n came out.

So focus on core banking...(even ppl frm engineering background were asked such questions!!)

All the best!

-

Here information shared by the_rkp is really useful for the candidates who have cleared IBPS exam

:grin: I read sujana interviews question.I am also working at SBI.My sbi interview held on 17th mar.The question they asked were
1. tell me something about yourself.
2.why there is a gap after your graduation?
3.when was your branched establised?what are the the business of your branch?
4.what are the jobs you performs?
5.How many people are working at your branch?
6.Difference between cc and od account.
7.what are stock statements?
8.how is cc provided?
9.how to sanction loan?
10.are you persuing jiiband ciib?
11.what are the main activities of people in that areas.
that all a request if possible can you(sujana)the answer of your question I would highly appreciate your effort but if you feel bad please forget and forgive.

What was your GD topic and where was your interview??

I read sujana interviews question.I am also working at SBI.My sbi interview held on 17th mar.The question they asked were
1. tell me something about yourself.
2.why there is a gap after your graduation?
3.when was your branched establised?what are the the business of your branch?
4.what are the jobs you performs?
5.How many people are working at your branch?
6.Difference between cc and od account.
7.what are stock statements?
8.how is cc provided?
9.how to sanction loan?
10.are you persuing jiiband ciib?
11.what are the main activities of people in that areas.
that all a request if possible can you(sujana)the answer of your question I would highly appreciate your effort but if you feel bad please forget and forgive.

Had my interview in banglore for syndicate on 16 march 2012

tell me abt ur self
as am working in sbi as clerk asked me why i wanna leave sbi
then if u clear jaiib and caiib u can get po there itself
what am doing there
what is base rate?
whats the purpose of giving loans?
what is retail credit?what r the products of retail credit?
finnancial inclusion?
what is dri?
on what basis give loans?
have u heard about cibil?
what is percentage of gold loan?
what is business of ur branch and profit for last year?
westrn union?
family backgroud
it lasted around 15 min

rani nira congratssssss can u elaborate wat u answered to last 4 ques...

puys any update related to syndicate bank interview......pls share your experiences.....thnks

epratap Says

so start giving ur feedback puys i m waiting .......I really want to join SBI associates .......

Very smooth and nice xperience u got @ intrvw.
Sure shot selection Dude!!!

Hi puys here is my interview and GD experience.....of SBI Associates

Date : 2nd March 2012
Place: State Bank of Patiala Staff College Gurgaon
Panel 2
Total candidates in my batch 12 present out of total 15.

GD Topic: Should the Tution/Coaching centres in India be abolished in order to improve the quality of education.

PH -It was a pleasure talking to u ekloveya thank u very much
Exit
Overall no question on hobbies,family,education only army banking,little bit of gk and why i want to switch ......so start giving ur feedback puys i m waiting .......I really want to join SBI associates .......

mine interview was in delhi in feb. was asked around 10-15 questions on current affairs, banking and hobbies. Was feeling really awesome after gd/interview. after reading interview experiences of various puys, i feel i had a short interview( dont know what would the result be ) Almost everyone has had a positive experience with sbi asso gd/interview. Donno whther i will mmake the cut .

Hi friends,
i am a PG in Biotechnology and i'm currently working as laboratory manager in a small plant tissue culture lab at Patna. I have cleared SBI Associate PO written and have my GD and interview on 23rd.
Kindly suggest how can i relate my education and work experience to the banking sector and as PO.

hey any one plz help,,,, i hv filled the ibps form bt it is not generating the challan ....saying invalid login id......plz puys help me.....

hi guys iam working in a PUBLIC SECTOR BANK AND going to attend sbi associates without NOC , will it be a problem , please tell me what to do

Hi puys here is my interview and GD experience.....of SBI Associates

Date : 2nd March 2012
Place: State Bank of Patiala Staff College Gurgaon
Panel 2
Total candidates in my batch 12 present out of total 15.

GD Topic: Should the Tution/Coaching centres in India be abolished in order to improve the quality of education.
The interview panel of 4 male members came and told us that we all will be given
2 minutes time from the time we get the topic to think and jot down points on it and at the end of those two minutes we are at liberty to start in any order keeping in mind that each one of us can speak for max 2 minutes at a time and when one speaks the others will not interrupt.I started The GD and spoke for 2 minutes followed by others.After that they gave us 2 more minutes to speak randomly .

Interview: Started at around 4PM same panel of 4 male members....
When I entered and wished them
PH-Panel Head,P2,P3,P4(other Panel members)
PH-Good afternoon ekloveya it seems u have still not forgotten ur military etiquettes as we can see its quite evident from the way u have wished us....

I wished them in military style.......

PH- So ekloveya we see from ur profile that u have trained at the Indian Military Academy Dehradun and after that u joined Canara Bank as a Prob Officer.....
Myself-yes sir..
PH- It seems u have forgotten to mention the period of ur stay at both these institutions.....
I had forgotten to fill one column of the Biodata form.....so I replied ...Sir I may have forgotten it by mistake.......
P1-Who is the Chairman of ur bank?
Myself-Sir the present chairman is Sri S Raman
P1-What is the name of his post?
Myself-Sir his post is known as C&MD; ie Chairman and Managing Director
P1-Who was the chairman when u had joined canara bank?
Myself-Sir he was the chairman when I had joined ....prior to him Mr A C mahajan was the CMD of Canara Bank
P1-Mr S Raman came from which bank?
Myself-Sir as far as I know he came from Bank of India.
P2-Ekloveya tell us the total number of regiments in the Indian Army....?
Myself-Sir I dont know the exact no but there are many regiments and every regiment is unique in terms of culture etc.
P2-Ok then tell us how many commands are there in the Indian Army name them....?
Myself-Sir there are 7 commands viz. Northern , Southern , Western , Eastern , Central ,South Western and Trg Command.....
P2-Ok is the present Chief of the Army
Myself-Sir Gen V K Singh
P2-Ok the who is tipped to be the next COAS?
Myself-Sir I know he is from Eastern command but I dont know his name?
P2- Ur right dear he is from eastern command ......how do u know he is from eastern command....?
Myself-Sir generally the COAS are from eastern command ...
P2-I think ur wrong on that ....
Myself- Ok sir....
P3- Ekloveya u have more knowledge of India or the world ...?
Myself-Sir I think I have knowledge of both more or less balanced ..
P3- Ok I will ask u about the world ....Tell me name of three places in Canada ?
Myself-Sir ...Toronto,Ottawa and Ontario.....
P3-What will be ur answer if I ask u the fourth?
Myself-Sir my answer will b I dont know (I replied with a smile and all of them started laughing)
P2-Have u ever heard of CDS ?
Myself-Sir it is Chief of Defence Staff
P2-How is chosen based on what?
Myself-Sir he is chosen based on rotation as per the three services ...?
P2-Tell what type of people are exempted from any security check at the airport?
Myself-Sir as per my knowledge there are 2 categories ...1st is VVIP's who are well known ...he interrupted ....."no thats not correct" Ok Sir then I dont know.....
P2-But u said 2 categories what about the second ......category
Myself-Here comes the big joke .....Sir the staff of the airport(Everybody started laughing in the panel including me)
PH-Ekloveya please tell me why the name of Dow chemicals has been appearing in news frequently?
Myself-Sir the Union Sports ministry wants that the IOC INt'l Olympic Commitee should cancel the sponsorship of Dow chemicals.
PH-Why?
Myself-Sir Dow Chemicals is the successor of Union Carbide and Union Carbide was involved in the Bhopal Gas Tragedy 1984.......
PH- Tell me about Bhopal Gas Tragedy/
Myself-Sir Bhopal gas tragedy happened in 1984 when a poisonous gas leaked from union carbide and lot of people died due this leakage....
PH-Which gas ?
Myself-(They did'nt expect this answer) Sir MIC ie Mithyl Iso Cyanate
PH-Good so tell me ekloveya which is the second big incident that occurred in 1984?
Myself-Sir the second incident was the assassination of Smt Indira Gandhi....
PH- Ur right now tell me why was she assassinated and by whom ?
Myself-Sir she was assassinated by her bodyguard and it was committed because she had ordered Operation Bluestar.....after this they interuppted and became very happy...
PH- Exactly Ekloveya thats what I wanted to hear from u Operation Bluestar....
Myself-I was really happy due to the panels positive reaction......
P4-Ekloveya what do we mean by Equitable Mortgage?
Myself-Sir Equitable Mortgage transaction is a transaction in banking banking parlance in which a customer can mortgage his land/building to the bank to enjoy credit facilities like an open cash credit,term loan etc depending on his her credit requirements.Now Govt has made it mandatory for Banks to register EMT's on CERSAI website to avoid multiple credit extended on same land/buliding to avoid bank frauds.
P3-What do we mean by interest subvention?
Myself-Sir govt of India provides interest subvention in various priority sector lending schemes like housing and education etc to give boost to these sectors ...in this a part of the interest is waived as subsidy by the govt of india ......
P3-What is interest subvention in Car loan?
Myself-Sir I have not heard of it till now...
P3-What is Amortisation ?
Myself-I told the wrong answer so he replied" what u r telling is Moratorium"
PH-In ur branch u have learnt the work of how many seats....?
Myself-Sir Nearly all I know ATM maintenance,All types of Clearing,Deposits ....he interrupted
PH-What have u learnt in advances ?
Myself-Sir I have learnt Car Loan and Personal Loan
PH-Any rural loans?
Myself-Sir our branch is semi urban and it caters to the needs of Staff of Oil India Ltd in Duliajan Assam...so we dont have any rural schemes there...
PH-Ok I remember Duliajan is that area where there are oil wells ......
P2-So Ekloveya Tell us why u want to quit canara bank .....
Myself-Now came the real teaser....The answer to this is strictly confidential and shall be disclosed only if I get selected ....with my answer they were heavily satisfied.......
P4-Who was Ekloveya?
Myself-Of course I knew the answer ......so I told ....
P4-What is Dronacharya award ?
Myself-I think this question was expected as he asked me about ekloveya....so told the answer ......

PH -It was a pleasure talking to u ekloveya thank u very much
Exit
Overall no question on hobbies,family,education only army banking,little bit of gk and why i want to switch ......so start giving ur feedback puys i m waiting .......I really want to join SBI associates .......

hey any one plz help,,,, i hv filled the ibps form bt it is not generating the challan ....saying invalid login id......plz puys help me.........

hi guys iam working in a PUBLIC SECTOR BANK AND going to attend sbi associates without NOC , will it be a problem , please tell me what to do

crac1 Says

please help me with syndicate bank interview.wat ques r expected from an engineering student(electronics)

please help me with syndicate bank interview.wat ques r expected from an engineering student(electronics)

What were you thinking bro...........I am sorry to say but you are open up to a lot of questions.....no set answer would suffice, just be honest and tel the truth........you seem confused!!!!

PUYS...plzz HELP!!
I have an unusual profile....
after 12th with science...I did a 3 years diploma in hotel management
then.. 3-4 months in a 5 star deluxe hotel and 15 months in a leading BPO as a technical support for an international desktop and laptop manufacturer...
plus...a BCA from IGNOU...1st year along with the job and left the job from the 2nd year to pursue the graduation properly and to complete it in time......
after graduation,preparing for bank PO for about 1+ year...
have received a PI call for syndicate .... I am wondering now .....what kind of questions can I expect?? would they be based on Hotel management?....BCA?...my work ex??....now,I know that they WILL grill me on these mixture of courses that I have done and the industry that I chose..and I am ready with my reasons and I believe I can convince them...I can also properly answer the ALL IMPORTANT "Why Banking?" and "How can you contribute to banking with your degrees?" question too......but am confused about the academics part......what should I study more???what do the senior puys think???if a person has job ex,whatever the sector may be,do they grill more on that??or they generally keep the questions balanced..some on job ex...some on academics.......?? or they mainly focus on the academics...?? this will be my 1st interview in many years...so plzz plzz help me!! any remark is welcome !!!

Hi All,

Today only I joined this forum, Its very helpful great work by all : Please will someone tell me what are my chances to get an interview from any bank I got 145 (general).
SENIORS PLEASE GUIDE ME I AM REALLY WORRIED...........

mine on 20 th march in bhopal.

min on 20 th march in bhopal

anyone has got the call for the syndicate bank PO interview??? I have mine on 23rd in kolkata....aur kissi ka hai kya???:cheers::cheers:

its out....

Hello friends.:
currently i m pursuing my MBA in financial administration . i have done my graduation with microbiology.
I am posting my UBI experience which was on 15 FEB.
The interview timing was 12 o clock. But mine came at 2:30PM.
there were 3 members in d panel.i asked for permission to enter the room,,as i enterd i wished them al then dey offered me the seat ...
Questions asked.

1.Introduce yourself.
Ans.Name,meaning of name,education , family background , achievements, strengths and weakness , hobbies.:wow:

2.What is micro and macro? ( i have done my graduation with microbiology )
Ans.told them the meaning of micro and macro.:cheerio:

3.what is microbiology?
Ans.The bookish definition of microbiology. Microbiology is the study of all living organisms that are too small to be visible with the naked eye and can only be seen only using a microscope.

4.Micro and macro with respect to banking sector .
Ans.Told him about micro finance and macro finance .and micro and macro economics.:p

5.What is CSR.
Ans.Definition of csr and what UBI is doing as its csr.:thumbsup:

6.What I know about UBI.
Ans. As i have read a lot about ubi from its website so answered it very well .:)

7. About ubi 's product.
Answered .:)

8.Any special thing about UBI .
Ans.told them about the innovative thing done by ubi and about its csr and i have read a news paper cutting in the interview campus about ubi that " UBI making money in the money less campus." so told them about that also.:cheerio:

9.what is core banking.
Answered.:-P

the panel is so supportive and friendly . at last they thanked me and wished me all the best and in return I thanked them all with smile .

now i got selected and i m very happy as IBPS po is my first po exam and its my first interview

Thanks guys for that piece of info.

supervivi Says

Yes dude ... I saw AND I HAVE BEEN QUALIFIED Thanks for your reminder anyway ...

Even i have qualified it...:cheers: now lets prepare for the interview....

hello frnds
this is my fst post nd i want to thnk dis site as it helps me lot for my interview preparation for ubi. nd i got selected as po :clap:

Hey Congrats...Can u pls share your experience..wt questions were asked and wt u replied..? Regards Aabiya

Hey puys,

Use this thread for your querries and related dilemma where senior puys and pals are extending their hand and wisest advice for your problems. here it goes:

http://www.pagalguy.com/forum/career-discussions/79038-bank-probationary-officers-aspirants-thread.html

Hi, I hv also qualified the CWE now wat next??

Thanks for sharing your experiences shubhamhota,Diklu.All the best.
Want to ask you folks two things .For this SBI Associate Bank - P.O. interview,is it enough to produce the conduct certificate issued by School alone ,and is conduct certificate issued by your current employer mandatory!,because I was told in my company that such a certficate is issued only when an employee quits a company.

school/collage cirtificate (Photocopy) +gazetted officer sighned character.. certificate is enuf...

if you are working with any organisation then 3 character certificates are needed, one from school/college, one from current employer and one from a gazetted officer. any two are must, for the third you can give an undertaking that if you are selected then at time of joining you will submit the third one. but at time of interview two of the three certificates are required. hope this clears your doubt.

hi puys,
what sort of questions can bank people ask especially " contribution of banking industry to indian economy" and wht should be the reply to the question if they ask " ready to get transferred any where?"

Thanks for sharing your experiences shubhamhota,Diklu.All the best.
Want to ask you folks two things .For this SBI Associate Bank - P.O. interview,is it enough to produce the conduct certificate issued by School alone ,and is conduct certificate issued by your current employer mandatory!,because I was told in my company that such a certficate is issued only when an employee quits a company.

SBI asociates interview Chennai 1st march Panel 1 (4 member 2 retired IAS and 2 DGM)
Total strength called :15 Candidates present: : 11 (including 2 working POs 5 Infy/oracle employees)

GD topic : intercommunity marriages are harmful for the society or not?
(we all gt deviated and made it inter caste marriage discussion) time given 1 minute per person in GD..no bhasad at all.

Interview (very calm environment) same 4 members with each having a copy of biodata form)
Member 1
Q what is PPP?:banghead: (heard it first time)
Q what is FDI and FII?(wt the hell is FII..only answered FDI)

Member 2
Q what is a financial year?
Q what are DOLDRUMS?
Q what are longitudes and latitudes what are their uses?
Q what is a planning commission? when first 5 year plans took off? currently which plan going on?when is next going to start?
Q.Quote some fundamental rights exactly as written in constitution?

Member 3
Ur hobby is reading abt indian wars and battles? ok then tell me

Q. When ws 3rd Battle of Panipat faught? among whome? its consequence? and name few commander from both side?
Q. now tell us the same facts abt 2nd Battle of Panipat?
Q. wt abt 1st Battle of Panipat?
Q.Battle of Haldighati? who saved Maharana by Putting Royal crown on his own head and deceiving mughals?
Q. In which war TIPU sultan ws killed who killed him and where?
Q.Who ws ashvatthama in Mahabharta?
Q.what did krishna uttered after the death of ASHVATTHAMA the elephant ..quote exact wordings in sanskrit? why he did so?
Ans Ashvatthama Hato hathah...naro gayo ya Kunjaro smthng like dat..
while saying last words krishna lowered his tone to decieve Dronacharya.:clap:

Q Hw cm u knw all these..historical facts and detail accounts of wars.. despite being an engineer..?

Q.Ur father used to taught which subject?(Hindi)
Q.Recite a poem of Subhadra kumari chauhan..cn u?
Ans yes i cn bt only starting stanza....Singhasan hil uthey Rajvanshon ne bhrukuti Taani thi..budhe bharat mai bhi aayi fir se nayi jawani thi..( he ws satisfied and stopped me)

Member 4
Q u r from delhi so tell us when it ws shifted as capital from calcutta?(1911)
Q who designed new delhi?(Edwin lutyns)
Q.Who built Qutub minar and cn u quote its exact height?(qutub ud din ebak started and finished by iltutmish and height is 72.5 mts)

ok..u cn leave...thats all..

whole interview ws around GK..all 11 candidates were asked questions other then there Graduation subjects..
specially from Hobbies/polity/constitution/History/geography..current news bt
no subject related stuff.(May be due to presence of 2 IAS in panel)

it ws a great experience. all the best to all those who will be appearing fr associates ..do well :-)

i want to share my experience about my associate banks of SBI PO interview, here it goes.

first there was document verification, which took about 10-15 minutes for each candidate. there were 15 candidates were slotted to come on that day but 12 reported.
then we went for lunch, which was quite good actually.after lunch we waited for about an hour, then our GD started, topic was regarding wildlife conservation, was so-so, did not went smoothly for me.
then after 35-40 mins in GD our interviews began, fortunately or unfortunately i was the first one to be called.there were 4 interviewers, 3 were retd GMs of SBI and one was retd prof of a college of madras. following are the questions asked to me:-
1. why you want to join baking after serving in a large scale production unit?
2. can u tell us something about banking system in India?
3. many gk related questions, which of course i don't remember.
4. also asked me some questions on production, some questions on steel and mining sector.etc etc.
i was interrogated for about 25-30 mins. was exhausted when i came out. surprisingly, they dint ask me to introduce myself. well, i wont get selected for sure. all the best to all other aspirants.

great. best of luck to all other po aspirants.

hello frnds
this is my fst post nd i want to thnk dis site as it helps me lot for my interview preparation for ubi. nd i got selected as po

HRSH89 Says

I have been called for SBI Associate banks interview.But the thing is that they have asked all the candidates to produce a copy of conduct certificate issued by school/college.Would it be enough if I produce the conduct certificate from School!!!

shubhamhota Says

i have qualified in written exam of associate banks of sbi.i have been asked to take 3 character certificates.is it compulsory to take 3 certificates or any 2 will do?i have one from my current employer and one from my last college attended.

aabiya Says

Hey every1..Result of CWE clerical has been declared..

Neethu Rose Says

selected for cwe !! Hey puys wot wil be the next steps

Salman91 Says

Guys I seriously need sme advice.i hv cleared cat and have secured a seat at nit-surathkal.on the other hand hv cleard ibps-clerical and hoping to clear the pi too.wht if I had to choose between a job and an mba dgree at nit-k?

Hi,

I have been qualified for CWE. Please let me know the process of PI.

Hey puys,

Use this thread for your querries and related dilemma where senior puys and pals are extending their hand and wisest advice for your problems. here it goes:

http://www.pagalguy.com/forum/career-discussions/79038-bank-probationary-officers-aspirants-thread.html

I have been called for SBI Associate banks interview.But the thing is that they have asked all the candidates to produce a copy of conduct certificate issued by school/college.Would it be enough if I produce the conduct certificate from School!!!

Hi,

I have been qualified for CWE. Please let me know the process of PI.

Guys I seriously need sme advice.i hv cleared cat and have secured a seat at nit-surathkal.on the other hand hv cleard ibps-clerical and hoping to clear the pi too.wht if I had to choose between a job and an mba dgree at nit-k?

selected for cwe !! Hey puys wot wil be the next steps

TERMINOLOGY:-

Deferred payment:A debt which has been incurred and will be paid back some time in the future.

Demand Deposit:An account balance which can be drawn upon demand ie.without prior notice.

Depreciation:It is the gradual decrease in the value of a equipment over a period of time due to wear ,tear and passage of time.

Derivative:A financial instrument whose value depends on the value of an underlying commodity ie Bond,commodity,equity etc.Its value is derived from another commodity.

Dishonor:To not pay,such as for as a bounced cheque.

Dissolution:The process of ending the legal exsistence of a company by some means .

Dividend:A taxable income announced by the company'd board of directors and given to its shareholders.It is given annually and from the companys retained earnings.

Drawee:The party directed to pay the amount of a cheque or draft.

Drawer:The party who draws the cheque etc.,upon another person for payment.

aabiya Says

Hey supervivi... it has been declared..best of luck

Yes dude ... I saw AND I HAVE BEEN QUALIFIED Thanks for your reminder anyway ...

Hey supervivi... it has been declared..best of luck

Hey every1..Result of CWE clerical has been declared..

hello frnds i hv my interview of union bank for d post of CUSTOMER RELATIONSHIP EXECUTIVE ON 12 MARCH,,,,,plz help as this is my ist interview...

if a character certificate of a gazatted officer is required, then should it be in a formal/official letter pad or a print out in a plain paper with officer's sign with seal is enough?

i have qualified in written exam of associate banks of sbi.i have been asked to take 3 character certificates.is it compulsory to take 3 certificates or any 2 will do?i have one from my current employer and one from my last college attended.

hi guys,
i need a help
i qualified the writtten for sbi associates but my interview date is on 16 th march but i cannot attend it on that day as i am out of station...please tell me is there any chance for changing interview date for sbi associate...im from kerala

For those who have given SBI Asso Interview that is being conducted recently ... is there any chances that the interview time gets postponed abruptly .. i have a train to catch at 7 30 PM and my reporting time is 11 AM ... so can it be possible that i miss my train ????

ishan ahlawat Says

i have a query, if we are selected for bank po job, are we going to get training first, or we start working in a bank from day 1

As a PO in a bank, that is Probationary officer you remain on the probation period of 1 or 2 years as specified by bank. During this period you are suppose to work in different genre learning about various working methodology of banks. For this you will be placed at several branches where you wll be given work that may include that of a cashier to treasury. After the successful completion, you will become assistant manager. You will also have to clear CAIIB and JAIIB exams during probation.

Your query has been answered.

Just check the link:

http://www.pagalguy.com/forum/career-discussions/75485-ibps-po-2011-2012-discussions-36.html

i have a query, if we are selected for bank po job, are we going to get training first, or we start working in a bank from day 1

Terminology:-

Debt instrument: A written promise to repay a debt.Eg.Bills,Bonds etc.

Debt market:A market where debt instruments are traded.

Debt /Equity ratio:It is a measure of the companys financial leverage.Debt/Equity ratio is equal to long term debt divided by shareholder's equity.

Debtor:An induvidual/company that owes debt to another induvidaul or company(creditor) as a result of borrowing or issuing bonds.

Deed of trust:A deed which title is conveyed to a trustee.

Deferred credit:Revenue recieved by a firm but not yet reported as income.